Prepaid card

Prepaid card. Expenses under control


The ideal alternative to a credit card 

  • Anyone who wants to have good control of their costs at all times
  • Everyone looking for an alternative to their present credit card
  • Young people aged 12 and older who want to learn how to handle cash-free payments without any risk

Two card designs available

Choose between two different card designs with the PostFinance MasterCard Value:


Bonus programme

With the unlimited cash bonus programme for the PostFinance prepaid card you can benefit from a turnover reimbursement of 0.3%. In the first year you earn a double bonus. The payment is made directly into your private account semi-annually, in June and December. Cash withdrawals and debits for interest, prices and fees are not taken into account for calculating the turnover reimbursement.


Online access via e-finance

The secure online access via e-finance provides control of your spendings at all times:

  • Consult your card balance
  • Verify the most recent purchases, payments and cash withdrawals
  • Consult the current and last 15 transaction overviews
    • Consult the incurred bonus amount to the last settlement
    • Charge your card

    SMS card service

    With the SMS card service you have a constant overview.

Contactless payment

The contactless payment function allows you to pay amounts of up to CHF 40 without entering your PIN.

The annual fee is debited directly from customers' card balance.

Payment modalities

Free in e-finance or by inpayment slip
Maximum card balance
CHF 10,000


Card locking service in case of loss
(7/24 hours)
In Switzerland: Phone 0848 888 430 (max. CHF 0.08/min. in Switzerland)
From abroad: Phone +41 44 828 32 81
Card replacementAs soon as possible, usually within tree working days
3-D SecureFor more information on 3-D Secure and a link for registration, see here:

Payments and cash withdrawals

Monthly spending limitNone, the entire card credit is available
Purchases in foreign currency

1.2% processing surcharge

(exchange rate UBS currency sales rate)

Monthly cash withdrawal limitsCHF 1,000/day at the ATM
max. charged credit
Cash withdrawal at the ATM in CHF3.5% (at least CHF 10)
Cash withdrawal at the ATM in foreign currency

3.5% (at least CHF 10) and
1.2% processing surcharge
(exchange rate UBS currency sales rate)

Additional cards/Blocking cards 

Replacement cardCHF 20
Card lockFree

Free of charge with student and youth account

Young customers with a student and youth account receive the PostFinance MasterCard Value free of charge.

Cash-free around the world

Travel securely with PostFinance cards: Cash-free around the world.