Mortgage interest rates

A practical and compact overview of PostFinance’s attractive interest rates: find the right mortgage for your property.

Mortgage interest rates valid as of 26.02.2021

The interest rates are standard rates for best creditworthiness. Data is given for information purposes only and is non-binding.

  • Fixed mortgage

    We will be pleased to advise you in our branches – or you can enter the mortgage directly and benefit from lower interest rates.

    Term
    		Interest rate p.a.
    Term
    2 years
    		 Interest rate p.a.
    1.00%
    Term
    3 years
    		 Interest rate p.a.
    1.00%
    Term
    4 years
    		 Interest rate p.a.
    1.00%
    Term
    5 years
    		 Interest rate p.a.
    1.05%
    Term
    6 years
    		 Interest rate p.a.
    1.05%
    Term
    7 years
    		 Interest rate p.a.
    1.05%
    Term
    8 years
    		 Interest rate p.a.
    1.05%
    Term
    9 years
    		 Interest rate p.a.
    1.15%
    Term
    10 years
    		 Interest rate p.a.
    1.25%
    Term
    11 years
    		 Interest rate p.a.
    1.35%
    Term
    12 years
    		 Interest rate p.a.
    1.45%
    Term
    13 years
    		 Interest rate p.a.
    1.50%
    Term
    14 years
    		 Interest rate p.a.
    1.60%
    Term
    15 years
    		 Interest rate p.a.
    1.65%

    Saron mortgage

    The interest rate is for the previous quarter. The actual Saron mortgage interest rate due is only calculated and communicated five days before the interest date.

    Interest rate: 0.95%

    Construction loan (for new business)

    The construction loan interest rate is 2.25 percent.

  • 10-year comparison of mortgages

    To calculate current interest rates, PostFinance uses the swap rates. The 3, 5 and 8-year swap rates are shown as reference interest rates.

    Track the progression of our interest rates over the past 10 years

    SWAP: An interest rate swap entails the Exchange of a fixed-interest rate and a varibale-interest rate between two parties. A financial institution often acts as an intermediary between the two parties.