In-store payments

Terminal, payment methods and account all in one 

Accept cashless payments with ease: with a modern payment terminal and popular payment methods, SMEs get everything they need for everyday payment collection in one package.

Your payment solution as a package (POS bundle)

  • A single contract for everything
    You can cover all services and simplify your processes with just a single contract.
  • Free account and card
    You will receive the account and the PostFinance Card free of charge for three years.
  • Payment overview
    Keep track of your payments and benefit from transparent invoicing in our Checkout portal.

For a limited time only: 50% discount on the purchase price of our payment terminals

With the POS bundle package, you now get 50% off the purchase price of our terminals, three years of free account management and a PostFinance Card included. Existing POS bundle customers also benefit from a 50% discount when purchasing additional terminals.

Payment methods included in the POS bundle

The image shows logos for popular payment methods that you can offer in your business with the POS bundle payment solution.

Plug and Pay: With just one contract, you can offer your customers the main payment methods.

  • PostFinance and TWINT

  • Visa and Mastercard

  • Apple Pay, Google Pay, Samsung Pay

  • Diners Club, Discover

  • JCB, UnionPay

Need other payment methods?
Discover our flexible payment solution Checkout Flex.

POS bundle prices and services

One-off investments
Payment terminal purchase: from CHF 149.50
Plus shipping and VAT

Monthly costs
CHF 9.90 per terminal
Incl. all-inclusive service, SIM card and data 

Transaction costs
Debit cards: 1.2%
TWINT: 1.3%
Credit cards 1.5%
Min. CHF 0.12

Chargeback fee: CHF 35 per chargeback

Benefits

  • Up and running in just a few days If your business is already a PostFinance customer, activation typically takes one working week after delivery of the payment terminal.

  • Direct TWINT integration

  • Pick up a replacement device free of charge from 50 locations

  • PostFinance as contractual partner

  • Personal point of contact

  • Comprehensive overview with the Checkout portal and e-finance analyses

Useful information

One-stop service with 100 years of experience

In PostFinance, you have a partner that provides a one-stop service for in-store payments. From the selection of suitable POS terminals to secure payment processing and personal support – you can depend on us for your everyday operations.

Hassle-free payments establish trust for your business

Your card payments are processed via PCI DSS-compliant systems by ep2-certified payment terminals. These standards ensure sensitive card details are protected, transactions are processed securely and established security requirements regulating Swiss payment transactions are complied with.

Personal point of contact

As a customer of our cashless payment solutions for business, you benefit from the following free services:

  • Around-the-clock telephone support
  • Responses to e-mail queries within two working days
  • Comprehensive support and guides in the self-service area

SOS box – immediate help in the event of payment terminal failure

If your card terminal fails, our SOS box provides you with immediate help. You can receive a free replacement device around the clock from over 50 My Post 24 locations across Switzerland.

Optional: personal Support Plus

  • For CHF 69.90 a month, you receive additional support
  • Your queries are prioritized via a separate phone line
  • You receive a response to e-mail enquiries within six hours
  • A two-hour video session to go into more detail on your payment solution is also available to you (redeemable within 12 months)

Need support?

We will be pleased to set aside time for a personal consultation.

We will be happy to help. Call us on +41 58 448 14 24.

Integration into your checkout system


Our payment terminals (with the exception of the PAX A50s starter model) can be connected with the majority of modern checkout systems, with various options available for you to choose from.

Direct connection
With an interface (local, cloud or Android).
Documentation available at The link will open in a new window checkout.postfinance.ch
Connection via partner solutions
Via the cash register manufacturer using Pepper from treibauf
Via app installation on the payment terminal

Collection payments in your online shop too

Do you also sell online? If so, you can upgrade your POS bundle at any time to include a payment solution for your online shop.

POS bundle: the advantages for your finances

  • 50% off all payment terminals POS bundle promotion: only until the end of November

  • Three years of free account management and a free PostFinance card for your credit account

  • CHF 9.90 per terminal per month, including maintenance, SIM card and data

  • Transaction fees (1.2% debit cards; 1.3% TWINT; 1.5% credit cards; minimum fee CHF 0.12)

Get in touch with us to schedule an appointment.
We are available by phone on +41 58 448 14 24 from Monday to Friday, 8 a.m. to 6.30 p.m.

All payment terminals at a glance

Payment terminal PAX A50s
Ultra-light starter model

For mobile payment collection where space is limited, e.g. at market stalls, delivery services or events.

Particularly light and easy to handle – barely bigger than a smartphone.

Price with Checkout POS bundle

CHF 149.50 incl. discount

Payment terminal PAX A77
Powerful and mobile

For mobile payment collection with high transaction volumes.

Large display and powerful battery for all-day use.

Price with Checkout POS bundle

CHF 349.50 incl. discount

Payment terminal PAX A920Pro
Ideal for the checkout area

For businesses that want to print receipts directly at the terminal.

Including counter-top charging point and receipt printer.

Price with Checkout POS bundle

CHF 649.50 incl. discount

Payment terminal PAX A77
Compact checkout solution

For fixed checkout spaces with direct connection to the checkout system.

