Business account in CHF

The basis for payment transactions

A business account provides the ideal basis for companies to efficiently process their day-to-day payment transactions. With e-finance and the PostFinance App, you can access your finances and conveniently manage your account electronically anywhere and at any time.

An overview of the business account in CHF

Basis for other PostFinance services
Account management CHF 5/month
Efficient account management via e-finance and the app

Prices and conditions

Account management for business customers with fewer than 60,000 transactions within Switzerland	CHF 5/month
PostFinance Card	CHF 30/year
Visa Business Card	CHF 80 per year

Customers domiciled abroad pay an additional fee of CHF 25 per business account and per month.

Current interest rates

Interest rates for business customers

Standard notification

You can choose the interval at which you receive your account statement. The costs depend on the notification cycle and on whether you would prefer to receive statements in e-finance or on paper.

Account statement on paper	CHF 3/Document
Electronic account statement (in e-finance)	Free of charge

Documents and links

Questions and answers

If you are already a PostFinance business customer, you can open an additional business account online.

If you don’t yet have a business relationship with PostFinance, you can arrange an appointment online.

With e-finance, the online banking service from PostFinance, you can easily manage your finances anytime and anywhere via computer or smartphone. Selected payment transaction and accounting software options enable you to link to e-finance and simplify your processes.

A business account in Swiss francs or euros costs CHF 5 per month. An account in a foreign currency costs CHF 2 per month.

You can use the business account to manage the finances for your company or association, helping you to keep your private and business finances separate from one another. With a business account, you also have access to services such as payment processing in your online shop or digital payment in your business.

Yes, a business account is a basic precondition for sole proprietorships just as it is for all other types of company. It enables you to use the services relevant to your company.

No, you require a business account as a company. Even as a sole proprietorship, you cannot use a private account as a business account. You can only use the services relevant to your company with a business account.

Yes, you can open additional accounts in Swiss francs, euros or another foreign currency. The account management fees mentioned above apply to each additional business account.