PostFinance TWINT

Switzerland’s digital cash

Are you twinting yet? One app – several functions Pay online quickly, shop conveniently, split the bill easily: with TWINT, Switzerland’s digital cash.

Contactless payments are the hygienic way to pay

With TWINT, you can use QR codes and Beacons to make contactless payments. This is extremely useful in times of special hygiene measures and social distancing. By making contactless payments, you can protect those close to you as well as all of the people who are currently contributing in extraordinary ways, i.e. by working in food stores and pharmacies.

A sense of both responsibility and solidarity are currently required. Many of our fellow human beings hope for our solidarity and support. Do the shopping for grandma or take her dog Barry for a walk. When doing so, make sure to always adhere to hygiene regulations and keep a safe distance from other people.

You can request and receive money from friends and family. Whether you are sending or requesting money: with a photo and a few nice words, you can add a personal and friendly touch to your message.

PostFinance TWINT: more than just making payments

  • Link the PostFinance TWINT App with your account

  • Pay quickly and conveniently in the online shop, at the checkout, at machines and at parking meters

  • Request money or send cash to friends and relatives in real time – simply, from smartphone to smartphone

  • Activate your loyalty cards and enjoy the benefits

  • Store customer cards and membership cards and collect points with every payment you make

  • Twint+ is the secure way to make donations via the app, to pay at the parking meter and to buy digital vouchers for yourself or as a gift

    • In order to use PostFinance TWINT, you require a private account with PostFinance
    • To activate PostFinance TWINT, you will need a PostFinance Card with a private account and a yellow card reader, or the PostFinance App with a registered PostFinance login
    • Download the PostFinance TWINT App directly from Google Play or the App Store
    • One-off registration via the PostFinance App and PostFinance login or with the PostFinance Card and the yellow card reader
    • After registration, you can store your preferred method of payment as well as customer cards and membership cards

    Tip: activate fingerprint identification or facial recognition  for easy use of the app.

    More information on where you can pay using TWINT

    Short videos on selected features

    Do you need assistance?

    In our free Go Digital course “Consolidation”, you will learn how to install the app and use its practical functions.

  • With the PostFinance TWINT App you always have all your customer cards, loyalty cards and coupons at hand – clearly organized in your app.

    Customer cards

    You can store an increasing number of cards digitally in the TWINT App. Be it a customer card like the Coop Supercard or a membership card: each time you pay with TWINT, you can enjoy the benefits of whatever card you’ve stored.

    Loyalty cards

    Get discounts by activating the loyalty cards available in your TWINT App and collecting all the electronic stamps you need.


    When twinting, benefit directly from discount coupons, which you can find and activate in your TWINT App.

    • No. The PostFinance TWINT App can only be linked to a PostFinance private account.

      However, if you want to accept TWINT as a payment solution, you will find an overview of all the advantages via the link below:

      The link will open in a new window Further information on 

    • The yellow PostFinance TWINT App is the direct link to your PostFinance account or credit card. It’s therefore only available to PostFinance customers who have registered with the PostFinance Card and the yellow card reader. The TWINT prepaid app will remain an independent prepaid app.
    • Yes, this is possible. You can install and use several TWINT Apps from several banks on the same smartphone.

      For the P2P function (send/receive money), the most recently installed app is used automatically to receive the money (which you can adjust in the app settings).

    • This function is currently not available, but will be considered for future versions of the PostFinance TWINT App.
    • You can receive a maximum of CHF 4,000 per calendar month. The limit cannot be adjusted. The amount of money you can send depends on what your available account balance is. 
    • Account linking: a maximum of CHF 5,000 can be used for payments per calendar month. Credit card: the limit depends on what the credit card’s limit is.
    • This is currently not technically possible.

      To modify your account, you will need to register again with the account you would like. Your old account will then be deleted. This will result in the loss of data and transaction history.

    • Apple would have to open up its interface, which it has only made available for its own system. This is why TWINT uses alternative connection methods, i.e. Bluetooth beacons and QR codes.

    Further questions and answers

    You will find many answers to your questions in the Twint FAQ. 

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