In-store payment collection

The payment collection solution for every business

Payment collection in store made easy: Checkout is a comprehensive payment collection solution that allows you to accept all common payment methods with a payment terminal and also lets you keep track of your transactions at any time via the Checkout portal.

Complete payment solution

Payment terminals for every need. The payment methods are pre-configured or freely selectable.
Price plan that suits you

Choose for yourself: from a simple starter solution with no fixed costs to maximum flexibility.
You have an overview

Monitor your payments and manage your settings at any time in the Checkout portal.
We’ll support you personally

Reach a contact person from PostFinance to answer your questions or address problems at any time.

Collect payments professionally and inexpensively

Ideal for revenue from CHF 100,000: benefit from attractive conditions and flexibility. Which payment terminal and which price plan is best suited to your business?

The image shows the four card terminal models you can choose from. The logos of the common payment methods that you can offer with the payment solution are also displayed.

The complete payment solution

CHF 9.90 per month per terminal
Four terminal models – from CHF 224.25

Popular due to discounts

25% discount on PAX payment terminals
Account and card free of charge (three years)

Payment methods

PostFinance, TWINT, Visa, Mastercard, Diners Club/Discover, JCB/Union Pay

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The flexible payment solution

CHF 9.90 per month per terminal
Four terminal models – from CHF 299.00

Suitable

If you want to freely choose payment methods and acceptance partners

Payment methods

Free choice of acceptance partners and payment methods

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Payment terminals in detail

PAX payment terminals for every area of use

As convenient or robust as possible – mobile or integrated into your checkout? We cover all needs with our four card terminals, from ultra-light mobile starter models to professional devices. You decide which terminal suits you best.

Compare payment terminals

Download comparison table (PDF) (PDF) The link will open in a new window

Price plans in detail

Checkout POS bundle – the plug-and-pay solution with discounts

25% when purchasing PAX payment terminals
CHF 0.00 account management and PostFinance Card fees (three years)

Acceptance partners	PostFinance
Payment methods preconfigured	PostFinance Card TWINT Visa Mastercard Diners Club/Discover JCB/Union Pay
Manage payments	The Checkout portal gives you an overview of all transactions processed
Monthly costs	CHF 9.90 per terminal Covers the monthly costs for the SIM card and maintenance, including all data transfers
One-off investments	Acquisition of payment terminal(s) – from CHF 224.25 Shipping CHF 10.00 Terminal setup free of charge
Transaction fees	Debit cards: 1.2% TWINT: 1.3% Credit cards: 1.5% At least CHF 0.12
Additional fees	Chargeback fee: CHF 35.00 per chargeback
Time until activation	Five working days

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Checkout Flex – the solution for complete flexibility

You are free to choose which acceptance partner best suits your business and send the corresponding contracts to them directly in the Checkout portal.

Acceptance partners	Payment methods
Acceptance partners PostFinance	Payment methods Visa and Mastercard PostFinance Card TWINT Diners Club, Discover, JCB, Union Pay
Acceptance partners Wallee Group AG	Payment methods Visa and Mastercard PostFinance Card TWINT
Acceptance partners Worldline	Payment methods Visa and Mastercard TWINT Diners JCB China Union Pay
Acceptance partners Concardis	Payment methods Visa and Mastercard Diners JCB China Union Pay
Acceptance partners Miscellaneous	Payment methods Reka WIRcard Others on request

Manage payments	With the Checkout portal, you can keep track of all transactions processed
Monthly costs	CHF 9.90 per terminal Covers the monthly costs for the SIM card and maintenance, including all data transfers
One-off investments	Acquisition of payment terminal(s) – from CHF 299.00 Shipping CHF 10.00 Terminal set-up free of charge
Transaction fees	Dependent on the selected acceptance partners and payment methods
Additional fees	Selected acceptance partners conditions
Time until activation	Dependent on the selected acceptance partners

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For occasional payment collection

Introductory offer for small businesses: fees only apply when collecting payments. With an extra-convenient card terminal.

Price plan: Checkout All-in-One

Payment terminal PAX A50s

CHF 189.00

Payment methods

PostFinance, TWINT, Visa, Mastercard

Prices and fees

No monthly fixed costs
1.7% per payment, min. CHF 0.20

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Payment terminal in detail

PAX A50s

With the All-in-One pricing model, you receive a particularly inexpensive and convenient mobile POS terminal with Wi-Fi and 4G connections. Ideal for collecting cashless payments in store and for use on the go − in gastronomy, in the retail sector and at events.

Use	Battery life: around eight hours with normal use Outdoor use restricted (not ideal in poor weather conditions) Cash integration: no
Data connection	4G Wi-Fi (2.4 GHz) Bluetooth
Length and weight	13.8 cm 163 g incl. battery
Price	Price with Checkout All-in-One (excl. VAT): CHF 189.00

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We offer additional payment terminals with the Checkout POS Bundle and Checkout Flex pricing models. Compare characteristics and payment terminal prices – everything at a glance.

