Current interest rates

  • Date of last interest rate change: 1 June 2018

    Please note that PostFinance reserves the right to charge an individual customer asset fee on business accounts in CHF and EUR. You can obtain the conditions on request from your customer advisor.

    Business account in CHF and EUR

    BalancesInterest CHFInterest EUR
    Balances
    Total balance
    Interest CHF
    0.00%
    Interest EUR
    0.00%
    Balances
    Debit interest rate with negative balance
    Interest CHF
    9.50%
    Interest EUR
    9.50%

    Business account in foreign currency

    Foreign currency
    Interest
    Foreign currency
    Australian dollar (AUD)
    Interest
    0.00%
    Foreign currency
    Canadian dollar (CAD)
    Interest
    0.00%
    Foreign currency
    Danish krone (DKK)
    Interest
    0.00%
    Foreign currency
    Pound sterling (GBP)
    Interest
    0.00%
    Foreign currency
    Japanese yen (JPY)
    Interest
    0.00%
    Foreign currency
    Norwegian krone (NOK)
    Interest
    0.00%
    Foreign currency
    Swedish krone (SEK)
    Interest
    0.00%
    Foreign currency
    US dollar (USD)
    Interest
    0.00%

    Debit interest rates available on request.

  • Date of last interest rate change: 1 June 2018

    Please note that PostFinance reserves the right to charge an individual customer asset fee on business accounts in CHF and EUR. You can obtain the conditions on request from your customer advisor.

    The offer is aimed at non-commercial associations (leisure associations).

    Association account in CHF and EUR

    BalancesInterest CHFInterest EUR
    Balances
    Total balance
    Interest CHF
    0.00%
    Interest EUR
    0.00%
    Balances
    Debit interest rate with negative balance
    Interest CHF
    9.50%
    Interest EUR
    9.50%
  • Running timeCHFEUR
    Running time
    2 years
    CHF
    0.60%
    EUR
    1.00%
    Running time
    3 years
    CHF
    0.70%
    EUR
    1.10%
    Running time
    4 years
    CHF
    0.80%
    EUR
    1.20%
    Running time
    5 years
    CHF
    0.85%
    EUR
    1.30%
    Running time
    6 years
    CHF
    0.90%
    EUR
    1.30%
    Running time
    7 years
    CHF
    0.95%
    EUR
    1.40%
    Running time
    8 years
    CHF
    1.00%
    EUR
    1.40%
    Running time
    9 years
    CHF
    1.05%
    EUR
    1.50%
    Running time
    10 years
    CHF
    1.10%
    EUR
    1.50%

    Interest rates for amounts over CHF 500,000/EUR 400,000 per customer upon request. No agreements may be concluded for maturities with 0% interest.

    Conditions for medium-term notes

    • Interest is calculated as of the day payment is made.
    • From the time when interest begins to accrue, the current interest rate is guaranteed for the whole term of the investment.
    • Interest is credited to the investor’s account annually (less 35% Swiss Federal withholding tax).
    • Prior to the end of the investment term you will receive an offer to renew the investment at the interest rates valid at the time.
    • Principal plus interest is transferred automatically to the investor’s account upon maturity.

For private customers