Year-end processing 2021/2022

Processing deadlines for private customers

Would you like to have your payment orders and transfers booked on time before the end of the year? Then please note the following information and deadlines.

Payment transactionsDate
Payment transactions
Written orders received
Date
by 28.12.2021
Payment transactions
Electronic orders approved in e-finance
Date
by 30.12.2021, 12 midnight

Transfer to retirement savings account 3aDate
Transfer to retirement savings account 3a
Written orders received
Date
by 29.12.2021
Transfer to retirement savings account 3a
Electronic orders approved in e-finance
Date
by 29.12.2021, 11.59 p.m.
Transfer to retirement savings account 3a
Fund orders for the retirement savings account 3a (in e-finance)
Date
by 29.12.2021, 10.00 a.m.

PostFinance Fonds Date
PostFinance Fonds  For characteristics see inpayments, transfers and withdrawals
Written orders received
Date
by 29.12.2021, 10.00 a.m.
PostFinance Fonds  For characteristics see inpayments, transfers and withdrawals
Electronic orders approved in e-finance
Date
by 30.12.2021, 01.30 p.m.
  • Payments at the counter, transfers and cash withdrawals which are to be booked on time in 2021 or paid out must be carried out by the following deadlines.

    Payment transactions at the post office counter

    The local opening hours of the post offices must be taken into account.

    ServiceFinal deadline
    Service
    Inpayments into a PostFinance account in Switzerland
    Final deadline
    30.12.2021
    Service
    Inpayments into your own PostFinance private account using the PostFinance Card
    Final deadline
    31.12.2021, 06.00 p.m.
    Service
    Inpayments to bank accounts in Switzerland
    Final deadline
    30.12.2021
    Service
    Cash withdrawals with the PostFinance Card at the post office counter
    Final deadline
    31.12.2021
    Service
    Cash withdrawals with the PostFinance Card from the Postomat
    Final deadline
    31.12.2021, 06.00 p.m.
    Service
    Inpayments to the retirement savings account 3a (for 2021 tax year)
    Inpayments for 2022 can only be made from 3 January 2022.
    Final deadline
    29.12.2021
    Service
    Submission of order forms for funds from PostFinance at the counter
    Final deadline
    24.12.2021

    Written orders

    • Envelope received at the PostFinance Operations Center
    • The due date is the day after the date of the “final deadline”
    ServiceFinal deadline
    Service
    Transfers to a PostFinance account in Switzerland
    Final deadline
    29.12.2021
    Service
    Transfers to bank accounts in Switzerland
    Final deadline
    28.12.2021
    Service
    Transfers to retirement savings account 3a (for 2021 tax year)
    Inpayments for 2022 can only be made from 3 January 2022.
    Final deadline
    29.12.2021
    Service
    Order forms for funds from PostFinance
    Final deadline
    29.12.2021, 10.00 a.m.
    Service
    Order forms for third-party funds
    Final deadline
    24.12.2021

    Electronic orders via e-finance

    • Entry and approval of payments/orders completed
    • The due date is the day after the date of the “final deadline”
    ServiceFinal deadline
    Service
    Transfers to a PostFinance account in Switzerland
    Final deadline
    30.12.2021, 12 midnight
    Service
    Transfers to a PostFinance account in Switzerland via SameDay
    Final deadline
    31.12.2021, 12 noon 
    Service
    Transfers to a PostFinance account in Switzerland via express payment in CHF
    Final deadline
    31.12.2021, 06.00 p.m.
    Service
    Transfers to a PostFinance account in Switzerland via express payment in foreign currency
    Final deadline
    31.12.2021, 02.00 p.m.
    Service
    Transfers to a bank accounts in Switzerland
    Final deadline
    30.12.2021, 12 midnight
    Service
    Transfers to a bank account in Switzerland via SameDay
    Final deadline
    31.12.2021, 12 noon 
    Service
    Transfers to a bank account in Switzerland via express payment in CHF
    Final deadline
    31.12.2021, 02.00 p.m.
    Service
    Transfers to a bank account in Switzerland via express payment in foreign currency
    Final deadline
    31.12.2021, 02.00 p.m.
    Service
    Transfers to retirement savings account 3a (for 2021 tax year)
    Inpayments for 2022 can only be made from 3 January 2022.
    Final deadline
    29.12.2021, 11.59 p.m.
    Service
    Fund orders for the retirement savings account 3a (in e-finance)
    Final deadline
    29.12.2021, 10.00 a.m.
    Service
    Fund orders for fund self-service and Fund consulting basic
    Orders of funds from PostFinance
    Final deadline
    30.12.2021, 01.30 p.m.
    Service
    Fund orders for fund self-service and Fund consulting basic
    Orders for third-party funds
    Final deadline
    27.12.2021
    Service
    Investment consulting plus and E-asset management
    Final deadline
    24.12.2021
    Service
    One-time transfers between PostFinance accounts
    Final deadline
    31.12.2021, 12 midnight

    Payments to foreign accounts

    The deadlines for international payments depend on the product selection and the destination country.

    Standing orders

    Standing orders with due date Saturday, 01.01.2022 and Sunday, 02.01.2022 will be executed on Friday, 31 December 2021. If the “after public holiday” option is selected for these standing orders, they will not be executed until Monday, 03.01.2022.

    “Are the amounts of your standing orders (e.g. health insurance, retirement savings account 3a) still correct? Invoice amounts often change at the turn of the year. Remember to update them in good time.”

    Travel payment methods (foreign currencies and new Travel cards)

    Christmas:

    • Orders received before 3 p.m. on 23.12.2021 will be sent by Swiss Bankers on the same day.
    • Orders received before 10 a.m. on 24.12.2021 will be sent by Swiss Bankers on the same day.

    New Year:

    • Orders received before 3 p.m. on 30.12.2021 will be sent by Swiss Bankers on the same day.
    • Orders received before 10 a.m. on 31.12.2021 will be sent by Swiss Bankers on the same day.

    Please note: exotic currencies and orders exceeding CHF 20,000 have a longer delivery period. These are delivered one working day later.