Comprehensive insurance
With new insurance coverage, shop with peace of mind at any time with the PostFinance Mastercard Value.
PostFinance Mastercard Value
Your prepaid card for complete cost control
With the PostFinance Mastercard® Value, you can shop online, make contactless payments at the checkout or withdraw cash worldwide. When you shop, you get money back in the form of points in the SmartPoints bonus programme and benefit from attractive shopping insurance. You can load the credit onto your prepaid credit card quickly and easily in e-finance or in the PostFinance App.
Dive into the world of SmartPoints
Benefit from up to 0.6% cashback in the form of points in our new SmartPoints bonus programme for payments with the Mastercard Value prepaid card.
PostFinance Mastercard Value: the prepaid card for added security
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Cashback of up to 0.6% in the form of SmartPoints By registering for the SmartPoints bonus programme from PostFinance, you can collect points while shopping with your PostFinance prepaid card. You can convert the points into money and have them paid out to your account.
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Reloadable credit
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Shopping insurance included
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Manage 24/7 in e-finance and via the PostFinance App
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Pay with Apple Pay, Google Pay, Samsung Pay and other providers
Preconditions
- Domicile in Switzerland or Liechtenstein
- At least 12 years old
- Private account in CHF from PostFinance
Card price
The annual fee is debited directly from the card account.
Main card |
CHF 50 per year
Free with SmartPlus, SmartStudents and SmartYoung banking packages |
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Replacement cards
Via hotline/customer advisor | CHF 30 per card |
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Via e-finance | CHF 25 per card |
Load credit onto your card
Load credit onto your card in e-finance or with an inpayment slip |
Free of charge |
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Initial loading |
At least CHF 100 |
Maximum card balance |
CHF 10,000 |
Payments and cash withdrawals
Monthly spending limit |
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Transactions abroad incl. online shops of foreign retailers (CHF/foreign currencies) |
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Cash withdrawal at ATMs in Switzerland and abroad |
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Lottery, betting and casino transactions |
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Monthly cash withdrawal limit |
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With unlimited cashback for the Mastercard Value prepaid card from PostFinance, you can benefit from payments of up to 0.6 percent cashback in the form of points in our new SmartPoints bonus programme. You can convert the points into money and have them paid out to your account. In the first year you even receive a double bonus.
Cashback on the sales turnover achieved
Cash withdrawals, money transfers (including P2P transfers and inpayments to gambling accounts) and debits for interest, prices and fees are not taken into account for calculating the turnover reimbursement.
- 0.6% in thefirst year
- 0.3% from the second year
Shopping insurance
Has your mobile phone stopped working just after the warranty expired? Do you see the first laptop you purchased at a lower price a few days later? No problem: pay with the PostFinance prepaid card, and the integrated insurance benefits will protect you – and at no extra cost.
Benefits
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Thanks to e-finance and the PostFinance App, you have your prepaid card under control at all times:
- Real-time display of all your transactions and available amounts
- Load credit onto your card to increase your available amounts
- Receive free notifications about completed transactions (push or text notifications)
- Block or unblock your card and order a replacement card or a replacement PIN
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Make safe, fast mobile payments. Save the PostFinance Mastercard Value in Apple Pay, Samsung Pay, Google Pay or SwatchPay.
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Make secure payments worldwide with PostFinance credit cards thanks to the latest chip technology and 3-D Secure.
3-D Secure – shop online easily and securely
Make contactless payments with the card
More information about card security
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The prepaid card is suitable for customers who want extra security. As you have to top up the prepaid card with credit before you use it, you can limit your maximum spending amount.
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Yes. You can use a prepaid card worldwide, wherever Mastercard cards are accepted, in shops and online.
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Prepaid cards do not have a usual card limit. Before you can use the prepaid card, you have to top it up with money. This means that only the topped-up amount is available.
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No. Prepaid cards cannot be overdrawn. The amount available is the amount that you previously loaded onto the card.
Order a Mastercard Value
The card for extra security to top up: get up to 0.6% cashback in the first year in the form of points in the SmartPoints bonus programme and benefit from attractive shopping insurance.
