Retirement planning

Retirement planning, building up capital and protecting against risks – safeguard your financial future with PostFinance. Find the right retirement planning solution for your life situation.

Retirement planning with PostFinance

Reliable and flexible products – protect yourself against
risks at every stage of your life – a good feeling
retirement planning advice – optimally prepared

Discover the options of the second and third pillars

Build up assets for retirement, achieve a savings goal, protect yourself against financial consequences in the event of incapacity to work or death or deposit assets from your pension fund.

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Retirement savings account 3a: save money easily

Build up assets for your future over the long term and save on taxes at the same time: the retirement savings account 3a makes this possible. Organize your deposits flexibly and in line with your budget.
Retirement funds: return-orientated investment in retirement planning

Choose between retirement funds with different equity components. Discover our actively managed ESG retirement funds, which take account of environmental and social concerns as well as aspects of responsible corporate governance. Or take a look at our passively managed, less expensive retirement funds.
Life insurance: create financial security for you and your loved ones

Safeguard your desired standard of living in old age – and protect yourself and your family from the financial consequences of incapacity to work or death.
Vested benefits account 2nd pillar: deposit your pension fund assets safely

Do you intend to become self-employed or give up employment permanently or temporarily, e.g. after the birth of your child? You can have your second pillar assets transferred to PostFinance and even invest in them.

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Retirement planning and advice

Our experts will analyse your personal retirement planning situation free of charge. Together, we will develop the optimum strategy for your future.

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The right retirement planning at every stage of your life

At the beginning of your professional life

Start retirement planning

Have you recently embarked on your career and do you wish to start retirement planning? Perfect! It’s particularly worth starting early. The sooner you start, the more time your retirement assets will have to grow.

Find out more At the beginning of your professional life, Find out more

In the middle of your professional and family life

Expand your retirement planning

Planning a family, career or perhaps your own home? Now is the time to expand your retirement planning. With private retirement planning, you can save on taxes and create financial security for yourself and your family.

Find out more In the middle of your professional and family life, Find out more

Things are calming down

Optimize your retirement planning

Have your children maybe already moved out and are you well established in your job? This is an ideal time to assess your situation. Review how you wish to shape your financial future and how you can close any financial gaps.

Find out more Things are calming down, Find out more

Retirement in sight

Plan your retirement

Is retirement approaching? In that case it’s time to think about how you’d like to structure your retirement. We’ll help you to plan your retirement in the best way possible.

Find out more Retirement in sight, Find out more