Year-end processing 2022/2023

Processing deadlines for private customers

Would you like to have your payment orders and transfers booked on time before the end of the year? Then please note the following information and deadlines.

Payment transactionsDate
Payment transactions
Written orders received
Date
by 28.12.2022
Payment transactions
Electronic orders approved in e-finance
Date
by 29.12.2022, 11.59 p.m.

Transfer to retirement savings account 3aDate
Transfer to retirement savings account 3a
Written orders received
Date
by 28.12.2022
Transfer to retirement savings account 3a
Electronic orders approved in e-finance
Date
by 29.12.2022, 11.59 p.m.
Transfer to retirement savings account 3a
Fund orders for the retirement savings account 3a (in e-finance)
Date
by 29.12.2022, 10.00 a.m.

PostFinance Fonds Date
PostFinance Fonds  For characteristics see inpayments, transfers and withdrawals
Written orders received
Date
by 28.12.2022, 10.00 a.m.
PostFinance Fonds  For characteristics see inpayments, transfers and withdrawals
Electronic orders approved in e-finance
Date
by 29.12.2022, 01.30 p.m.
  • Payments at the counter, transfers and cash withdrawals which are to be booked on time in 2022 or paid out must be carried out by the following deadlines.

    Payment transactions at the post office counter

    The local opening hours of the post offices must be taken into account.

    ServiceFinal deadline
    Service
    Inpayments into a PostFinance account in Switzerland
    Final deadline
    29.12.2022
    Service
    Inpayments into your own PostFinance private account using the PostFinance Card
    Final deadline
    30.12.2022, 06.00 p.m.
    Service
    Inpayments to bank accounts in Switzerland
    Final deadline
    29.12.2022
    Service
    Cash withdrawals with the PostFinance Card at the post office counter
    Final deadline
    30.12.2022
    Service
    Cash withdrawals with the PostFinance Card from the Postomat
    Final deadline
    30.12.2022, 06.00 p.m.
    Service
    Inpayments to the retirement savings account 3a (for 2022 tax year)
    Inpayments for 2023 can only be made from 3 January 2023.
    Final deadline
    28.12.2022
    Service
    Submission of order forms for funds from PostFinance at the counter
    Final deadline
    23.12.2022

    Written orders

    • Envelope received at the PostFinance Operations Center
    • For transfers, the due date is the day after the “Final deadline” date
    ServiceFinal deadline
    Service
    Transfers to a PostFinance account in Switzerland
    Final deadline
    29.12.2022
    Service
    Transfers to bank accounts in Switzerland
    Final deadline
    28.12.2022
    Service
    Transfers to retirement savings account 3a (for 2022 tax year)
    Inpayments for 2023 can only be made from 3 January 2023.
    Final deadline
    28.12.2022
    Service
    Order forms for funds from PostFinance
    Final deadline
    28.12.2022, 10.00 a.m.
    Service
    Order forms for third-party funds
    Final deadline
    23.12.2022

    Electronic orders via e-finance

    • Entry and approval of payments/orders completed
    • For transfers, the due date is the day after the “Final deadline” date
    ServiceFinal deadline
    Service
    Transfers to a PostFinance account in Switzerland
    Final deadline
    29.12.2022, 11:59 p.m.
    Service
    Transfers to a PostFinance account in Switzerland via SameDay
    Final deadline
    30.12.2022, 12 noon
    Service
    Transfers to a PostFinance account in Switzerland via express payment in CHF
    Final deadline
    30.12.2022, 06.00 p.m.
    Service
    Transfers to a PostFinance account in Switzerland via express payment in foreign currency
    Final deadline
    30.12.2022, 06.00 p.m.
    Service
    Transfers to a bank accounts in Switzerland
    Final deadline
    29.12.2022, 11:59 p.m.
    Service
    Transfers to a bank account in Switzerland via SameDay
    Final deadline
    30.12.2022, 12 noon
    Service
    Transfers to a bank account in Switzerland via express payment in CHF
    Final deadline
    30.12.2022, 04.00 p.m.
    Service
    Transfers to a bank account in Switzerland via express payment in foreign currency
    Final deadline
    30.12.2022, 01.00 p.m.
    Service
    Transfers to retirement savings account 3a (for 2022 tax year)
    Inpayments for 2023 can only be made from 3 January 2023.
    Final deadline
    29.12.2022, 11.59 p.m.
    Service
    Fund orders for the retirement savings account 3a (in e-finance)
    Final deadline
    29.12.2022, 10.00 a.m.
    Service
    Fund orders for fund self-service and Fund consulting basic
    Orders of funds from PostFinance
    Final deadline
    29.12.2022, 01.30 p.m.
    Service
    Fund orders for fund self-service and Fund consulting basic
    Orders for third-party funds
    Final deadline
    23.12.2022
    Service
    Investment consulting plus and E-asset management
    Final deadline
    23.12.2022
    Service
    One-time transfers between PostFinance accounts
    Final deadline
    30.12.2022, 11:59 p.m.

    Payments to foreign accounts

    The deadlines for international payments depend on the product selection and the destination country.

    Standing orders

    Standing orders with due date Saturday, 31.12.2022, Sunday, 01.01.2023 and Monday, 02.01.2023 will be executed on Friday, 30.12.2022. If the “after public holiday” option is selected for these standing orders, they will not be executed until Tuesday, 03.01.2023.

    “Are the amounts of your standing orders (e.g. health insurance, retirement savings account 3a) still correct? Invoice amounts often change at the turn of the year. Remember to update them in good time.”

    Travel payment methods (order foreign currencies)

    Christmas:

    • Orders received before 3 p.m. on 23.12.2022 will be sent by Swiss Bankers on the same day.
    • Swiss Bankers will be closed from 24.12.2022 to 26.12.2022.

    New Year:

    • Orders received before 3 p.m. on 30.12.2022 will be sent by Swiss Bankers on the same day.
    • Swiss Bankers will be closed from 31.12.2022 to 02.01.2023.

    Please note: exotic currencies and orders exceeding CHF 20,000 have a longer delivery period. These are delivered one working day later.