Year-end processing 2020/2021

Processing deadlines for private customers

Would you like to have your payment orders and transfers booked on time before the end of the year? Then please note the following information and deadlines.

Payment transactions Date
Payment transactions  For characteristics see inpayments, transfers and withdrawals
Written orders received
 Date
by 28.12.2020
Payment transactions  For characteristics see inpayments, transfers and withdrawals
Electronic orders approved in e-finance
 Date
by 30.12.2020, 11.59 p.m.

Transfer to retirement savings account 3aDate
Transfer to retirement savings account 3a
Written orders received
 Date
by 29.12.2020
Transfer to retirement savings account 3a
Electronic orders approved in e-finance
 Date
by 29.12.2020, 11.59 p.m.
Transfer to retirement savings account 3a
Fund orders for the retirement savings account 3a (in e-finance)
 Date
by 29.12.2020, 10.00 a.m.

PostFinance Fonds 
Date
PostFinance Fonds  For characteristics see inpayments, transfers and withdrawals
Written orders received
 Date
by 28.12.2020, 10.00 a.m.
PostFinance Fonds  For characteristics see inpayments, transfers and withdrawals
Electronic orders approved in e-finance
 Date
by 28.12.2020, 01.00 p.m.

  • Payments at the counter, transfers and cash withdrawals which are to be booked on time in 2020 or paid out must be carried out by the following deadlines.

    Payment transactions at the post office counter

    The local opening hours of the post offices must be taken into account.

    Service
    		Final deadline
    Service
    Inpayments into a PostFinance account in Switzerland
    		 Final deadline
    30.12.2020
    Service
    Inpayments into your own PostFinance private account using the PostFinance Card
    		 Final deadline
    31.12.2020, 06.00 p.m.
    Service
    Inpayments to bank accounts in Switzerland
    		 Final deadline
    30.12.2020
    Service
    Cash withdrawals with the PostFinance Card at the post office counter
    		 Final deadline
    31.12.2020
    Service
    Cash withdrawals with the PostFinance Card from the Postomat
    		 Final deadline
    31.12.2020, 06.00 p.m.
    Service

    Inpayments to the retirement savings account 3a (for 2020 tax year)
    Inpayments for 2021 can only be made from 04 January 2021.

    		 Final deadline
    29.12.2020
    Service
    Submission of order forms for funds from PostFinance at the counter
    		 Final deadline
    21.12.2020

    Written orders

    • Envelope received at the PostFinance Operations Center
    • The due date is the day after the date of the “final deadline”
    Service
    		Final deadline
    Service
    Transfers to a PostFinance account in Switzerland
    		 Final deadline
    29.12.2020
    Service
    Transfers to bank accounts in Switzerland
    		 Final deadline
    28.12.2020
    Service
    Transfers to retirement savings account 3a (for 2020 tax year)
    Inpayments for 2021 can only be made from 04 January 2021.
    		 Final deadline
    29.12.2020
    Service
    Order forms for funds from PostFinance
    		 Final deadline
    28.12.2020, 10.00 a.m.
    Service
    Order forms for third-party funds
    		 Final deadline
    23.12.2020, 10.00 a.m.

    Electronic orders via e-finance

    • Entry and approval of payments/orders completed
    • The due date is the day after the date of the “final deadline”
    Service
    		Final deadline
    Service
    Transfers to a PostFinance account in Switzerland

    		 Final deadline
    30.12.2020, 11.59 p.m.
    Service
    Transfer to bank accounts in Switzerland
    		 Final deadline
    30.12.2020, 11.59 p.m.
    Service

    Transfers to retirement savings account 3a (for 2020 tax year)
    Inpayments for 2021 can only be made from 04 January 2021.

    		 Final deadline
    29.12.2020, 11.59 p.m.
    Service

    Fund orders for the retirement savings account 3a (in e-finance)

    		 Final deadline
    29.12.2020, 10.00 a.m.
    Service
    Fund orders for fund self-service and Fund consulting basic
    Orders of funds from PostFinance
    		 Final deadline
    28.12.2020, 01.30 p.m.
    Service
    Fund orders for fund self-service and Fund consulting basic
    Orders for third-party funds
    		 Final deadline
    23.12.2020
    Service
    Investment consulting plus and E-asset management
    Orders of funds from PostFinance and Orders for third-party funds
    		 Final deadline
    25.12.2020
    Service
    One-time transfers between PostFinance accounts
    		 Final deadline
    31.12.2020, 05.59 p.m.

    Payments to foreign accounts

    The deadlines for international payments depend on the product selection and the destination country.

    Standing orders

    Standing orders with due date Friday, 1 January 2021, Saturday, 2 January 2021 and Sunday, 3 January 2021 will be executed on Thursday, 31 December 2020. If the “after public holiday” option is selected for these standing orders, they will not be executed until Monday, 4 January 2021.

    “Are the amounts of your standing orders (e.g. health insurance, retirement savings account 3a) still correct? Invoice amounts often change at the turn of the year. Remember to update them in good time.”

    Travel payment methods (foreign currencies and new Travel cards)

    Christmas:

    • Orders carried out on 23 December 2020 before 03.00 p.m. will be delivered on 24 December 2020.

    New Year:

    • Orders carried out on 30 December 2020 before 03.00 p.m. will be delivered on 31 December 2020.

    Please note: exotic currencies and orders exceeding CHF 20,000 have a longer delivery period. These are delivered one working day later.