PostFinance TWINT

Simply twint it

Are you Twinting yet? PostFinance TWINT enables you to pay quickly and easily online and in store or to split shared bills and send money. Discover convenient, cashless payment and a wide range of other useful features in PostFinance TWINT, Switzerland’s payment app.

PostFinance TWINT: more than just making payments

  • Link the PostFinance TWINT App directly with your PostFinance private account – or several accounts all at the same time

  • Convenient payment in online shops, at the checkout or at small retailers

  • Add customer cards and collect loyalty points with every payment, e.g. Coop Supercard or Migros Cumulus

  • Send money to or request money from friends and acquaintances in real time

  • Various partner functions allow you to pay directly in the app, e.g. pay for parking, donate to charitable causes or benefit from Super Deals

  • Activate and immediately benefit from discount coupons when twinting in the app

    • In order to use PostFinance TWINT, you require a private account with PostFinance
    • To activate PostFinance TWINT, you will need the PostFinance App with a registered PostFinance login or a PostFinance Card with a private account and a yellow card reader
    • Download the PostFinance TWINT App directly from Google Play or the App Store
    • One-off registration via the PostFinance App and PostFinance login or with the PostFinance Card and the yellow card reader
    • After registration, you can store your preferred method of payment as well as customer cards and membership cards

    Tip: activate fingerprint identification or facial recognition for easy use of the app.

    More information on where you can pay using TWINT

    Short videos on selected features

    • No. The PostFinance TWINT App can only be linked to a PostFinance private account.

      However, if you want to accept TWINT as a payment solution, you will find an overview of all the advantages via the link below:

      The link will open in a new window Further information on 

    • The yellow PostFinance TWINT App is the direct link to your PostFinance account or credit card. It’s therefore only available to PostFinance customers who have registered with the PostFinance Card and the yellow card reader. The TWINT prepaid app will remain an independent prepaid app.
    • Yes, this is possible. You can install and use several TWINT Apps from several banks on the same smartphone.

      For the P2P function (send/receive money), the most recently installed app is used automatically to receive the money (which you can adjust in the app settings).

    • Yes. You can now add several accounts to your PostFinance TWINT App. To do so, click on the three dots/lines in the top corner of the app and then select “Account & credit card”.

    • You can receive a maximum of CHF 4,000 per calendar month. The limit cannot be adjusted. The amount of money you can send depends on what your available account balance is. 
    • Account linking: a maximum of CHF 5,000 can be used for payments per calendar month. Credit card: the limit depends on what the credit card’s limit is.
    • Click on the three dots/lines in the top corner of the app and then select “Account & credit card”. You can then link other PostFinance accounts to the TWINT App and select the account to be debited or credited for TWINT transactions.

    • As Apple currently provides the NFC interface only for its own payment system, TWINT uses the alternative connection option via QR code.

    • To close your Account click on the three dots/lines in the top right corner of the app and select "Close PostFinance TWINT account".

      In order for a PostFinance TWINT account to be closed, there must be no pending transactions. You can find your pending transactions in “Transactions -> Show all”.

      Please note that automated payments (e.g. if you have stored PostFinance TWINT as a payment method in the SBB app) will be cancelled.

      Cancellation of your PostFinance TWINT account is permanent and cannot be reversed.

    Further questions and answers

    You will find many answers to your questions in the Twint FAQ. 

Download the app directly from the App Store or Google Play: 

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