Payments at the counter, transfers and cash withdrawals which are to be booked on time in 2025 or paid out must be carried out by the following deadlines:
Year-end processing 2025/2026
Processing deadlines for private customers
Would you like to have your payment orders and transfers booked on time before the end of the year? Then please note the following information and deadlines:
| Payment transactions | Date |
|---|---|
| Payment transactions Written orders received |
Date by 30.12.2025 |
| Payment transactions Electronic orders approved in e-finance |
Date by 30.12.2025, 11.59 p.m. |
| Transfer to retirement savings account 3a | Date |
|---|---|
| Transfer to retirement savings account 3a Written orders received |
Date by 29.12.2025 |
| Transfer to retirement savings account 3a Electronic orders approved in e-finance |
Date by 30.12.2025, 11.59 p.m. |
| Transfer to retirement savings account 3a Fund orders for the retirement savings account 3a (in e-finance) |
Date by 30.12.2025, 10.00 a.m. |
| PostFinance Fonds | Date |
|---|---|
| PostFinance Fonds Written orders received |
Date by 27.12.2025 |
| PostFinance Fonds Electronic orders approved in e-finance |
Date by 29.12.2025, 01.30 p.m. |
Payment transactions at the post office counter
The local opening hours of the post offices must be taken into account.
| Service | Final deadline |
|---|---|
| Service Inpayments into a PostFinance account in Switzerland |
Final deadline 30.12.2025 |
| Service Inpayments into your own PostFinance private account using the PostFinance Card |
Final deadline 31.12.2025, 07.30 p.m. |
| Service Inpayments to bank accounts in Switzerland |
Final deadline 30.12.2025 |
| Service Cash withdrawals with the PostFinance Card at the post office counter |
Final deadline 31.12.2025 |
| Service Cash withdrawals with the PostFinance Card from the Postomat |
Final deadline 31.12.2025, 12 noon |
| Service Inpayments to the retirement savings account 3a (for 2025 tax year) Inpayments for 2026 can only be made from 5 January 2026. |
Final deadline 29.12.2025 |
| Service Submission of order forms for PostFinance Fonds at the counter |
Final deadline 22.12.2025 |
Written orders
- Envelope received at the PostFinance Operations Center
- For transfers, the due date of the order is the day after the “Final deadline” date
| Service | Final deadline |
|---|---|
| Service Transfers to a PostFinance account in Switzerland |
Final deadline 30.12.2025 |
| Service Transfers to bank accounts in Switzerland |
Final deadline 30.12.2025 |
| Service Transfers to retirement savings account 3a (for 2025 tax year) Inpayments for 2026 can only be made from 5 January 2026. |
Final deadline 29.12.2025 |
| Service Order forms for PostFinance Fonds |
Final deadline 27.12.2025 |
| Service Order forms for third-party funds |
Final deadline 23.12.2025 |
Electronic orders via e-finance
- Entry and approval of payments/orders completed
- For transfers, the due date of the order is the day after the “Final deadline” date
| Service | Final deadline |
|---|---|
| Service Transfers to a PostFinance account in Switzerland |
Final deadline 30.12.2025, 11.59 p.m. |
| Service Transfers to a PostFinance account in Switzerland via SameDay |
Final deadline 31.12.2025, 12 noon |
| Service Transfers to a PostFinance account in Switzerland via express payment in CHF |
Final deadline 31.12.2025, 06.00 p.m. |
| Service Transfers to a PostFinance account in Switzerland via express payment in foreign currency |
Final deadline 31.12.2025, 06.00 p.m. |
| Service Transfers to a bank accounts in Switzerland |
Final deadline 30.12.2025, 11.59 p.m. |
| Service Transfers to a bank account in Switzerland via SameDay |
Final deadline 31.12.2025, 12 noon |
| Service Transfers to a bank account in Switzerland via express payment in CHF |
Final deadline 31.12.2025, 04.00 p.m. |
| Service Transfers to a bank account in Switzerland via express payment in foreign currency |
Final deadline 31.12.2025, 01.00 p.m. |
| Service Transfers to retirement savings account 3a (for 2025 tax year) Inpayments for 2026 can only be made from 5 January 2026. |
Final deadline 30.12.2025, 11.59 p.m. |
| Service Fund orders for the retirement savings account 3a (in e-finance) |
Final deadline 30.12.2025, 10.00 a.m. |
| Service Fund orders for fund self-service and Fund consulting basic Orders for PostFinance Fonds |
Final deadline 29.12.2025, 01.30 p.m. |
| Service Fund orders for fund self-service and Fund consulting basic Orders for third-party funds |
Final deadline 23.12.2025 |
| Service Investment consulting plus and E-asset management |
Final deadline 23.12.2025 |
| Service Orders for medium-term notes |
Final deadline 29.12.2025, 11.59 p.m. |
| Service One-time, immediate transfers between PostFinance accounts |
Final deadline 31.12.2025, 11.59 p.m. |
Payments to foreign accounts
The deadlines for international payments depend on the product selection and the destination country.
Standing orders
Standing orders with due date Thursday, 01.01.2026 and Friday, 02.01.2026 will be executed on Wednesday, 31.12.2025. If the “after public holiday” option is selected for these standing orders, they will not be executed until Monday, 05.01.2026.
“Are the amounts of your standing orders still correct? Invoice amounts often change at the turn of the year. Remember to update them in good time.”
Travel payment methods (order foreign currencies)
Christmas:
- Orders received before 10 a.m. on 24.12.2025 will be sent by Swiss Bankers on the same day.
- Swiss Bankers will be closed on 25.12.2025 and 26.12.2025.
New Year:
- Orders received before 10 a.m. on 31.12.2025 will be sent by Swiss Bankers on the same day.
- Swiss Bankers will be closed on 01.01.2026 and 02.01.2026.
Please note: in the event of a order for cash in an second-line currency or for consignments with an equivalent amount in excess of CHF 20,000, delivery takes 2 to 5 working days.
