Legally an adult – at last

Make your own decisions about your finances

Upon reaching 18 years of age, PostFinance customers benefit from additional options and have sole right of disposal and signing over the range of services at PostFinance.

Fresh possibilities

Upon reaching the age of 18, additional options become available to PostFinance customers.

Credit cards

Get money back on all purchases worldwide

PostFinance TWINT

The digital wallet

What happens on your 18th birthday?

  • A new basic contract will be issued, however services from PostFinance will not change
  • All existing signing rights, cards and any e-finance authorizations from legal representatives or other third parties will be cancelled; third-party access to PostFinance services will therefore be blocked
  • All standing orders and pending payments charged to the account will be cancelled; any existing standing transfer orders created by the legal representatives will also be cancelled

What needs to be done?

  • The basic agreement sent to you must be signed and the documents “Beneficial Ownership”  and “Self-declaration of tax residency”  must be completed in full. The completed documents must be returned within 30 days in order to avoid access to your account being blocked. As soon as all contract documents arrive at PostFinance duly completed and signed, all accounts and any fund custody accounts will be activated in the young person’s e-finance subscription and they will be able to access all services.
  • If the young person has not yet confirmed their identity: to confirm your identity, you must attend in person at one of the Swiss Post or PostFinance branches. You can confirm your identity with a valid form of ID . You must bring the completed documents with you.
  • If signing right is to be given to any third parties, their details must be completed on the power of attorney regulations and signed by the authorized persons. The documents can then be returned to PostFinance.

We will be pleased to help if you have any questions