Mortgage interest rates valid as of 22.08.2019
Mortgage interest rates
A practical and compact overview of PostFinance’s attractive interest rates: find the right mortgage for your property.
The interest rates are standard rates for best creditworthiness. Data is given for information purposes only and is non-binding.
We will be pleased to advise you in our branches – or you can enter the mortgage directly and benefit from lower interest rates.
Fixed mortgage1.15% Term12 years
Fixed mortgage1.20% Term13 years
Fixed mortgage1.25% Term14 years
Fixed mortgage1.30% Term15 years
The interest rate is based on the 3-month LIBOR rate at the start of the current quarter. The next update will take place at the end of the current quarter.
Interest rate: 1.05%
Construction loan (for new business)
The construction loan interest rate is 2.25 percent.
SWAP and LIBOR
To calculate current interest rates, PostFinance uses the LIBOR and swap rates. The 3-month LIBOR and 3, 5 and 8-year swap rates are shown as reference interest rates.
SWAP: An interest rate swap entails the Exchange of a fixed-interest rate and a varibale-interest rate between two parties. A financial institution often acts as an intermediary between the two parties.
LIBOR: The London Interbank Offered Rate is the money market rate at which a bank lends money to another first-class bank for up to one year.