Participation in the PostFinance Ltd (hereinafter “PostFinance”) promotion is governed by the conditions detailed below. By taking part in the promotion, participants accept these conditions of participation.

Conditions of participation: CHF 50.00 credit for new Smart or SmartPlus banking package subscriptions

Anyone who applies for a Smart or SmartPlus banking package with PostFinance between 18 March and 19 April 2024 will receive credit in the amount of 50 francs directly to their new PostFinance account by 31 July 2024 upon successful review of their application. If the documents and personal data required for the banking package application are not provided within 60 days, the account opening cannot be actioned and entitlement to the credit shall lapse. The offer does not apply to upgrades or downgrades of existing banking packages or to further account openings within an existing banking package. The offer is valid only once when customers open their first banking package (Smart or SmartPlus) within the specified time period. The credit of 50 francs that is paid out when customers open their first Smart or SmartPlus banking package can be received only by the person who meets the requirements for the relevant banking package (Smart or SmartPlus). All natural persons aged 20 or over who are resident in Switzerland are eligible to apply. Applications for a new Smart or SmartPlus banking package can be made via all channels offered by PostFinance, namely online via postfinance.ch, in the PostFinance App, at a PostFinance branch or at a Swiss Post branch.

The prices and conditions for a banking package (banking package for adults) and the general services and prices for private customers can be found online.

Conditions of participation: credit of CHF 50.00 when taking out a credit card and prepaid card

Anyone who applies for their first PostFinance Visa or Mastercard® credit card or prepaid card with PostFinance between 18 March and 19 April 2024 will receive credit in the amount of 50 francs directly to their own PostFinance account by 31 July 2024 upon successful review of their application. The offer does not apply to second cards or to upgrades to existing credit cards and is valid only once when applying for a credit card or prepaid card during the specified time period. The amount will be credited once per person (and not per card). The credit of 50 francs that is paid out when customers apply for their first credit card or prepaid card can be received only by the person who meets the requirements for the credit card or prepaid card. All natural persons aged 12 or over for prepaid cards and 18 or over for credit cards who are resident in Switzerland on a permanent basis are eligible to apply. Customers can apply for their first credit card or prepaid card via all channels offered by PostFinance, namely online via postfinance.ch, in the PostFinance App, at a PostFinance branch or at a Swiss Post branch. Existing PostFinance customers with a banking package can also apply for a credit card or prepaid card via e-finance.

A banking package (Smart, SmartPlus, SmartYoung and SmartStudents) at PostFinance is required in order to apply for a credit card or prepaid card from PostFinance. If the person does not yet have a PostFinance banking package, a PostFinance banking package must be opened in order to take out a credit card or prepaid card. The SmartKids banking package is excluded from this. This does not include a credit card or prepaid card.

Amendments to the participation rules and cancellation of the promotion

These conditions of participation may be altered by PostFinance at any time. PostFinance reserves the right to terminate the promotion at any time without advance notice and without giving a reason. In the event of suspected fraud or misuse, breach of these conditions of participation or other similar conduct, PostFinance may exclude individual persons from the promotion without stating reasons. If the promotion is discontinued or ended, there will no right to claim for payment or compensation.

Final provisions

To the extent permitted by law, PostFinance excludes any liability in connection with the promotion. No correspondence will be entered into regarding the promotion. Any right of appeal is excluded. The promotion is subject to Swiss law. The sole place of jurisdiction is Bern.