Business account in CHF
Control over payments, flexibility in everyday life.
Whether you’re a freelancer, a newly founded company or a company that has already expanded – a business account helps you to separate your payments and accounting neatly and to keep track of everything at all times. You can manage everything digitally, keep a secure eye on your finances and react flexibly to changes.
Everything in one business account
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- Account management only CHF 5 per month
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- Clear separation of private and business expenses
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- Can be expanded as required with additional functions such as e-bill and other services
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- Save on fees with the startup package for new companies
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Manage authorizations and rights independently online
Startup booster for new companies
Have you founded a company in the past two years? If so, you can benefit from two years of free account management and other special offers with the startup package.
Did you know? If you are setting up a private limited company (AG/Ltd) or a limited liability company (GmbH), the capital payment account is the right option for you.
Financial overview and control
With the PostFinance business account, you can separate your private and business expenditure and keep an eye on your company finances at all times.
Tip: with the PostFinance company card, you can manage your spending even more efficiently – including your employees’ expenses. You can keep full control for CHF 80/year.
A business account that grows with your business
The account adapts to your business – not the other way round. Whether you’re introducing e-invoices, making payments abroad or need new accounts for branches or projects: everything can be added modularly.
Account management for business customers with fewer than 60,000 transactions within Switzerland |
CHF 5/month |
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Debit card PostFinance Card |
CHF 30/year |
Company credit card Visa Business Card |
CHF 80 per year |
Customers domiciled abroad pay an additional fee of CHF 25 per business account and per month.
Current interest rates
Standard notification
You can choose the interval at which you receive your account statement. The costs depend on the notification cycle and on whether you would prefer to receive statements in e-finance or on paper.
Account statement on paper |
CHF 3/Document |
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Electronic account statement (in e-finance) |
Free of charge |
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You can use the business account to manage the finances for your company or association, helping you to keep your private and business finances separate from one another. With a business account, you also have access to services such as payment processing in your online shop or digital payment in your business.
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A business account in Swiss francs or euros costs CHF 5 per month. An account in a foreign currency costs CHF 2 per month.
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If you are already a PostFinance business customer, you can open an additional business account online.
If you don’t yet have a business relationship with PostFinance, you can arrange an appointment online.
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Yes, a business account is a basic precondition for sole proprietorships, just as it is for all other types of company. It enables you to use services relevant to your company, such as corporation accounts, foreign currency accounts or capital payment accounts.
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No, you require a business account as a company. Even as a sole proprietorship, you cannot use a private account as a business account. You can only use the services relevant to your company with a business account.
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Yes, you can open additional accounts in Swiss francs, euros or another foreign currency. The account management fees mentioned above apply to each additional business account.
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Yes, you can open additional accounts in euros or in one of eight foreign currencies (AUD, CAD, DKK, GBP, JPY, NOK, SEK and USD).
More about our business account in EUR for business customers
More about our foreign currency accounts for business customers
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No, you cannot open a business account as a private individual. If you are a PostFinance business customer, open a business account.
Open as a new customer
Are you not yet a business customer? Arrange an appointment online now and open your business account.
You are already a business customer
Are you already a business customer? You can open your account online in just a few steps.
