PostFinance Mastercard Value

Cashback worldwide with every purchase

With the PostFinance Mastercard® Value, you can shop online worldwide, make contactless payments at the checkout or withdraw cash – and get cashback on every purchase. You can load the credit onto your prepaid card quickly and easily in e-finance or in the PostFinance App.

PostFinance Mastercard Value: the practical prepaid card

  • Make purchases and withdraw cash worldwide

  • Pay with Apple Pay and Samsung Pay

  • Bonus programme – with up to 0.6% cashback

  • Manage 24/7 in e-finance and via the PostFinance App

  • With unlimited cashback for the Mastercard Value prepaid card from PostFinance, you benefit from a turnover reimbursement of 0.3%. In the first year you even receive a double bonus. The payment is made directly into your private account every six months, in June and December.

    Cashback on the sales turnover achieved :

    • 0.6% in thefirst year
    • 0.3% from the second year
  • Design

    Manage 24/7 in e-finance and via the PostFinance App

    Thanks to e-finance and the PostFinance App, you have your prepaid card under control at all times:

    • Real-time display of all your transactions and available amounts
    • Load credit onto your card to increase your available amounts
    • Receive free notifications about completed transactions (push or text notifications)
    • Block or unblock your card and order a replacement card or a replacement PIN

    Mobile payment solutions

    Secure, easy and fast payment with your smartphone. The PostFinance Mastercard Value can be stored with the following providers:

    Card security

    Make secure payments worldwide with PostFinance credit cards thanks to the latest chip technology and 3-D Secure.

  • Preconditions

    The applicant

    • resides in Switzerland or Liechtenstein (country of domicile),
    • is at least 12 years old
    • and has a private account in CHF from PostFinance

    Card price

    The annual fee is debited directly from the card account.

    Main card

    CHF 50 per year

    With the SmartPlus, SmartStudents and SmartYoung banking packages, you receive a discount of CHF 50 on your credit card.

    Replacement cards

    Via hotline/customer advisor
    CHF 30 per card
    Via e-finance
    CHF 25 per card

    Load credit onto your card

    Load credit onto your card in e-finance or with an inpayment slip
    Free of charge
    Initial loading
    At least CHF 100
    Maximum card balance
    CHF 10,000

    Payments and cash withdrawals

    Monthly spending limit
    None, the entire card balance is available
    Transactions abroad incl. online shops of foreign retailers (CHF/foreign currencies)
    1.7% processing surcharge (The exchange rate (selling rate) used is set once a day and is valid for processing on the next working day.)
    Cash withdrawal at ATMs in Switzerland and abroad
    3.5% commission (minimum CHF 10)
    Lottery, betting and casino transactions
    3.5% commission (excluding Swisslos and Loterie Romande. The maximum commission is CHF 100.)
    Monthly cash withdrawal limit
    CHF 1,000/day from ATMs
    Max. credit loaded
    • The prepaid card is suitable for customers who want extra security. As you have to top up the prepaid card with credit before you use it, you can limit your maximum spending amount.

    • Yes. You can use a prepaid card worldwide, wherever Mastercard cards are accepted, in shops and online.

    • Prepaid cards do not have a usual card limit. Before you can use the prepaid card, you have to top it up with money. This means that only the topped-up amount is available.

    • No. Prepaid cards cannot be overdrawn. The amount available is the amount that you previously loaded onto the card.

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