PostFinance prepaid card

Prepaid card. Expenses under control


The ideal alternative to a credit card 

  • Anyone who wants to have good control of their costs at all times
  • Everyone looking for an alternative to their present credit card
  • Young people aged 12 and older who want to learn how to handle cash-free payments without any risk

Two card designs available

Choose between two different card designs with the PostFinance MasterCard Value:


Bonus programme

With the unlimited cash bonus programme for the PostFinance prepaid card you can benefit from a turnover reimbursement of 0.5%. In the first year you earn a double bonus of 1%. The payment is made directly into your private account semi-annually, in June and December. Cash withdrawals and debits for interest, prices and fees are not taken into account for calculating the turnover reimbursement.


Online access via e-finance

The secure online access via e-finance provides control of your spendings at all times:

  • Calling your card balance
  • Verification of the last purchases, payments and cash withdrawals
  • Calling the last two transaction overviews
  • Calling the incurred bonus amount to the last settlement
  • Charging your card

The annual fee is debited directly from customers' card balance.

Payment modalities

Free in e-finance or by inpayment slip
LimitMax. charging limit CHF 5,000


Personal identification number (PIN)The card is protected by a freely selectable PIN if lost.
Card locking service in case of loss
(7/24 hours)
In Switzerland: Phone 0848 888 430 (charges apply)
From abroad: Phone +41 44 828 32 81
Card replacementAs soon as possible, usually within two working days
3-D SecureFor more information on 3-D Secure and a link for registration, see here:

Payments and cash withdrawals

Monthly spending limitNone, the entire card credit is available
Purchases in foreign currency0.9% processing surcharge
(exchange rate UBS currency sales rate)
Monthly cash withdrawal limitsCHF 1,000/day at the ATM
max. charged credit
Cash withdrawal at the ATM in CHF3.5% (at least CHF 10)
Cash withdrawal at the ATM in foreign currency

3.5% (at least CHF 10) and
0.9% processing surcharge (exchange rate UBS currency sales rate)

Additional cards/Blocking cards 

Replacement cardCHF 20
Card lockFree

Free of charge with student and youth account

Young customers with a student and youth account receive the PostFinance MasterCard Value free of charge.

Cash-free around the world

Travel securely with PostFinance cards: Cash-free around the world.