The PostFinance Card in EUR is your free card for your private account in EUR. The PostFinance Card combined with Debit Mastercard® enables you to withdraw cash worldwide and shop conveniently online or in stores throughout Switzerland and abroad. With no currency conversion losses for withdrawals in EUR.
PostFinance Card combined with Debit Mastercard: pay in online shops and in stores worldwide
Withdraw cash in EUR or CHF at Postomats, ATMs and post offices throughout Switzerland
Withdraw cash worldwide at ATMs
Contactless payment: fast and convenient
You must have a private account in EUR to obtain a PostFinance Card in EUR.
With the combined card, you can pay wherever the PostFinance Card logo or the Mastercard logo is displayed.
Activate geoblocking to restrict cash withdrawals made with the PostFinance Card to specific geographical areas abroad.
Cash withdrawals at ATMs in Switzerland are free of charge with the SmartPlus, SmartYoung or SmartStudents banking package. With the Smart banking package, withdrawals of euros cost CHF 5 and withdrawals of Swiss francs cost CHF 2. Since 13 December 2022, cash withdrawals at ATMs have only been be available with the PostFinance Card combined with Debit Mastercard.
Please note the information on withdrawing money at ATMs in the Mastercard networks. The information does not originate from PostFinance and no responsibility is accepted for its accuracy. Since 11 september 2023, cash withdrawals abroad have only been available with the PostFinance Card combined with Debit Mastercard.
| Withdrawals | In EUR |
|---|---|
| Withdrawals Cash withdrawals per day |
In EUR EUR 800 |
| Withdrawals Goods purchases per day for online shopping |
In EUR EUR 2,000 |
| Withdrawals Monthly limit per card |
In EUR EUR 4,000 |
| Withdrawals Monthly limit per account |
In EUR EUR 4,000 |
| Withdrawals Withdrawals at post offices |
In EUR Account balance in terms of cash holdings |
Calls from Switzerland: 0848 888 700 (max. CHF 0.08/min. in Switzerland)
Calls from abroad: +41 58 667 99 85
The maximum amount per day for cash withdrawals depends on the terminal. Amounts that exceed the terminal limit can be withdrawn in several instalments. Any applicable fees are charged for each withdrawal. The PostFinance Card may only be used for recurring payments online up to a specified monthly limit: CHF 1,500 or EUR 1,300 per month. The PostFinance Card may only be used for one-off payments online up to a specified monthly limit: CHF 500 or EUR 350 per month. If there are multiple cards belonging to the same account (e.g. partner account), the monthly limit is applied per card.
The PostFinance Card in EUR is free of charge.
| Place of use | Cost of cash withdrawals |
|---|---|
| Place of use Postomats |
Cost of cash withdrawals Free of charge |
| Place of use Post office counters |
Cost of cash withdrawals Withdrawals in Swiss francs: free of charge Withdrawals in euros: 1% of cash sum withdrawn |
| Place of use ATMs in Switzerland |
Cost of cash withdrawals Smart banking package: SmartPlus, SmartStudents and SmartYoung banking packages: free of charge |
| Place of use ATMs abroad |
Cost of cash withdrawals Smart banking package: CHF 5 |
| Place of use Purchase of goods/services |
Cost of cash withdrawals A processing fee of 1.5% applies on purchases made abroad (goods or services bought in shops and online). |
Card blocking Via hotline/customer advisor |
CHF 20 per report |
Card replacement Via hotline/customer advisor |
CHF 40 per card |
For amounts up to CHF 500 or EUR 350 per month, the card and ID number of the PostFinance Card must be entered in the payment screen.
For amounts exceeding this limit, the personal PIN for the PostFinance Card and the card reader are also required.
Choose ATMs that don’t charge any commission or withdrawal fees. If fees apply, they will be indicated during the cash withdrawal. If this is the case, cancel the operation and find another ATM.
