investmentstories.ch is a new platform from PostFinance for everyone who would like to build up or expand their investment knowledge in a simple, understandable and clear way.

PostFinance is undergoing fundamental change: society – and with it, banking – is becoming increasingly digital, bringing about fundamental changes in customers’ needs and behaviour. At the same time, PostFinance is suffering badly from the current negative interest rate environment due to the ban on issuing its own loans and mortgages.

In the first three months of 2018, PostFinance generated operating profit (EBIT) of 96 million francs, 140 million francs less than the result recorded during the same period the previous year. The decline is mainly due to one-off items last year and significantly lower income from the interest differential business. This development is in line with expectations created by the persistently low interest rates on the money and financial markets, and the trend is set to continue.