Compact and space-saving with no separate network setup.

Price with Checkout POS bundle

CHF 474.50 incl. discount

Keep an eye on all payments at all times

Other price plans – tailored to your company

The package isn’t the right solution for your business? No problem – we have other solutions to choose from.

Checkout All-in-One: the ultimate starting point

Suitable for smaller companies. If you have annual revenue of less than CHF 100,000, collect payments only occasionally and do not want to incur any running costs.

Checkout Flex: maximum flexibility

Suitable for larger companies. Optimized for businesses with special requirements.

Benefits

With the Checkout All-in-One pricing model, you receive a single, complete payment solution with no ongoing costs. Fees are only incurred when collecting payments.

  • All major payment methods covered by one contract Acceptance agreement with our partner Wallee: this way, you can offer your customers all the major payment methods without the added expenses.

  • Up and running in just a few working days

  • Comprehensive overview with the Checkout portal and e-finance analyses

  • Pick up a replacement device free of charge from 50 locations

  • Personal point of contact

Use
Battery life: around eight hours with normal use
Outdoor use: restricted (not ideal in poor weather conditions)
Cash integration: no
Data connection
4G
Wi-Fi (2.4 GHz)
Bluetooth
Length and weight
13.8 cm
163 g incl. battery

We offer additional payment terminals with the POS Bundle and Checkout Flex price plans. Compare features and payment terminal prices – everything at a glance.

Prices

 

One-off investment
Purchase of payment terminal(s)
Shipping: CHF 10.00 / signed-for delivery + CHF 5.00
Setup
Free of charge
Monthly costs
None
Transaction fees
1.7% per transaction
Min. CHF Standardized for debit cards, TWINT and credit cards 0.20
Additional fees
Chargeback fee: CHF 35.00 per chargeback
Manual payment: CHF 2.50/transaction

Benefits

  • PostFinance is a payment service provider A payment service provider (PSP) is a service provider that offers retailers the technical infrastructure and services necessary to process electronic payments, including the integration of different payment methods.

  • Your choice of acceptance partners and payment methods

  • Comprehensive overview with the Checkout portal and e-finance analyses

  • Pick up a replacement device free of charge from 50 locations

  • Personal point of contact

  • Activation time: depends on the chosen partners

Payment terminal

As convenient or robust as possible – mobile or integrated into your checkout? We cover all needs with our four card terminals, from ultra-light mobile starter models to professional devices. You decide which terminal suits you best.

Acceptance partners and payment methods

During the set-up process, you can send a contract request directly to your chosen provider in the Checkout portal.

PostFinance

  • Visa and Mastercard
  • PostFinance Card
  • TWINT
  • Diners Club, Discover, JCB, UnionPay
Wallee Group AG
  • Visa and Mastercard
  • PostFinance Card
  • TWINT
Worldline
  • Visa and Mastercard
  • TWINT
  • Diners Club
  • JCB
  • China UnionPay
Nexi
  • Visa and Mastercard
  • Diners Club
  • JCB
  • China UnionPay
Various
  • Reka
  • WIRcard
  • Others on request

Prices

One-off investment
Purchase of payment terminal – from CHF 299.00
Shipping: CHF 10.00 / Signed-for delivery + CHF 5.00
Set-up
Free
Monthly costs
CHF 9.90 per terminal
Covers the monthly costs of maintenance and the SIM card, incl. all data transfers from
Transaction fees
Depends on the chosen acceptance partners and payment methods
Additional fees
Terms and conditions of the chosen acceptance partners

Accepting cashless payments: more on this topic

30-day free trial

Create an account in the Checkout portal with no obligation.

FAQs

  • A mobile terminal is always worthwhile if you’re not tied to a fixed checkout area.

    Typical situations:

    • Catering services (payment at the table)
    • Services on the customer’s premises
    • Events, markets or food trucks

     
    Advantages:

    • Payment collection directly from the customer
    • Less back-and-forth
    • Faster processes


    However, for traditional high street retail outlets with a fixed checkout, stationary or integrated terminals usually make more sense.

    Find out more in our blog post

  • A modern terminal should cover at least the following payment methods:

    • Debit cards including the PostFinance Card
    • Credit cards
    • Mobile wallets (e.g. Apple Pay, Google Wallet)
    • TWINT

    This combination is now standard in many sectors and prevents loss of revenue due to limited payment options.

  • As a rough guide:

    Under approx. 100,000 francs/year: models without fixed costs make more sense
    From approx. 100,000 francs/year: fixed-cost models are often cheaper

    The reason: transaction fees quickly add up when volumes are higher, so lower fees per payment save more in the long term than the cost of the basic monthly fee.

  • No. A payment terminal can also be operated without a checkout system. For simple business models with just one checkout area, a stand-alone terminal is often completely sufficient.However, as soon as your processes become more complex – e.g. multiple employees or high frequencies – it becomes worthwhile to integrate your terminal into the checkout system. That way, amounts are transferred automatically, errors are reduced and processes become more efficient.

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