Manage shared finances easily
One account for two: manage your finances together – fairly and transparently.
A partner account is a joint account for two adults. It doesn’t matter whether they are married, in a partnership or simply friends. The important thing is that both adults trust each other as they manage the account on an equal footing.
You can start the process digitally and open your partner account at a Swiss Post or PostFinance branch near you.
A partner account is always part of a banking package tailored to your life situation. You can choose between the Smart and SmartPlus banking packages.
Please note: regardless of whether you already have your own banking package, the fees for the selected Smart or SmartPlus banking package will apply to the partner account.
| Details | Smart | SmartPlus |
|---|---|---|
| Details Costs |
Smart CHF 5/month |
SmartPlus CHF 10/month |
| Details Accounts and cards |
Smart
|
SmartPlus
|
| Details Cash withdrawals |
Smart With the PostFinance Card:
|
SmartPlus With the PostFinance Card:
|
| Details Services |
Smart
|
SmartPlus
|
| Details Discount on banking package |
Smart If you combine a Smart package with a PostFinance mortgage, life insurance or invested assets, the banking package is free of charge. |
SmartPlus If you combine a SmartPlus package with a PostFinance mortgage, life insurance or invested assets, you only pay CHF 5/month for the banking package. Young adults also pay just CHF 5/month for SmartPlus. |
| Details Open |
Smart | SmartPlus |
With a partner account, you can manage your finances together both for everyday life and travel. This gives you transparency, reduces the amount of coordination needed and strengthens your financial partnership.
Yes. A partner account is a good option for those wanting to manage their expenses centrally in pairs and who trust each other.
Both account holders receive their own debit card. The SmartPlus banking package includes your own credit card. If desired, a credit card can also be added to the Smart banking package for a fee.
All joint expenses should ideally go through this partner account. This will help you keep your budget and expenses under control.
Open your partner account for 5 francs/month in the basic package.
Open your partner account as an all-inclusive package for 10 francs/month.