Payments at the counter, transfers and cash withdrawals which are to be booked on time in 2022 or paid out must be carried out by the following deadlines.
Year-end processing 2022/2023
Processing deadlines for private customersWould you like to have your payment orders and transfers booked on time before the end of the year? Then please note the following information and deadlines.
| Payment transactions | Date |
|---|---|
| Payment transactions Written orders received |
Date by 28.12.2022 |
| Payment transactions Electronic orders approved in e-finance |
Date by 29.12.2022, 11.59 p.m. |
| Transfer to retirement savings account 3a | Date |
|---|---|
| Transfer to retirement savings account 3a Written orders received |
Date by 28.12.2022 |
| Transfer to retirement savings account 3a Electronic orders approved in e-finance |
Date by 29.12.2022, 11.59 p.m. |
| Transfer to retirement savings account 3a Fund orders for the retirement savings account 3a (in e-finance) |
Date by 29.12.2022, 10.00 a.m. |
| PostFinance Fonds | Date |
|---|---|
| PostFinance Fonds For characteristics see inpayments, transfers and withdrawals Written orders received |
Date by 28.12.2022, 10.00 a.m. |
| PostFinance Fonds For characteristics see inpayments, transfers and withdrawals Electronic orders approved in e-finance |
Date by 29.12.2022, 01.30 p.m. |
-
Payment transactions at the post office counter
The local opening hours of the post offices must be taken into account.
Service Final deadline Service Inpayments into a PostFinance account in SwitzerlandFinal deadline 29.12.2022Service Inpayments into your own PostFinance private account using the PostFinance CardFinal deadline 30.12.2022, 06.00 p.m.Service Inpayments to bank accounts in SwitzerlandFinal deadline 29.12.2022Service Cash withdrawals with the PostFinance Card at the post office counterFinal deadline 30.12.2022Service Cash withdrawals with the PostFinance Card from the PostomatFinal deadline 30.12.2022, 06.00 p.m.Service Inpayments to the retirement savings account 3a (for 2022 tax year)
Inpayments for 2023 can only be made from 3 January 2023.Final deadline 28.12.2022Service Submission of order forms for funds from PostFinance at the counterFinal deadline 23.12.2022Written orders
- Envelope received at the PostFinance Operations Center
- For transfers, the due date is the day after the “Final deadline” date
Service Final deadline Service Transfers to a PostFinance account in SwitzerlandFinal deadline 29.12.2022Service Transfers to bank accounts in SwitzerlandFinal deadline 28.12.2022Service Transfers to retirement savings account 3a (for 2022 tax year)
Inpayments for 2023 can only be made from 3 January 2023.Final deadline 28.12.2022Service Order forms for funds from PostFinanceFinal deadline 28.12.2022, 10.00 a.m.Service Order forms for third-party fundsFinal deadline 23.12.2022Electronic orders via e-finance
- Entry and approval of payments/orders completed
- For transfers, the due date is the day after the “Final deadline” date
Service Final deadline Service Transfers to a PostFinance account in SwitzerlandFinal deadline 29.12.2022, 11:59 p.m.Service Transfers to a PostFinance account in Switzerland via SameDayFinal deadline 30.12.2022, 12 noonService Transfers to a PostFinance account in Switzerland via express payment in CHFFinal deadline 30.12.2022, 06.00 p.m.Service Transfers to a PostFinance account in Switzerland via express payment in foreign currencyFinal deadline 30.12.2022, 06.00 p.m.Service Transfers to a bank accounts in SwitzerlandFinal deadline 29.12.2022, 11:59 p.m.Service Transfers to a bank account in Switzerland via SameDayFinal deadline 30.12.2022, 12 noonService Transfers to a bank account in Switzerland via express payment in CHFFinal deadline 30.12.2022, 04.00 p.m.Service Transfers to a bank account in Switzerland via express payment in foreign currencyFinal deadline 30.12.2022, 01.00 p.m.Service Transfers to retirement savings account 3a (for 2022 tax year)
Inpayments for 2023 can only be made from 3 January 2023.Final deadline 29.12.2022, 11.59 p.m.Service Fund orders for the retirement savings account 3a (in e-finance)Final deadline 29.12.2022, 10.00 a.m.Service Fund orders for fund self-service and Fund consulting basic
Orders of funds from PostFinanceFinal deadline 29.12.2022, 01.30 p.m.Service Fund orders for fund self-service and Fund consulting basic
Orders for third-party fundsFinal deadline 23.12.2022Service Investment consulting plus and E-asset managementFinal deadline 23.12.2022Service One-time transfers between PostFinance accountsFinal deadline 30.12.2022, 11:59 p.m.Payments to foreign accounts
The deadlines for international payments depend on the product selection and the destination country.
Standing orders
Standing orders with due date Saturday, 31.12.2022, Sunday, 01.01.2023 and Monday, 02.01.2023 will be executed on Friday, 30.12.2022. If the “after public holiday” option is selected for these standing orders, they will not be executed until Tuesday, 03.01.2023.
“Are the amounts of your standing orders (e.g. health insurance, retirement savings account 3a) still correct? Invoice amounts often change at the turn of the year. Remember to update them in good time.”
Travel payment methods (order foreign currencies)
Christmas:
- Orders received before 3 p.m. on 23.12.2022 will be sent by Swiss Bankers on the same day.
- Swiss Bankers will be closed from 24.12.2022 to 26.12.2022.
New Year:
- Orders received before 3 p.m. on 30.12.2022 will be sent by Swiss Bankers on the same day.
- Swiss Bankers will be closed from 31.12.2022 to 02.01.2023.
Please note: exotic currencies and orders exceeding CHF 20,000 have a longer delivery period. These are delivered one working day later.