Business account in CHF

For companies with payment transactions in Switzerland

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The business account in CHF is a payment account for companies, self-employed persons, associations and founda-tions based in Switzerland that primarily process their payment transactions in Switzerland. Take advantage of fast transfers, digital processes and seamless integration into e-finance.

The business account in CHF – your basis for Swiss payment transactions

  • For everyday business in Switzerland
    Process payments, invoices and salaries easily and directly in CHF.
  • Predictable costs
    Account management for just CHF 5 per month.
  • Clear separation between private and business accounts
    A better overview, simpler accounting and a professional appearance.
  • Digital and flexible
    Manage rights, authorizations and additional functions conveniently online.

One business account for each business phase

Head start for new founders

For anyone who has founded a company in the past two years and wants to keep their fixed costs low.

  • Two years of free account management with the startup package
  • Further advantages, especially for young companies
Take advantage of the startup package

Are you setting up a private limited company or a limited liability company? If so, the capital payment account the right first step.

Keep your finances under control – at all times

For anyone who wants to simplify their accounting and know where their company stands at all times.

  • Clear separation of private and business finances for accounting and tax purposes
  • A central overview of all incomings and expenditure
  • More transparency for you and your fiduciary

Grows with your company

If your business model is evolving or your company is growing, you need an account that can be adapted flexibly.

  • Introduce e-invoices when volumes increase
  • Enable international payments
  • Open additional accounts for branches or projects

Convinced?

Then open your business account in CHF now.

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Account management
CHF 5.– per month
Additional fee for customers domiciled abroad
CHF 25 per business account and month

Current interest rates

Interest rates for business customers

Account statements and notifications

You can choose the interval at which you receive your account statement. The costs depend on the notification cycle and on whether you would prefer to receive statements in e-finance or on paper.

Electronic account statement (in e-finance)
Free of charge
Account statement on paper
CHF 3/Document

  • For sole proprietorships, self-employed persons, startups, SMEs, limited liability companies, private limited compa-nies, associations and foundations based in Switzerland that primarily process their payment transactions in CHF.

  • A private account is intended for the personal finances of private individuals. With a business account, you have access to company-specific services such as e-invoice, QR-bill and online shop payment solutions, and you can manage authorizations for employees. Even as a sole proprietorship, you have to manage both accounts separately – a private account cannot be used as a business account.

  • A business account isn’t required by law, but it’s advisable in practice because a separate business account clearly separates private and business payments, simplifies accounting and makes it easier to provide evidence of business expenses in the event of a tax audit.

  • All companies based in Switzerland can open a business account – regardless of their legal form or size. This ap-plies to sole proprietorships, limited liability companies, private limited companies, associations and foundations, for example. As a private individual without company status, you cannot open a business account.

  • The business account in CHF costs CHF 5 per month. For companies founded in the past two years, the account management fee can be waived for two years thanks to the startup package. To benefit from this, you have to apply for the startup package.

  • You can manage several business accounts in CHF, EUR or foreign currencies. The account management fee is CHF 5 per month for each CHF or EUR business account and CHF 2 per month for each business account in foreign currency.

  • No. There is neither a minimum turnover nor a minimum deposit. The price of CHF 5 per month applies to up to 60,000 transactions per year within Switzerland.

  • Existing business customers can open an additional account directly in e-finance – it takes just a few minutes. As a new customer, you can arrange a consultation online. Once the required documents have been submitted, the business relationship and account will generally be opened within a few working days.

  • Yes. You can open an additional account in EUR or eight other currencies at any time: AUD, CAD, DKK, GBP, JPY, NOK, SEK and USD. All accounts are managed separately and can be viewed together in e-finance.

I use PostFinance for our national customers and our international suppliers.
Roberto Cazzato, founder of “Die Veredler GmbH”

Open as a new customer

Are you not yet a business customer? Arrange an appointment online now and open your business account.

You are already a business customer

Are you already a business customer? You can open your account online in just a few steps.

You do not have an e-finance login

Are you already a business customer? Give us a call. Our staff will open your additional business account for you.

+41 58 448 14 24
Monday
to Friday: 8 a.m. to 8 p.m. 
Saturday: 8 a.m. to 5 p.m

Get more from your business account