Payments at the counter, transfers and cash withdrawals which are to be booked on time in 2024 or paid out must be carried out by the following deadlines:
Year-end processing 2024/2025
Processing deadlines for private customersWould you like to have your payment orders and transfers booked on time before the end of the year? Then please note the following information and deadlines.
Payment transactions | Date |
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Payment transactions Written orders received |
Date by 30.12.2024 |
Payment transactions Electronic orders approved in e-finance |
Date by 30.12.2024, 11.59 p.m. |
Transfer to retirement savings account 3a | Date |
---|---|
Transfer to retirement savings account 3a Written orders received |
Date by 27.12.2024 |
Transfer to retirement savings account 3a Electronic orders approved in e-finance |
Date by 30.12.2024, 11.59 p.m. |
Transfer to retirement savings account 3a Fund orders for the retirement savings account 3a (in e-finance) |
Date by 30.12.2024, 10.00 a.m. |
PostFinance Fonds | Date |
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PostFinance Fonds For characteristics see inpayments, transfers and withdrawals Written orders received |
Date by 27.12.2024 |
PostFinance Fonds For characteristics see inpayments, transfers and withdrawals Electronic orders approved in e-finance |
Date by 27.12.2024, 01.30 p.m. |
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Payment transactions at the post office counter
The local opening hours of the post offices must be taken into account.
Service Final deadline Service Inpayments into a PostFinance account in SwitzerlandFinal deadline 30.12.2024Service Inpayments into your own PostFinance private account using the PostFinance CardFinal deadline 31.12.2024, 07.30 p.m.Service Inpayments to bank accounts in SwitzerlandFinal deadline 30.12.2024Service Cash withdrawals with the PostFinance Card at the post office counterFinal deadline 31.12.2024Service Cash withdrawals with the PostFinance Card from the PostomatFinal deadline 31.12.2024, 12 noonService Inpayments to the retirement savings account 3a (for 2024 tax year)
Inpayments for 2025 can only be made from 3 January 2025.Final deadline 27.12.2024Service Submission of order forms for PostFinance Fonds at the counterFinal deadline 23.12.2024Written orders
- Envelope received at the PostFinance Operations Center
- For transfers, the due date of the order is the day after the “Final deadline” date
Service Final deadline Service Transfers to a PostFinance account in SwitzerlandFinal deadline 30.12.2024Service Transfers to bank accounts in SwitzerlandFinal deadline 30.12.2024Service Transfers to retirement savings account 3a (for 2024 tax year)
Inpayments for 2025 can only be made from 3 January 2025.Final deadline 27.12.2024Service Order forms for PostFinance FondsFinal deadline 27.12.2024Service Order forms for third-party fundsFinal deadline 23.12.2024Electronic orders via e-finance
- Entry and approval of payments/orders completed
- For transfers, the due date of the order is the day after the “Final deadline” date
Service Final deadline Service Transfers to a PostFinance account in SwitzerlandFinal deadline 30.12.2024, 11.59 p.m.Service Transfers to a PostFinance account in Switzerland via SameDayFinal deadline 31.12.2024, 12 noonService Transfers to a PostFinance account in Switzerland via express payment in CHFFinal deadline 31.12.2024, 06.00 p.m.Service Transfers to a PostFinance account in Switzerland via express payment in foreign currencyFinal deadline 31.12.2024, 06.00 p.m.Service Transfers to a bank accounts in SwitzerlandFinal deadline 30.12.2024, 11.59 p.m.Service Transfers to a bank account in Switzerland via SameDayFinal deadline 31.12.2024, 12 noonService Transfers to a bank account in Switzerland via express payment in CHFFinal deadline 31.12.2024, 04.00 p.m.Service Transfers to a bank account in Switzerland via express payment in foreign currencyFinal deadline 31.12.2024, 01.00 p.m.Service Transfers to retirement savings account 3a (for 2024 tax year)
Inpayments for 2025 can only be made from 3 January 2025.Final deadline 30.12.2024, 11.59 p.m.Service Fund orders for the retirement savings account 3a (in e-finance)Final deadline 30.12.2024, 10.00 a.m.Service Fund orders for fund self-service and Fund consulting basic
Orders for PostFinance FondsFinal deadline 27.12.2024, 01.30 p.m.Service Fund orders for fund self-service and Fund consulting basic
Orders for third-party fundsFinal deadline 23.12.2024Service Investment consulting plus and E-asset managementFinal deadline 23.12.2024Service Orders for medium-term notesFinal deadline 27.12.2024, 11.59 p.m.Service One-time, immediate transfers between PostFinance accountsFinal deadline 31.12.2024, 11.59 p.m.Payments to foreign accounts
The deadlines for international payments depend on the product selection and the destination country.
Standing orders
Standing orders with due date Wednesday, 01.01.2025 and Thursday, 02.01.2025 will be executed on Tuesday, 31.12.2024. If the “after public holiday” option is selected for these standing orders, they will not be executed until Friday, 03.01.2025.
“Are the amounts of your standing orders (e.g. health insurance, retirement savings account 3a) still correct? Invoice amounts often change at the turn of the year. Remember to update them in good time.”
Travel payment methods (order foreign currencies)
Christmas:
- Orders received before 10 a.m. on 24.12.2024 will be sent by Swiss Bankers on the same day.
- Swiss Bankers will be closed on 25.12.2024 and 26.01.2024.
New Year:
- Orders received before 10 a.m. on 31.12.2024 will be sent by Swiss Bankers on the same day.
- Swiss Bankers will be closed on 01.01.2025 and 02.01.2025.
Please note: in the event of a order for cash in an second-line currency or for consignments with an equivalent amount in excess of CHF 20,000, delivery takes 2 to 5 working days.