Knowing what counts.

Banking that fits into your life

Let’s be honest: very few young adults are interested in financial buzzwords. What counts is a service that’s simple and fair – and, above all, that works for you. No matter where you are in life.

What we can offer you

Everyday banking

The right banking package for your situation

Whether you’re doing an apprenticeship, studying or in your first job: with SmartYoung, SmartStudents or SmartPlus, you’ll find the right account for your life situation – in some cases free of charge. We also offer partner accounts for all couples who share a household as a couple or flatmates.

Increase your money

Investing for beginners

You’d like to invest your money, but don’t yet know how? Explore simple options for investing money – from traditional investments to digital assets such as cryptocurrencies. In many cases, you can start with a small amount of just 20 francs.

Practical tips and inspiration

Handle your affairs digitally

We enable you to deal with many issues simply and digitally. You can even do important things, such as block a lost bank card, in just a few clicks in the app or in e-finance. Because we know that people often don't particularly like – or have time for – making phone calls.