Year-end processing 2024/2025

Processing deadlines for private customers

Would you like to have your payment orders and transfers booked on time before the end of the year? Then please note the following information and deadlines.

Payment transactionsDate
Payment transactions
Written orders received
Date
by 30.12.2024
Payment transactions
Electronic orders approved in e-finance
Date
by 30.12.2024, 11.59 p.m.

Transfer to retirement savings account 3aDate
Transfer to retirement savings account 3a
Written orders received
Date
by 27.12.2024
Transfer to retirement savings account 3a
Electronic orders approved in e-finance
Date
by 30.12.2024, 11.59 p.m.
Transfer to retirement savings account 3a
Fund orders for the retirement savings account 3a (in e-finance)
Date
by 30.12.2024, 10.00 a.m.

PostFinance Fonds Date
PostFinance Fonds For characteristics see inpayments, transfers and withdrawals
Written orders received
Date
by 27.12.2024
PostFinance Fonds For characteristics see inpayments, transfers and withdrawals
Electronic orders approved in e-finance
Date
by 27.12.2024, 01.30 p.m.
  • Payments at the counter, transfers and cash withdrawals which are to be booked on time in 2024 or paid out must be carried out by the following deadlines:

    Payment transactions at the post office counter

    The local opening hours of the post offices must be taken into account.

    ServiceFinal deadline
    Service
    Inpayments into a PostFinance account in Switzerland
    Final deadline
    30.12.2024
    Service
    Inpayments into your own PostFinance private account using the PostFinance Card
    Final deadline
    31.12.2024, 07.30 p.m.
    Service
    Inpayments to bank accounts in Switzerland
    Final deadline
    30.12.2024
    Service
    Cash withdrawals with the PostFinance Card at the post office counter
    Final deadline
    31.12.2024
    Service
    Cash withdrawals with the PostFinance Card from the Postomat
    Final deadline
    31.12.2024, 12 noon
    Service
    Inpayments to the retirement savings account 3a (for 2024 tax year)
    Inpayments for 2025 can only be made from 3 January 2025.
    Final deadline
    27.12.2024
    Service
    Submission of order forms for PostFinance Fonds at the counter
    Final deadline
    23.12.2024

    Written orders

    • Envelope received at the PostFinance Operations Center
    • For transfers, the due date of the order is the day after the “Final deadline” date
    ServiceFinal deadline
    Service
    Transfers to a PostFinance account in Switzerland
    Final deadline
    30.12.2024
    Service
    Transfers to bank accounts in Switzerland
    Final deadline
    30.12.2024
    Service
    Transfers to retirement savings account 3a (for 2024 tax year)
    Inpayments for 2025 can only be made from 3 January 2025.
    Final deadline
    27.12.2024
    Service
    Order forms for PostFinance Fonds
    Final deadline
    27.12.2024
    Service
    Order forms for third-party funds
    Final deadline
    23.12.2024

    Electronic orders via e-finance

    • Entry and approval of payments/orders completed
    • For transfers, the due date of the order is the day after the “Final deadline” date
    ServiceFinal deadline
    Service
    Transfers to a PostFinance account in Switzerland
    Final deadline
    30.12.2024, 11.59 p.m.
    Service
    Transfers to a PostFinance account in Switzerland via SameDay
    Final deadline
    31.12.2024, 12 noon
    Service
    Transfers to a PostFinance account in Switzerland via express payment in CHF
    Final deadline
    31.12.2024, 06.00 p.m.
    Service
    Transfers to a PostFinance account in Switzerland via express payment in foreign currency
    Final deadline
    31.12.2024, 06.00 p.m.
    Service
    Transfers to a bank accounts in Switzerland
    Final deadline
    30.12.2024, 11.59 p.m.
    Service
    Transfers to a bank account in Switzerland via SameDay
    Final deadline
    31.12.2024, 12 noon
    Service
    Transfers to a bank account in Switzerland via express payment in CHF
    Final deadline
    31.12.2024, 04.00 p.m.
    Service
    Transfers to a bank account in Switzerland via express payment in foreign currency
    Final deadline
    31.12.2024, 01.00 p.m.
    Service
    Transfers to retirement savings account 3a (for 2024 tax year)
    Inpayments for 2025 can only be made from 3 January 2025.
    Final deadline
    30.12.2024, 11.59 p.m.
    Service
    Fund orders for the retirement savings account 3a (in e-finance)
    Final deadline
    30.12.2024, 10.00 a.m.
    Service
    Fund orders for fund self-service and Fund consulting basic
    Orders for PostFinance Fonds
    Final deadline
    27.12.2024, 01.30 p.m.
    Service
    Fund orders for fund self-service and Fund consulting basic
    Orders for third-party funds
    Final deadline
    23.12.2024
    Service
    Investment consulting plus and E-asset management
    Final deadline
    23.12.2024
    Service
    Orders for medium-term notes
    Final deadline
    27.12.2024, 11.59 p.m.
    Service
    One-time, immediate transfers between PostFinance accounts
    Final deadline
    31.12.2024, 11.59 p.m.

    Payments to foreign accounts

    The deadlines for international payments depend on the product selection and the destination country.

    Standing orders

    Standing orders with due date Wednesday, 01.01.2025 and Thursday, 02.01.2025 will be executed on Tuesday, 31.12.2024. If the “after public holiday” option is selected for these standing orders, they will not be executed until Friday, 03.01.2025.

    “Are the amounts of your standing orders (e.g. health insurance, retirement savings account 3a) still correct? Invoice amounts often change at the turn of the year. Remember to update them in good time.”

    Travel payment methods (order foreign currencies)

    Christmas:

    • Orders received before 10 a.m. on 24.12.2024 will be sent by Swiss Bankers on the same day.
    • Swiss Bankers will be closed on 25.12.2024 and 26.01.2024.

    New Year:

    • Orders received before 10 a.m. on 31.12.2024 will be sent by Swiss Bankers on the same day.
    • Swiss Bankers will be closed on 01.01.2025 and 02.01.2025.

    Please note: in the event of a order for cash in an second-line currency or for consignments with an equivalent amount in excess of CHF 20,000, delivery takes 2 to 5 working days.