Cryptos at your bank
Trade cryptocurrencies independently in the secure PostFinance environment – directly in e-finance or the PostFinance App. We offer you a clear range of cryptocurrencies and hold your digital assets in Switzerland.
Trade cryptos without an additional wallet
Access to your digital assets and their safekeeping in Switzerland in accordance with the highest security standards
Stake cryptos and receive regular rewards
Invest regularly with a crypto saving plan
Invest from as little as 50 US dollars
When putting together our crypto service, we take account of various factors, including quantitative and qualitative characteristics. This means that factors such as size and market capitalization play a role, but the maturity of a protocol and its business model are also analysed.
We offer popular cryptos such as:
Staking allows you to benefit from passive income by having your cryptocurrencies blocked and supporting the crypto network. Start from as little as 0.1 ETH.
In order to trade crypto with PostFinance, you must meet the following preconditions:
To invest in cryptocurrencies, you need a crypto portfolio. Open this quickly and easily via e-finance or the PostFinance App.
You have two options for purchasing:
With an individual order, you invest a one-off amount of your choice from 50 US dollars in a cryptocurrency from our range. You can enter individual orders directly in e-finance or in the PostFinance App anytime.
Invest regularly in a cryptocurrency from our range with a crypto saving plan. You can set up or change the saving plan directly in e-finance or in the PostFinance App. You determine the amount (from 50 US dollars) and the frequency of orders (weekly, monthly, every two months or quarterly).
Portfolio fees (excl. VAT) |
0.15% from CHF 0.00 p.a. 0.10% from CHF 500,000 p.a. 0.05% from CHF 1 million p.a. |
|---|---|
Trading fees |
0.95% from USD 0 0.75% from USD 250, 000 0.55% from USD 1 million |
Minimum amount per individual order |
USD 50 |
Crypto saving plan |
From USD 50 |
Staking fee |
20% on rewards, at least USD 1 per quarter |
Before investing in cryptocurrencies, you should familiarize yourself with how they work and with the opportunities and risks. In some cases, cryptocurrencies are subject to sharp price fluctuations, which can result in significant losses in value. You should therefore only invest money that you can afford to do without and make your investment decisions carefully. You can also start off with a small, manageable amount. With the crypto saving plan, you can invest from as little as 50 US dollars. Once set up, it automatically runs in the background, without you constantly having to worry about the right time.
Yes. You can buy, sell and stake cryptocurrencies in just a few clicks via online banking. Your holdings are displayed clearly so that you can keep track of your portfolio at all times. Even if buying cryptocurrencies is easy, investors should be aware of the risks involved and make their investment decisions carefully.
No. At PostFinance, you can buy and sell cryptocurrencies from our range without having to set up a cryptocurrency wallet yourself.
Sie können direkt online in Ihrem E-Finance oder in der PostFinance App ein Kryptoportfolio eröffnen. Damit erhalten Sie Zugang zu über 20 Kryptowährungen sowie zu Zusatzfunktionen wie dem Staking von Ethereum – alles in einem übersichtlichen Design.
You can open a crypto portfolio directly online in your e-finance or in the PostFinance App. This gives you access to over 20 cryptocurrencies and additional functions such as Ethereum staking – all with a clear and transparent design.
If you trade crypto with PostFinance, portfolio fees and trading fees apply. You can find more information on this under “Fees and conditions” on this page.
Yes. Cryptocurrencies are considered assets and must be declared and taxed as assets. With PostFinance, you receive an annual overview of your digital assets for your tax return.
The price, value and returns of cryptoassets can fluctuate and may lead to the loss of all capital invested. You should therefore familiarize yourself with the basics of crypto trading and cryptocurrencies before investing in a cryptocurrency.
Start investing directly in five minutes
