Private accounts in banking packages
Private accounts are managed in the Smart banking package or the SmartPlus banking package.

The account for international payment transactions
The foreign currency account is the ideal basis for worldwide payments, transfers and transactions in foreign currencies – outside the eurozone.
wish to make international transfers easily and securely
wish to manage your money flexibly
| Currency | Credit interest rate |
|---|---|
| Currency Australian dollar (AUD) |
Credit interest rate 0.00% |
| Currency Canadian dollar (CAD) |
Credit interest rate 0.00% |
| Currency Danish krone (DKK) |
Credit interest rate 0.00% |
| Currency Pound sterling (GBP) |
Credit interest rate 0.00% |
| Currency Japanese yen (JPY) |
Credit interest rate 0.00% |
| Currency Norwegian krone (NOK) |
Credit interest rate 0.00% |
| Currency Swedish krona (SEK) |
Credit interest rate 0.00% |
| Currency United States dollar (USD) |
Credit interest rate 0.00% |
Private accounts are managed in the Smart banking package or the SmartPlus banking package.
CHF 25/month per account, regardless of assets
You can close your current bank account with the following cancellation letter.
You can transfer money to an account internationally as an international payment in e-finance. Thanks to the foreign currency account and digital currency converters, you have a full overview of payments, conversions, exchange rate risks and foreign exchange transactions.
A foreign currency account allows you to hold money in a currency other than Swiss francs. This enables you to make payments, transfers and transactions in foreign currencies without being dependent on the current exchange rate.
The foreign currency account is available in the following currencies: USD, GBP, AUD, CAD, DKK, NOK, SEK and JPY. You can use it to make payments and transfers in these currencies worldwide.
Our foreign currency account, integrated into our banking packages, offers fair and transparent fees. With complete cost control in the banking app or in online banking, you can keep track of fixed costs, exchange rate supplements and conversions at all times.
Yes. With the banking app, you can make payments, settle invoices, carry out currency conversions and execute banking transactions digitally. You can also use Apple Pay, Google Pay and other wallets for cashless payments worldwide.
All transactions and conversions are displayed transparently so that you can detect exchange rate losses and fluctuations at an early stage. This allows you to maintain control over foreign exchange transactions, exchange rates and payments in foreign currencies.
Yes. With digital tools for financial planning, you can keep track of all payments, transfers, invoices and payment flows. Foreign exchange transactions and multicurrency accounts are also displayed clearly in the banking app and in online banking.
Of course. The foreign currency account is perfect for US payments, international transfers and worldwide cashless payments. You benefit from favourable exchange rates, minimum fees and a complete overview of your payments.
Open an additional private account in your chosen foreign currency easily and free of charge via your e-finance or the PostFinance App.