Open an additional account in e-finance or in the PostFinance App.
Don’t have access to e-finance? Call us on +41 58 448 14 14. Our staff will open your additional account for you.
Accounts
You can process your domestic and international payments and banking transactions easily, quickly, flexibly and securely using PostFinance accounts. From pocket money and your first salary all the way through to retirement – we have the right account for you.
Already a customer?
Accounts for adults aged 21 and over
Our accounts are always part of a banking package. You can tailor your package to your individual financial needs with the accounts, cards and services you require. Should your needs change, you can adapt the products flexibly.
Benefits
|
Private account CHF |
Savings account |
Private account EUR |
Private account in foreign currency |
|---|---|---|---|---|
| Benefits Ideal for |
Private account CHF Everyday use, salary and invoices |
Savings account Save money |
Private account EUR Travel and payments in euros |
Private account in foreign currency International payments and income |
| Benefits Costs |
Private account CHF Included in the banking package |
Savings account Included in the banking package |
Private account EUR Included in the banking package |
Private account in foreign currency Included in the banking package |
| Benefits Online banking and app |
Private account CHF |
Savings account |
Private account EUR |
Private account in foreign currency |
| Benefits Free debit card |
Private account CHF |
Savings account |
Private account EUR |
Private account in foreign currency |
| Benefits Mobile payment |
Private account CHF |
Savings account |
Private account EUR |
Private account in foreign currency |
| Benefits Cash withdrawal |
Private account CHF |
Savings account |
Private account EUR |
Private account in foreign currency |
| Benefits Payments/withdrawals |
Private account CHF |
Savings account 10 withdrawals per year free of charge |
Private account EUR |
Private account in foreign currency |
| Benefits Other accounts free of charge |
Private account CHF |
Savings account |
Private account EUR |
Private account in foreign currency |
| Benefits Can be managed as a partner account |
Private account CHF |
Savings account |
Private account EUR |
Private account in foreign currency |
| Benefits Interest |
Private account CHF 0.00% |
Savings account 0.00% |
Private account EUR 0.00% |
Private account in foreign currency 0.00% |
| Benefits More information |
Private account CHF | Savings account | Private account EUR | Private account in foreign currency |
Accounts for adults aged 21 and over
Our accounts are always part of a banking package. You can tailor your package to your individual financial needs with the accounts, cards and services you require. Should your needs change, you can adapt the products flexibly.
| Benefits | Ideal for | Costs | Online banking and app | Free debit card | Mobile payment | Cash withdrawal | Payments/withdrawals | Other accounts free of charge | Can be managed as a partner account | Interest | More information |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Benefits
Private account CHF |
Ideal for Everyday use, salary and invoices |
Costs Included in the banking package
|
Online banking and app |
Free debit card |
Mobile payment |
Cash withdrawal |
Payments/withdrawals |
Other accounts free of charge |
Can be managed as a partner account |
Interest 0.00% |
More information |
| Benefits
Savings account |
Ideal for Save money |
Costs Included in the banking package |
Online banking and app |
Free debit card |
Mobile payment |
Cash withdrawal |
Payments/withdrawals 10 withdrawals per year free of charge |
Other accounts free of charge |
Can be managed as a partner account |
Interest 0.00% |
More information |
| Benefits
Private account EUR |
Ideal for Travel and payments in euros |
Costs Included in the banking package |
Online banking and app |
Free debit card |
Mobile payment |
Cash withdrawal |
Payments/withdrawals |
Other accounts free of charge |
Can be managed as a partner account |
Interest 0.00% |
More information |
| Benefits
Private account in foreign currency |
Ideal for International payments and income |
Costs Included in the banking package |
Online banking and app |
Free debit card |
Mobile payment |
Cash withdrawal |
Payments/withdrawals |
Other accounts free of charge |
Can be managed as a partner account |
Interest 0.00% |
More information |
Accounts for children, young people and apprentices
Children and young people up to the age of 20, as well as apprentices and students up to the age of 30, enjoy preferential conditions with us.
Our accounts are always part of a banking package. You can tailor your package to your individual financial needs with the accounts, cards and services you require. Should your needs change, you can adapt the products flexibly.
Benefits
|
Youth account |
Youth savings account |
Student account |
|---|---|---|---|
| Benefits Ideal for |
Youth account Pocket money and first finances |
Youth savings account Save and make your dreams come true |
Student account Apprenticeship or studies |
| Benefits Costs |
Youth account Free of charge for SmartKids and SmartYoung |
Youth savings account Free of charge for SmartKids and SmartYoung |
Student account Free of charge for SmartStudents |
| Benefits Age |
Youth account Up to 20 years old |
Youth savings account Up to 20 years old |
Student account Up to 30 years old (in education) |
| Benefits Currency |
Youth account CHF or EUR |
Youth savings account CHF or EUR |
Student account CHF or EUR |
| Benefits Online banking and app |
Youth account |
Youth savings account |
Student account |
| Benefits Free debit card |
Youth account From the age of 12 |
Youth savings account |
Student account |
| Benefits Free credit card |
Youth account
|
Youth savings account |
Student account |
| Benefits Mobile payment |
Youth account
|
Youth savings account |
Student account |
| Benefits Free cash withdrawals in Switzerland and abroad |
Youth account |
Youth savings account |
Student account |
| Benefits Payments/withdrawals |
Youth account |
Youth savings account 10 withdrawals per year free of charge |
Student account |
| Benefits Other accounts free of charge |
Youth account |
Youth savings account |
Student account |
| Benefits Interest |
Youth account 0.10% |
Youth savings account 0.25% |
Student account 0.10% |
| Benefits More information |
Youth account | Youth savings account | Student account |
Accounts for children, young people and apprentices
Children and young people up to the age of 20, as well as apprentices and students up to the age of 30, enjoy preferential conditions with us.
Our accounts are always part of a banking package. You can tailor your package to your individual financial needs with the accounts, cards and services you require. Should your needs change, you can adapt the products flexibly.
| Benefits | Ideal for | Costs | Age | Currency | Online banking and app | Free debit card | Free credit card | Mobile payment | Free cash withdrawals in Switzerland and abroad | Payments/withdrawals | Other accounts free of charge | Interest | More information |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Benefits
Youth account |
Ideal for Pocket money and first finances |
Costs Free of charge for SmartKids and SmartYoung |
Age Up to 20 years old |
Currency CHF or EUR |
Online banking and app |
Free debit card From the age of 12 |
Free credit card
|
Mobile payment |
Free cash withdrawals in Switzerland and abroad |
Payments/withdrawals |
Other accounts free of charge |
Interest 0.10% |
More information |
| Benefits
Youth savings account |
Ideal for Save and make your dreams come true |
Costs Free of charge for SmartKids and SmartYoung |
Age Up to 20 years old |
Currency CHF or EUR |
Online banking and app |
Free debit card |
Free credit card |
Mobile payment |
Free cash withdrawals in Switzerland and abroad |
Payments/withdrawals 10 withdrawals per year free of charge |
Other accounts free of charge |
Interest 0.25% |
More information |
| Benefits
Student account |
Ideal for Apprenticeship or studies |
Costs Free of charge for SmartStudents |
Age Up to 30 years old (in education) |
Currency CHF or EUR |
Online banking and app |
Free debit card |
Free credit card |
Mobile payment |
Free cash withdrawals in Switzerland and abroad |
Payments/withdrawals |
Other accounts free of charge |
Interest 0.10% |
More information |
