PostFinance credit cards: your reliable companions
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Money back with every purchase
With our bonus programme, you get up to 1 percent cashback on every purchase. It takes place automatically and you receive the money directly on your account.
Shop online with peace of mind
Relax at home and shop: the PostFinance credit card offers worldwide acceptance and maximum convenience. You’re also covered with free shopping insurance – if your mobile phone breaks shortly after the guarantee expires or if you see a cheaper item later on, for example.
Travel with peace of mind
Pay easily and securely with your credit card and make contactless payments with your smartphone or smartwatch. There’s a rental car discount, too.
With the Gold and Platinum credit cards, you’re also fully insured: if you fall ill/have an accident before your trip or lose your luggage, travel insurance will take care of everything for you quickly and easily.
Keep your spending under control at all times
With e-finance and the PostFinance App, you can keep your expenses under control 24/7. You receive convenient push notifications about your debits and bills, so you won’t miss out on anything and can keep track of your budget.
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Questions and answers
Persons over the age of 18 resident in Switzerland or Liechtenstein can apply for a credit card. To order a credit card, you need a PostFinance banking package with a private account in Swiss francs.
No. PostFinance credit cards are only available with a banking package (Smart, SmartPlus, SmartYoung or SmartStudents). You can arrange the products in your banking package as you want.
When using debit cards, every payment is debited from your account immediately. With a credit card, you only pay at the end of the month (partial payment possible) – the bank gives you short-term credit.
You also enjoy the following advantages with our credit cards:
Bonus programme: up to 1 percent cashback on every purchase.
Reservation guarantee: often debit cards are not accepted for booking accommodation, rental cars or flights. But a credit card guarantees the reservation.
Insurance coverage: shopping insurance and – depending on the credit card – travel insurance are included.
Discounts: money off car rental with Avis.
Exclusively with Platinum: value-added services such as concierge service and airport lounge access.
The only difference is acceptance: some retailers don’t accept both card types. You can see which cards are accepted at the in-store or online checkouts.
Yes. You can make mobile payments with your PostFinance credit card. Store your card in a supported wallet such as Apple Pay, Google Pay or Samsung Pay. You can then make contactless payments with your smartphone or smartwatch wherever you see the relevant symbol or mobile payment logo.
