Payments at the counter, transfers and cash withdrawals which are to be booked on time in 2021 or paid out must be carried out by the following deadlines.
Year-end processing 2021/2022
Processing deadlines for private customersWould you like to have your payment orders and transfers booked on time before the end of the year? Then please note the following information and deadlines.
| Payment transactions | Date |
|---|---|
| Payment transactions Written orders received |
Date by 28.12.2021 |
| Payment transactions Electronic orders approved in e-finance |
Date by 30.12.2021, 12 midnight |
| Transfer to retirement savings account 3a | Date |
|---|---|
| Transfer to retirement savings account 3a Written orders received |
Date by 29.12.2021 |
| Transfer to retirement savings account 3a Electronic orders approved in e-finance |
Date by 29.12.2021, 11.59 p.m. |
| Transfer to retirement savings account 3a Fund orders for the retirement savings account 3a (in e-finance) |
Date by 29.12.2021, 10.00 a.m. |
| PostFinance Fonds | Date |
|---|---|
| PostFinance Fonds For characteristics see inpayments, transfers and withdrawals Written orders received |
Date by 29.12.2021, 10.00 a.m. |
| PostFinance Fonds For characteristics see inpayments, transfers and withdrawals Electronic orders approved in e-finance |
Date by 30.12.2021, 01.30 p.m. |
-
Payment transactions at the post office counter
The local opening hours of the post offices must be taken into account.
Service Final deadline Service Inpayments into a PostFinance account in SwitzerlandFinal deadline 30.12.2021Service Inpayments into your own PostFinance private account using the PostFinance CardFinal deadline 31.12.2021, 06.00 p.m.Service Inpayments to bank accounts in SwitzerlandFinal deadline 30.12.2021Service Cash withdrawals with the PostFinance Card at the post office counterFinal deadline 31.12.2021Service Cash withdrawals with the PostFinance Card from the PostomatFinal deadline 31.12.2021, 06.00 p.m.Service Inpayments to the retirement savings account 3a (for 2021 tax year)
Inpayments for 2022 can only be made from 3 January 2022.Final deadline 29.12.2021Service Submission of order forms for funds from PostFinance at the counterFinal deadline 24.12.2021Written orders
- Envelope received at the PostFinance Operations Center
- The due date is the day after the date of the “final deadline”
Service Final deadline Service Transfers to a PostFinance account in SwitzerlandFinal deadline 29.12.2021Service Transfers to bank accounts in SwitzerlandFinal deadline 28.12.2021Service Transfers to retirement savings account 3a (for 2021 tax year)
Inpayments for 2022 can only be made from 3 January 2022.Final deadline 29.12.2021Service Order forms for funds from PostFinanceFinal deadline 29.12.2021, 10.00 a.m.Service Order forms for third-party fundsFinal deadline 24.12.2021Electronic orders via e-finance
- Entry and approval of payments/orders completed
- The due date is the day after the date of the “final deadline”
Service Final deadline Service Transfers to a PostFinance account in SwitzerlandFinal deadline 30.12.2021, 12 midnightService Transfers to a PostFinance account in Switzerland via SameDayFinal deadline 31.12.2021, 12 noonService Transfers to a PostFinance account in Switzerland via express payment in CHFFinal deadline 31.12.2021, 06.00 p.m.Service Transfers to a PostFinance account in Switzerland via express payment in foreign currencyFinal deadline 31.12.2021, 06.00 p.m.Service Transfers to a bank account in Switzerland via express payment in CHFFinal deadline 31.12.2021, 04.00 p.m.Service Transfers to a bank account in Switzerland via express payment in foreign currencyFinal deadline 31.12.2021, 01.00 p.m.Service Transfers to a bank accounts in SwitzerlandFinal deadline 30.12.2021, 12 midnightService Transfers to a bank account in Switzerland via SameDayFinal deadline 31.12.2021, 12 noonService Transfers to retirement savings account 3a (for 2021 tax year)
Inpayments for 2022 can only be made from 3 January 2022.Final deadline 29.12.2021, 11.59 p.m.Service Fund orders for the retirement savings account 3a (in e-finance)Final deadline 29.12.2021, 10.00 a.m.Service Fund orders for fund self-service and Fund consulting basic
Orders of funds from PostFinanceFinal deadline 30.12.2021, 01.30 p.m.Service Fund orders for fund self-service and Fund consulting basic
Orders for third-party fundsFinal deadline 27.12.2021Service Investment consulting plus and E-asset managementFinal deadline 24.12.2021Service One-time transfers between PostFinance accountsFinal deadline 31.12.2021, 12 midnightPayments to foreign accounts
The deadlines for international payments depend on the product selection and the destination country.
Standing orders
Standing orders with due date Saturday, 01.01.2022 and Sunday, 02.01.2022 will be executed on Friday, 31 December 2021. If the “after public holiday” option is selected for these standing orders, they will not be executed until Monday, 03.01.2022.
“Are the amounts of your standing orders (e.g. health insurance, retirement savings account 3a) still correct? Invoice amounts often change at the turn of the year. Remember to update them in good time.”Travel payment methods (foreign currencies and new Travel cards)
Christmas:
- Orders received before 3 p.m. on 23.12.2021 will be sent by Swiss Bankers on the same day.
- Orders received before 10 a.m. on 24.12.2021 will be sent by Swiss Bankers on the same day.
New Year:
- Orders received before 3 p.m. on 30.12.2021 will be sent by Swiss Bankers on the same day.
- Orders received before 10 a.m. on 31.12.2021 will be sent by Swiss Bankers on the same day.
Please note: exotic currencies and orders exceeding CHF 20,000 have a longer delivery period. These are delivered one working day later.