Payments at the counter, transfers and cash withdrawals which are to be booked on time in 2023 or paid out must be carried out by the following deadlines.
Year-end processing 2023/2024
Processing deadlines for private customersWould you like to have your payment orders and transfers booked on time before the end of the year? Then please note the following information and deadlines.
| Payment transactions | Date |
|---|---|
| Payment transactions Written orders received |
Date by 27.12.2023 |
| Payment transactions Electronic orders approved in e-finance |
Date by 28.12.2023, 11.59 p.m. |
| Transfer to retirement savings account 3a | Date |
|---|---|
| Transfer to retirement savings account 3a Written orders received |
Date by 27.12.2023 |
| Transfer to retirement savings account 3a Electronic orders approved in e-finance |
Date by 28.12.2023, 11.59 p.m. |
| Transfer to retirement savings account 3a Fund orders for the retirement savings account 3a (in e-finance) |
Date by 28.12.2023, 10.00 a.m. |
| PostFinance Fonds | Date |
|---|---|
| PostFinance Fonds For characteristics see inpayments, transfers and withdrawals Written orders received |
Date by 27.12.2023 |
| PostFinance Fonds For characteristics see inpayments, transfers and withdrawals Electronic orders approved in e-finance |
Date by 28.12.2023, 01.30 p.m. |
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Payment transactions at the post office counter
The local opening hours of the post offices must be taken into account.
Service Final deadline Service Inpayments into a PostFinance account in SwitzerlandFinal deadline 28.12.2023Service Inpayments into your own PostFinance private account using the PostFinance CardFinal deadline 31.12.2023, 07.30 p.m.Service Inpayments to bank accounts in SwitzerlandFinal deadline 28.12.2023Service Cash withdrawals with the PostFinance Card at the post office counterFinal deadline 31.12.2023Service Cash withdrawals with the PostFinance Card from the PostomatFinal deadline 31.12.2023, 12 noonService Inpayments to the retirement savings account 3a (for 2023 tax year)
Inpayments for 2024 can only be made from 3 January 2024.Final deadline 27.12.2023Service Submission of order forms for PostFinance Fonds at the counterFinal deadline 22.12.2023Written orders
- Envelope received at the PostFinance Operations Center
- For transfers, the due date is the day after the “Final deadline” date
Service Final deadline Service Transfers to a PostFinance account in SwitzerlandFinal deadline 27.12.2023Service Transfers to bank accounts in SwitzerlandFinal deadline 27.12.2023Service Transfers to retirement savings account 3a (for 2023 tax year)
Inpayments for 2024 can only be made from 3 January 2024.Final deadline 27.12.2023Service Order forms for PostFinance FondsFinal deadline 27.12.2023Service Order forms for third-party fundsFinal deadline 21.12.2023Electronic orders via e-finance
- Entry and approval of payments/orders completed
- For transfers, the due date is the day after the “Final deadline” date
Service Final deadline Service Transfers to a PostFinance account in SwitzerlandFinal deadline 28.12.2023, 11.59 p.m.Service Transfers to a PostFinance account in Switzerland via SameDayFinal deadline 29.12.2023, 12 noonService Transfers to a PostFinance account in Switzerland via express payment in CHFFinal deadline 29.12.2023, 06.00 p.m.Service Transfers to a PostFinance account in Switzerland via express payment in foreign currencyFinal deadline 29.12.2023, 06.00 p.m.Service Transfers to a bank accounts in SwitzerlandFinal deadline 28.12.2023, 11.59 p.m.Service Transfers to a bank account in Switzerland via SameDayFinal deadline 29.12.2023, 12 noonService Transfers to a bank account in Switzerland via express payment in CHFFinal deadline 29.12.2023, 04.00 p.m.Service Transfers to a bank account in Switzerland via express payment in foreign currencyFinal deadline 29.12.2023, 01.00 p.m.Service Transfers to retirement savings account 3a (for 2023 tax year)
Inpayments for 2024 can only be made from 3 January 2024.Final deadline 28.12.2023, 11.59 p.m.Service Fund orders for the retirement savings account 3a (in e-finance)Final deadline 28.12.2023, 10.00 a.m.Service Fund orders for fund self-service and Fund consulting basic
Orders for PostFinance FondsFinal deadline 28.12.2023, 01.30 p.m.Service Fund orders for fund self-service and Fund consulting basic
Orders for third-party fundsFinal deadline 21.12.2023Service Investment consulting plus and E-asset managementFinal deadline 22.12.2023Service Orders for medium-term notesFinal deadline 28.12.2023Service One-time transfers between PostFinance accountsFinal deadline 31.12.2023, 11.59 p.m.Payments to foreign accounts
The deadlines for international payments depend on the product selection and the destination country.
Standing orders
Standing orders with due date Saturday, 30.12.2023, Sunday, 31.12.2023, Monday 01.01.2024 and Tuesday, 02.01.2024 will be executed on Friday, 29.12.2023. If the “after public holiday” option is selected for these standing orders, they will not be executed until Wednesday, 03.01.2024.
“Are the amounts of your standing orders (e.g. health insurance, retirement savings account 3a) still correct? Invoice amounts often change at the turn of the year. Remember to update them in good time.”
Travel payment methods (order foreign currencies)
Christmas:
- Orders received before 2 p.m. on 22.12.2023 will be sent by Swiss Bankers on the same day.
- Swiss Bankers will be closed from 30.12.2023 to 02.01.2024.
New Year:
- Orders received before 2 p.m. on 29.12.2023 will be sent by Swiss Bankers on the same day.
- Swiss Bankers will be closed from 30.12.2023 to 02.01.2024.
Please note: in the event of a order for cash in an second-line currency or for consignments with an equivalent amount in excess of CHF 20,000, delivery takes 2 to 5 working days.