Price plan in detail

Checkout All-in-One

With the All-in-One pricing model, you receive a single, complete payment solution with no ongoing costs. Fees are only incurred when collecting payments.

Acceptance partners	PostFinance − in cooperation with our partner Wallee Group AG
Payment methods	PostFinance Card TWINT Visa and Mastercard
Manage payments	The Checkout portal gives you an overview of all transactions processed
Monthly costs	None
One-off investments	Acquisition of payment terminal PAX A50s: CHF 189.00 (excl. VAT.) Shipping CHF 10.00 Set-up free of charge
Transaction fees	1.7% per transaction At least CHF 0.20 Standardized for debit cards, TWINT and credit cards
Additional fees	Chargeback fee: CHF 35.00 per chargeback Manual payment: CHF 2.50/transaction
Time until activation	Five working days

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Keep your income under control at all times

The Checkout portal gives you an overview of your transactions at all times. If you need help or immediate support, such as with replacing a device, we are there for you around the clock and free of charge.

The image shows the Checkout portal user interface on a notebook. A note on the image also explains that a replacement device can be collected from more than 50 locations in an emergency.

Checkout – your new payment collection solution?

Support and value-added services

SOS box – immediate help in the event of payment terminal failure

If your card terminal suddenly fails, our SOS box provides you with immediate help. You can receive a replacement device around the clock from over 50 locations around Switzerland – free of charge for all Checkout customers.

Go to the SOS box

Inclusive support for all Checkout customers

By telephone: around the clock
By e-mail: receive a reply within two working days
Online: in the self-service area

Optional: personal Support Plus

Further support for CHF 69.90 per month
By telephone: priority handling with a separate phone number
By e-mail: response time of max. six hours
Two hours of video sessions for matters relating to the development of your payment solution (sessions to be carried out within 12 months)

Simple accounting

You can find the sales reports (reconciliations) of the different acceptance partners and your sales receipts in your Checkout portal. You can export these as a CSV file and import them into your accounting software.

Checkout for omnichannel

All Checkout price plans can be expanded at any time to an omnichannel solution with sales in the online shop (e-payment).

Integration into the checkout system

You can integrate our card terminals into any modern checkout system at the point of sale (POS). The following five solutions are available:

Direct integration (documentation at The link will open in a new window checkout.postfinance.ch)

Local Till Interface (LTI)
Android Till Interface (ATI)
Cloud Till Interface (CTI)

Indirect integration (communication protocols)

The link will open in a new window Via Pepper from Treibauf – with this solution, the checkout manufacturer connects your checkout backend to your PAX payment terminals via remote maintenance using the Pepper interface.
Via ZVT/OPI – an additional app is installed on your PAX payment terminal to link your terminal to your checkout solution via the ZVT or OPI interface.

To integrate it into your checkout system, please contact our support team or your provider.

Documents

Documents and links

Questions and answers

This depends on where you want to use your POS terminal. A mobile card terminal is ideal for the gastronomy sector (restaurants or bars), markets or delivery services – wherever you need to collect payments flexibly. It works via WLAN or mobile phone.

A stationary card terminal is firmly connected to the checkout with cables. It is suitable for shops with a fixed point of sale. PostFinance offers you a suitable model for every sales situation.

Find out more in our blog post

A good card terminal should support all the common Swiss payment methods: credit cards (Visa, Mastercard), debit cards, TWINT, mobile wallets and the PostFinance Card. All our POS terminals meet the industry ep2 standard. This means you can offer your customers a smooth and secure payment at the POS.

You make a one-off investment with the purchase of a POS payment terminal that suits your on-site situation. The ongoing costs cover the operation and maintenance of the terminals and services. To optimize ongoing costs, you can choose from the following options:

No fixed costs: this may be useful for small businesses. You have slightly higher transaction fees, but you only pay when you collect payments (perfect for up to around 50 payments per month, annual sales of up to CHF 100,000 or seasonal use)
Monthly fees per terminal: you pay a monthly fixed price per POS terminal while benefiting from lower transaction costs.

Tip: with our POS bundle, you benefit from discounts on POS terminal purchases and on your business account fees.

You should never compromise on security. Our POS terminals are PCI DSS and ep2 certified. This is the standard in Switzerland and worldwide. These certifications guarantee that card data is encrypted and processed securely.

Forget about software updates and negotiations with technical providers and simply focus on your core business: PostFinance’s Checkout solutions guarantee maintenance and security, protecting your business and your customers’ data.

A card terminal should be easy to operate and ready for use quickly. Our devices can be installed and operated without any technical expertise. We are there to provide support at all times if you have any problems. You can access your payments and settings around the clock in the Checkout portal.

There are various ways to integrate it into your checkout system to make your processes even more efficient.

In addition to the card terminal, there’s also the service. We have over 100 years of experience in Swiss payment transactions, reliable support and fair contractual conditions.

If you do not want to benefit from the advantages of our Checkout products: together with Worldline, we offer a mobile, easy-to-use card terminal for flexible use in store or on the go: the Link/2500.