Year-end processing 2019/2020

Processing deadlines for private customers

Would you like to have your payment orders and transfers booked on time before the end of the year? Then please note the following information and deadlines.

Payment transactions Date
Payment transactions
Written orders received
Date
by 27.12.2019
Payment transactions
Electronic orders approved in e-finance
Date
by 27.12.2019, 10.00 a.m.

Transfer to retirement savings account 3a Date
Transfer to retirement savings account 3a
Written orders received
Date
by 27.12.2019
Transfer to retirement savings account 3a
Electronic orders approved in e-finance
Date
by 27.12.2019, 11.59 p.m.
Transfer to retirement savings account 3a
Fund orders for the retirement savings account 3a (in e-finance)
Date
by 27.12.2019, 10.00 a.m.

PostFinance Fonds
 Date
PostFinance Fonds
Written orders received
Date
by 27.12.2019, 10.00 a.m.
PostFinance Fonds
Electronic orders approved in e-finance
Date
by 27.12.2019, 01.00 p.m.

  • Payments at the counter, transfers and cash withdrawals which are to be booked on time in 2019 or paid out must be carried out by the following deadlines.

    Payment transactions at the post office counter

    The local opening hours of the post offices must be taken into account.

    Service
    		 Final deadline
    Service
    Inpayments into a PostFinance account within Switzerland
    		Final deadline
    28.12.2019
    Service
    Inpayments into your own PostFinance private account using the PostFinance Card
    		Final deadline
    31.12.2019, 06.00 p.m.
    Service
    Inpayments to bank accounts in Switzerland
    		Final deadline
    24.12.2019
    Service
    Cash withdrawals with the PostFinance Card at the post office counter
    		Final deadline
    31.12.2019, 07.00 p.m.
    Service
    Cash withdrawals with the PostFinance Card from the Postomat
    		Final deadline
    31.12.2019
     
    Service

    Inpayments to the retirement savings account 3a: Inpayments for 2020 can only be made from 03 January 2020.

    		 Final deadline
    27.12.2019
    Service
    Submission of order forms for funds from PostFinance at the counter
    		Final deadline
    20.12.2019

    Written orders

    • Envelope received at the PostFinance Operations Center
    • The due date is the day after the date of the “final deadline”
    Service
    		 Final deadline
    Service
    Transfers to a PostFinance account within Switzerland
    		Final deadline
    27.12.2019
    Service
    Transfers to bank accounts in Switzerland
    		Final deadline
    27.12.2019
    Service
    Transfers to retirement savings account 3a: Inpayments for 2020 can only be made from 03 January 2020.
    		Final deadline
    27.12.2019
    Service
    Order forms for funds from PostFinance
    		Final deadline
    27.12.2019, 10.00 a.m.

    Electronic orders via e-finance

    • Entry and approval of payments/orders completed
    • The due date is the day after the date of the “final deadline”
    Service
    		 Final deadline
    Service
    Transfers using the red inpayment slip (IS) to a PostFinance account within Switzerland
    		Final deadline
    30.12.2019, 11.59 p.m.
    Service
    Transfers with the orange inpyment slip with reference number (ISR)
    		Final deadline
    30.12.2019, 11.59 p.m.
    Service
    Transfer to bank accounts in Switzerland
    		Final deadline
    30.12.2019, 11.59 p.m.
    Service

    Transfers to retirement savings account 3a (for 2019 tax year): Inpayments for 2020 can only be made from 03 January 2020.

    		 Final deadline
    27.12.2019, 11.59 p.m.
    Service

    Fund orders for the retirement savings account 3a (in e-finance)

    		 Final deadline
    27.12.2019, 10.00 a.m.
    Service
    Orders of funds from PostFinance
    		Final deadline
    27.12.2019, 01.00 p.m.
    Service
    Orders of medium-term notes
    		Final deadline
    29.12.2019, 11.59 p.m.
    Service
    One-time transfers between PostFinance accounts
    		Final deadline
    31.12.2019, 05:59 p.m.

    Payments to foreign accounts

    The deadlines for international payments depend on the product selection and the destination country.

    Standing orders

    Standing orders with due date Wednesday, 01 January 2020 and Thursday, 02 January 2020 will be executed on Tuesday, 31 December 2019. If the “after bank holiday” option is selected with these standing orders, they will not be executed until Friday, 03 January 2020.

    “Are the amounts of your standing orders (e.g. health insurance, retirement savings account 3a) still correct? Invoice amounts often change at the turn of the year. Remember to update them in good time.”

    Travel payment methods (foreign currencies and new Travel Cash cards)

    Christmas:

    • Orders carried out on 23 December 2019 before 04.00 p.m. will be delivered on 24 December 2019.


    New Year:

    • Orders carried out on 30 December 2019 before 04.00 p.m. will be delivered on 31 December 2019.

    This information excludes orders of unusual currencies and the ordering of amounts over > CHF 20,000. These are delivered one working day later.