Conditions of participation
The following conditions of participation apply to the promotion:
- Private customers of PostFinance Ltd who have been personally invited to take part in the retirement funds saving plan and retirement fund standing order promotion (PK25-550) and who have a PostFinance private account or savings account (hereinafter referred to as “customers”) are eligible to participate.
- Customers who set up a new retirement funds saving plan or retirement fund standing order with PostFinance between 11 November 2025 and 31 December 2025 and invest at least 600 francs in the retirement fund by 30 June 2026 will receive 50 francs of credit.
- “Retirement funds saving plan” refers to activation of the option “Invest regularly with a funds saving plan”. This option can be activated for existing retirement assets in your retirement savings account 3a by placing a fund order “Invest account balance in fund” after selecting the retirement fund and the frequency of inpayments.
- “Retirement fund standing order” refers to activation of the option “Invest future inpayments/credits in the selected retirement fund”. This option can be activated when opening the “Retirement savings account 3a” product.
- The capital of at least 600 francs must have been invested by 30 June 2026 at the latest and must still be invested in the retirement fund on that date. The retirement fund standing order must also remain active until 30 June 2026.
- Customers are free to invest the capital of at least 600 francs via a single order or via several separate orders placed within the defined period. For example, the investment can also be made via a standing order (monthly, fortnightly, every two months, etc.) to the retirement savings account 3a with an activated retirement fund standing order, provided at least 600 francs are invested in the retirement fund within the defined period.
- Customers are permitted to take part in the promotion only once and will receive a maximum of 50 francs of credit. Customers who have or open more than one retirement savings account 3a and meet the conditions of this promotion through more than one of these accounts will receive only one credit of 50 francs.
- The credit will be paid out once to the customer’s PostFinance private account or savings account by the end of August 2026 at the latest. If customers have several private and/or savings accounts, PostFinance will decide which account the amount will be credited to.
- PostFinance may amend these conditions of participation at any time and reserves the right to terminate the promotion at any time without prior notice and without giving reasons. In the event of suspected fraud, misuse, violation of these conditions of participation or other such conduct, PostFinance may exclude individual customers from the promotion without stating reasons. If customers are excluded or the promotion is terminated, there will be no right to claim for payment or compensation.
- Customers acknowledge that the “Retirement funds saving plan and retirement fund standing order promotion” does not constitute an invitation or recommendation to purchase specific investment services and financial instruments. The promotion does not take into consideration the specific or future investment goals, financial or tax situation or particular needs of any specific customer and is therefore not a suitable basis for investment decisions. The price, value and return of investments may fluctuate. Investment in financial instruments is subject to certain risks and does not guarantee the retention of the capital invested or an increase in value. All investment services and financial instruments provided by PostFinance are unavailable to US persons and other persons whose domicile or tax liability is outside of Switzerland and will therefore neither be offered nor sold/provided to them.
No correspondence will be entered into about the promotion, and there is no right of appeal.