PostFinance car insurance

Carefree when travelling in everyday life and on holiday

With PostFinance car insurance, we guarantee you trouble-free mobility with the very best terms. Take out insurance online, manage your payments and file claims in just a few minutes. By choosing from our very attractive offers, you can tailor your coverage to your own needs.

Top rate - It’s completely normal

PostFinance achieved a top ranking in the “Auto Insurers 2023” independent study.

PostFinance car insurance has been awarded the “Top Tariffs” label in the “Car insurers” test run by

5.1 rating on Comparis

More and more drivers are placing their trust in PostFinance car insurance. We look forward to counting you as one of our satisfied customers soon.

PostFinance car insurance scored a rating of 5.1 in the customer satisfaction survey 2023, which equates to a label of “Good”.

PostFinance car insurance: trouble-free mobility at all times

  • Top-quality insurance coverage at fair prices

  • Free premium protection – no automatic premium adjustment in the event of a claim

  • Round-the-clock access to your information in the online cockpit

  • A three-month cancellation period – even within the contract term

  • Environmentally-friendly travel with the CO2 offsetting option

  • Basic coverage

    Liability insurance
    Liability insurance is required by law and covers damage that you cause to other people, vehicles, buildings or the environment.
    Partially comprehensive insurance
    Partial comprehensive insurance covers damage caused by natural hazards, fire and theft, as well as glass damage to your vehicle.
    Fully comprehensive insurance
    Fully comprehensive insurance extends your partially comprehensive insurance to include coverage for collision damage.

    Additional coverage – expand your insurance coverage

    Parking damages
    Covers damage caused by unknown individuals to your parked vehicle.
    Vehicle legal protection
    Covers legal disputes that arise from the use of the insured vehicle.
    Personal belongings
    Covers damage to personal belongings that are transported in your vehicle.
    Gross negligence coverage
    The insurance company will refrain from recourse or a reduction in benefits in the event of damage caused by gross negligence.
    Glass breakage in headlights
    Covers damaged or broken headlights, tail lights, indicators, bulbs and LEDs.
    Value supplement
    Following a total loss, the current value of the vehicle plus a supplement is compensated.
    Roadside assistance
    We help drivers throughout Europe if they experience a vehicle breakdown, lose their keys or run out of petrol.
    Personal accident insurance
    Extended coverage for passengers (including cats and dogs) in the event of consequential damage following an accident when using the vehicle.

    Premium calculator

    Calculate your premium with ease and without any obligation to purchase. We always assume the very lowest insurance grade.

    • Calculate your premium online with the PostFinance The link will open in a new window premium calculator. The quotation is valid for 30 days and can be accepted at any time.

      To make this process as easy as possible, ensure that you have your current vehicle registration document or the key vehicle information and your driving licence to hand.

    • Take out your PostFinance car insurance online in just a few minutes by accepting the insurance conditions in your online quotation and clicking on “Finish now”.

      You will promptly receive a confirmation e-mail from us with a link. Please enter the relevant information for your proof of insurance here.

    • In order to take out a new car insurance policy, you will need to cancel your current policy. To do so, find out the notice period for your current policy. You can find the conditions either in the policy or the General Terms and Conditions of Insurance (GTCI).

      Cancel your existing policy subject to the deadlines set out in the contract. To do so, you can use our The link will open in a new window cancellation letter template.

      This step is not required if you are planning to register the vehicle in your name for the first time (vehicle purchase).

    • Once you have provided all the necessary information, we will send your proof of insurance to the driver and vehicle licensing office in your canton before your coverage commences. We will notify you of this by e-mail so that you can register/reassign your vehicle.

      We recommend visiting the relevant driver and vehicle licensing office to do this in person 4 to 5 days before your coverage commences.

      If you wish to register your vehicle by post, please contact the relevant driver and vehicle licensing office.

      Please ensure you have all the necessary documents to hand:

      • if you are changing policies: the original vehicle registration document
      • if you are purchasing a used vehicle: the original vehicle registration document so it can be cancelled
      • if you are purchasing a new vehicle: audit report form 13.20A
    • Your coverage will commence automatically once you have registered/reassigned your vehicle at the relevant driver and vehicle licensing office.

      As soon as PostFinance receives confirmation of this from the driver and vehicle licensing office, all the contractual documents will be sent to you by post.

    • You can register in PostFinance’s The link will open in a new window online cockpit at any time to ensure you have round-the-clock access to your insurance information.

      The online cockpit provides assistance with PostFinance car insurance.

      • The most frequent driver of the vehicle must be aged 20 or over
      • The most frequent driver must have been in possession of a driving licence for at least two years
      • Date: when purchasing a new or used vehicle or when changing insurer by giving due notice to the previous insurer
      • Current domicile in Switzerland
      • Provision of a valid mobile phone number (required for communication and login)
      • There is no requirement to have an account with PostFinance.
    • The detailed information on basic coverage, additional coverage and the contractual conditions can be found in our General Terms and Conditions of Insurance (GTCI). Read through this document before signing the contract and contact our Support if anything is unclear.

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