Company founders and startups
Getting started on your path to independence
Practical tools, offers and more: PostFinance guides company founders step by step on their path to independence.
Setting up a company with PostFinance
- Attractive conditions tailored to your business launch
- Setting up a company with professional support
- Everything you need for your day-to-day business: business account, credit card, insurance and more
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Sole proprietorship
Starting a business quickly and easily
Are you setting up a sole proprietorship or general partnership?
These legal forms are particularly straightforward and suitable for getting started quickly – whether alone or together with business partners.
Here’s how we can help: Our checklist will help you keep an overview at all times during the startup phase. In addition, our partner, the Institut für Jungunternehmen (IFJ), will personally guide you every step of the way to a successful start. Once your company has been founded, open your business account with PostFinance and benefit from our startup package for up to two years.
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LLC or PLC
Founding a corporation
Are you setting up a limited liability company or a private limited company?
With these legal forms, you limit your personal risk and create a stable foundation for your company. They are particularly suitable for company founders who want to contribute capital or attract investors.
Here’s how we can help: Start by opening a capital payment account and paying in your share capital securely. This step is required for your company to be entered in the commercial register. Our partner, the Institut für Jungunternehmen (IFJ), will provide you with professional advice and helpful services throughout the entire startup process. After founding your company, you can benefit from attractive advantages during the first two years with our startup package.
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I’m still unsure
More information about setting up a company
You aren’t yet sure which legal form works best for you?
Choosing the right legal form is one of the most important decisions when starting your own business.
Here’s how we can help: We’ll provide you with helpful content that gives you an overview of the various legal forms and answers important questions about setting up a company. If you would like personal support, our partner, the Institut für Jungunternehmen (IFJ), will be happy to provide you with personalized advice. This will help you make a well-prepared decision.
Startup package for founders
- Business account – free of charge for the first two years
- Visa Business Card – company credit card free of charge in the first year
- Comprehensive payment solution for your online shop
- Attractive discounts on card terminals and transaction fees
Finding investors
How to convince investors and choose the right type of financing.
Setting up a company in Switzerland – what you need to know
The most important information about starting your own business – from idea to implementation.
How much does it cost to set up a company in Switzerland?
From entries in the commercial register to stamp duty: here’s a breakdown of the costs involved in setting up a company.
Setting up a company: how to lay the foundations for your business
You want to start your own company? In our guide, you’ll find out how to plan your path to independence securely.
Insurance when founding a company: what you need to bear in mind
OASI, DI, pension fund: which social and personal insurance is mandatory, which is not – and what you should watch out for.
2024 study on the startup market in Switzerland
Why are more and more people taking the leap towards independence in Switzerland? Our study provides answers.
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Company founders receive support through business and capital payment accounts, an attractive startup package and access to valuable business networks. Since 2009, PostFinance has been working with the Institut für Jungunternehmen (IFJ), a central point of contact for company founders in Switzerland. The IFJ offers founders consulting services as well as access to an online startup service, a business plan tool and free courses covering key aspects of starting a business. If you set up your company via the IFJ and open a business or capital payment account with PostFinance, we will also cover part of the startup costs incurred.
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PostFinance supports founders when setting up a company by offering a capital payment account for private limited companies or limited liability companies and a business account for day-to-day payment transactions. The business account serves as the basis for payment transactions and digital management via e-finance and the PostFinance App. To get started, you can benefit from a free company credit card (Visa Business Card) in the first year, and you can also use e-payment, checkout and payment solutions for your point of sale. Together with AXA, we also offer you suitable insurance solutions for setting up a company.
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When choosing your bank, pay attention to transparent conditions, user-friendly online banking and efficient payment transactions. Factors such as personal advice, support and special startup offers are also crucial, as is access to networks and partner programmes to help you get your business up and running. Ideally, you want a bank that continuously meets your needs as your company grows. PostFinance combines fair conditions with digital strength, personal support and valuable partnerships to ensure you receive the best possible support from the outset and in the long term. With PostFinance, founders also benefit from an exclusive startup package that is specially tailored to the requirements of setting up a company.
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The legal form of your company affects various aspects, such as account management, signing rights and lending. Documentation requirements and liability issues also play a role, as they influence the bank’s risk assessment.
PostFinance offers suitable solutions for all common legal forms.
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PostFinance doesn’t offer any direct help in searching for investors. However, our partnerships – such as with the Institut für Jungunternehmen (IFJ) or Venture Leaders Fintech – give you access to networks and programmes that can help you find investors.
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Retirement planning plays an important role when setting up a company, as it ensures financial security for you and your employees. PostFinance offers employee benefits (2nd pillar) and private retirement planning (3rd pillar) solutions that are specifically tailored to the needs of self-employed persons and small companies.
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Depending on the situation, various types of insurance are required or recommended by law. Companies must take out accident insurance (occupational accident/non-occupational accident), Old Age and Survivors’ Insurance (OASI), disability insurance (DI), unemployment insurance (UI), loss of earnings compensation (EO), family allowances (FZ) and motor vehicle insurance, if a company vehicle is available. The following insurance policies are optional, but recommended depending on the circumstances: daily allowance, business liability, legal protection, property and cyber insurance.
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PostFinance makes it easier to send and receive invoices with various digital solutions: with e-bill, you can send and receive invoices electronically, and with e-finance, you can easily export account transactions to your accounting software. For more comprehensive requirements, PostFinance works with partners who offer cloud-based accounting solutions specifically for SMEs.
Is your company or startup already up and running?
It’s easy to open a new banking relationship. We are happy to answer your questions in a telephone call. We’ll explore your requirements and ensure that you can start carrying out your financial transactions with PostFinance in no time.
