SMEs
We know what drives SMEs in Switzerland and offer solutions to reduce your administrative workload and manage your liquidity. This means you have more time for your core business.
Banking services for SMEs: the benefits for you
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Efficient services for your business success
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Collaborative support during implementation
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A one-stop shop for all SME solutions
Everything for your payments
Secure everything you need for smooth payment transactions, both nationally and internationally: our business account with a full overview of account balances and salaries, debit and credit cards and payment solutions is the ideal foundation.
Payment collection made easy
Find the right solution for payment collection, allowing you to accept all common payments in your shop, online shop or a combination of the two – from the PostFinance Card and PostFinance Pay to credit cards and TWINT.
Digitize invoices easily
Save time, effort and resources with digital invoices: thanks to eBill,
B2B e-invoicing and Paper Bill, you can create and process your SME invoices automatically and efficiently.
Liquidity always under control
Remain liquid as an SME and get the most out of your liquid assets: with multibanking, our investment options and financing, you can systematically manage your liquidity.
Our solutions for your everyday business
Customer story: less effort when collecting payments
Find out how Archetti Vini d’Italia AG reduces costs with “Combo payment methods” and saves time in administration thanks to a central invoicing system.
Customer story: invoice mailing massively simplified
From three days to two minutes: Evard Antennenbau AG automated the sending of paper invoices, freeing up valuable resources for its core business.
Multibanking: full liquidity control
SMEs often have accounts with various banks. Our multibanking solution bundles everything in one place, saving you time and avoiding liquidity bottlenecks.
Digitization and AI: the seven areas of action for your SME
With our seven areas of action, find out how you can drive forward your company’s digital transformation in a targeted manner and fully exploit its potential.
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An SME requires at least a business account and a debit card for daily payments. We also recommend a company credit card for worldwide travel and business expenses. A separate account for reserves is a good idea and, if business is conducted abroad, so is a foreign currency account.
Useful information: a business account is required by law for SMEs with the legal form of limited liability companies and private limited companies. A separate business account is not mandatory for sole proprietorships, but is recommended to ensure a clear distinction between business and private expenditure.
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There are two aspects regarding successful liquidity management for SMEs: firstly, it is important to ensure solvency at all times in order to remain capable of acting. Secondly, it is important to use surplus funds in a targeted, risk-adjusted and planned manner. Investments may be an option worth exploring.
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With an invoice solution from PostFinance, you send us your invoices digitally and we send them on for you either as eBills to your private customers’ e-banking, as B2B e-invoices directly to your business partners’ ERP or as paper invoices to the desired recipients with Paper Bill. The advantage for you: you submit your invoices digitally via the same interface directly from your software or via our invoice portal (e-invoicing portal). Our invoicing solutions are suitable for SMEs with small and large invoice volumes.
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Yes. Our B2B e-bill for invoice receipt provides the foundation for end-to-end digital processing. The invoice data is transferred to your ERP system in a structured manner, allowing you to shape the subsequent process steps in your ERP efficiently and automatically – from approval to archiving.
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With our Checkout payment collection solutions, you can accept a wide range of payment methods at the payment terminal in your shop or restaurant, in your online shop or a combination of in-store and online outlets. You decide for yourself whether you want to conclude an acceptance agreement for all common payment methods with us or whether you want to negotiate the acceptance agreements yourself.
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Plug-ins or connected services make it easy to integrate our Checkout payment collection solutions in your online shop into the usual shop systems.
You can find a list of the most common compatible shop systems on our product page.
Go to the “Checkout in the online shop” product page (see tab “Compatible shop systems”)
Is your shop system not listed? We would be happy to help you further at checkout@postfinance.ch.
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The transaction details and credits for all payment methods are consolidated in Checkout and can be used for accounting via export.
We value our collaboration with PostFinance as a local partner with whom we can communicate quickly and directly.
Sébastien Chave, Administration, Fondation Barnabé
Do you have any questions about PostFinance’s solutions?
Arrange a personal consultation and get comprehensive advice from our experts.
