Deposit starting capital safely
Are you starting a private limited company (Ltd) or a limited liability company (GmbH)? You can deposit your starting capital safely in your capital payment account until it is converted into a business account once you’ve founded your company.
Secure safekeeping of your assets for starting capital
Seamless transfer of your capital to the PostFinance business account after setting up a company
Attractive conditions – account management free of charge with the PostFinance startup package
Personal advice from our experts
A capital payment account is a special account in CHF for the secure safekeeping of starting capital when founding a private limited company (Ltd) or limited liability company (GmbH). The capital payment account will be converted into a business account once the company has been entered in the commercial register.
Once you have successfully started a business, you will benefit from an exclusive startup package with PostFinance: we’ll waive the account fees for your business account with e-finance for two years. What’s more, other attractive offers await you.
The one-off fee for starting capital of CHF 145 will be charged.
The fee for the capital payment account is exempt from VAT and will be charged for the opening and management of the capital payment account.
No interest is paid on the capital payment account.
For new customers, the capital payment account is converted into a business account.
A capital payment account is a temporary account that serves as proof of security for the share capital. It is used for the founding of a corporation (e.g. limited liability company (GmbH) or private limited company (Ltd)) in Switzerland. It is used to pay in the share capital before the company is entered in the commercial register.
Depending on the bank or region, the capital payment account is also managed under other terms – such as a proof of funds account, startup account, blocked account for capital contributions or payment account. Despite the different names, all variants serve the same purpose: they secure and document the capital contribution when setting up a company.
The blocked account or capital payment account is opened before the company is officially founded and serves as proof that the required capital is actually available. The money is blocked during this start-up phase. This means that it may not be issued or moved. The capital will only be released and converted into a business account once the company has been entered in the commercial register.
A minimum capital sum of CHF 20,000 is required to set up a limited liability company (GmbH) in Switzerland. This capital must be paid in full when the company is founded.
A minimum capital sum of CHF 100,000 is required to set up a private limited company (Ltd) in Switzerland. At least 20% of this amount, but at least CHF 50,000, must be paid in when the company is founded.
Are you still unsure? Get in touch with us by phone and we will answer your questions.
