PostFinance Classic/Standard Cards

Classic/Standard Cards. Secure when travelling and on the Internet

Details

Bonus programme

With the unlimited cash bonus programme for the PostFinance credit and prepaid cards you can benefit from double the usual turnover reimbursement of 0.5% in the first year, earning you 1%. The payment is made into your private account semi-annually, in July and December.

Debits not included in the refund include: Cash withdrawals, fees and interest.

Online access via e-finance 

The secure online access via e-finance provides control of your card at all times:

  • Calling your available amount and your card limit
  • Verification of the last purchases, payments and cash withdrawals
  • Calling the last two billing periods
  • Calling the incurred bonus amount to the last settlement
  • Charging your card
AWD (Avis Worldwide Discount) number, which you can found on the back of your credit card

Book your rented vehicle via the link below and pay with your PostFinance Visa or MasterCard. The discount will be deducted automatically:

Place your reservation by calling 0848 811 818. Mention the AWD number (Avis Worldwide Discount number). You can find it on the reverse of your Classic/Standard card.

Contactless payment

The contactless payment function allows you to pay amounts of up to CHF 40 without entering your PIN.

Details on prices and conditions

The annual fee is debited directly from customers' card balance.

Payment modalities

Payment period for the monthly bill20 days, then set-off against default interest
Partial paymentPossible if there is no danger of overindebtedness
Settlement debitedSettlement via debit direct, e-bill or inpayment slip
Temporarily increase your limitFree in e-finance

Security 

Card locking service in case of loss
(7/24 hours)
In Switzerland: Phone 0848 888 400 (max. CHF 0.08/min. in Switzerland)
From abroad: Phone +41 44 828 32 81
Card replacementAs soon as possible, usually within two working days
3-D SecureProtection for online purchases. More information and registration:

Payments and cash withdrawals

Monthly spending limitIndividual
Purchases in foreign currency

0.9% processing surcharge

(exchange rate: UBS currency sell rate)

Partial payment9.5% effective annual interest rate
Monthly cash withdrawal limit

CHF 1,000/day from ATMs

Max. 20% of the card limit

Cash withdrawals from domestic ATMs
3.5% commission (at least CHF 10)
Cash withdrawals from ATMs abroad

3.5% (at least CHF 10) plus
0.9% processing surcharge

Additional cards/Blocking cards

Partner card/Second card CHF 20
Replacement cardCHF 20
Card lockFree

Cash-free around the world

Travel securely with PostFinance cards: Cash-free around the world.