PostFinance Card in EUR

Shop conveniently in-store and online

The PostFinance Card in EUR is your free card for your private account in EUR. The PostFinance Card combined with Debit Mastercard enables you to withdraw cash worldwide and shop conveniently online or in stores throughout Switzerland and abroad. With no currency conversion losses for withdrawals in EUR.

PostFinance Card in EUR: no conversion losses for withdrawals of EUR

  • PostFinance Card combined with Debit Mastercard: pay in online shops and in stores worldwide

  • Withdraw cash in EUR or CHF at Postomats, ATMs and post offices throughout Switzerland

  • Withdraw cash worldwide at ATMs

  • Contactless payment: fast and convenient

  • Precondition

    You must have a private account in EUR to obtain a PostFinance Card in EUR.

    PostFinance Card combined with Debit Mastercard

    With the combined card, you can pay wherever the PostFinance Card logo or the Mastercard logo is displayed.

    Card security with geoblocking

    Activate geoblocking to restrict cash withdrawals made with the PostFinance Card to specific geographical areas abroad.

    Cash withdrawals in Switzerland

    Cash withdrawals abroad

    Please note the information on withdrawing money at ATMs in the Visa Plus or Mastercard networks. The information does not originate from PostFinance and no responsibility is accepted for its accuracy.

  • WithdrawalsIn EUR
    Withdrawals
    Cash withdrawals per day
    In EUR
    EUR 800
    Withdrawals
    Goods purchases per day for online shopping
    In EUR
    EUR 2,000
    Withdrawals
    Monthly limit per card
    In EUR
    EUR 4,000
    Withdrawals
    Monthly limit per account
    In EUR
    EUR 4,000
    Withdrawals
    Withdrawals at post offices
    In EUR
    Account balance in terms of cash holdings

    Set withdrawal limits

    Calls from Switzerland: 0848 888 710 (max. CHF 0.08/min. in Switzerland)
    Calls from abroad: +41 58 667 99 85

    Other limits

    The maximum amount per day for cash withdrawals depends on the terminal. Amounts that exceed the terminal limit can be withdrawn in several instalments. Any applicable fees are charged for each withdrawal. The PostFinance Card may only be used for recurring payments online up to a specified monthly limit: CHF 1,500 or EUR 1,300 per month. The PostFinance Card may only be used for one-off payments online up to a specified monthly limit: CHF 500 or EUR 350 per month. If there are multiple cards belonging to the same account (e.g. partner account), the monthly limit is applied per card.

  • The PostFinance Card in EUR is free of charge.

    Cash withdrawals

    Place of useCost of cash withdrawals
    Place of use
    Postomats
    Cost of cash withdrawals
    Free of charge
    Place of use
    Post office counters
    Cost of cash withdrawals
    Withdrawals in Swiss francs: free of charge
    Withdrawals in euros: 1% of cash sum withdrawn
    Place of use
    ATMs in Switzerland
    Cost of cash withdrawals

    Smart banking package:
    CHF 2 for withdrawals in Swiss francs
    CHF 5 for withdrawals in euro

    SmartPlus, SmartStudents and SmartYoung banking packages: free of charge

    Place of use
    ATMs abroad
    Cost of cash withdrawals

    Smart banking package: CHF 5 
    SmartPlus, SmartStudents and SmartYoung banking packages: free of charge 

    Place of use
    Purchase of goods/services
    Cost of cash withdrawals
    A processing fee of 1.5% applies on purchases made abroad (goods or services bought in shops and online).

    Card blocking and card replacement

    Card blocking

    Via hotline/customer advisor
    Via e-finance

     

    CHF 20 per report
    Free of charge

    Card replacement

    Via hotline/customer advisor
    Via e-finance

     

    CHF 40 per card
    CHF 25 per card

    • The maximum amount for cash withdrawals depends on the terminal. Amounts that exceed the terminal limit can be withdrawn in several instalments. Any applicable fees are charged for each withdrawal.
    • For amounts up to CHF 500 or EUR 350 per month, the card and ID number of the PostFinance Card must be entered in the payment screen.

      For amounts exceeding this limit, the personal PIN for the PostFinance Card and the card reader are also required.

    • If there are multiple cards belonging to the same account (e.g. partner account), the monthly limit is applied per account.
    • Individual card limits are possible but must be discussed with the person handling the account.

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