Mortgage interest rates

A practical and compact overview of PostFinance’s attractive interest rates: find the right mortgage for your property.

Mortgage interest rates for new business valid as of 23.04.2024

The interest rates are standard rates for the best creditworthiness of owner-occupied home ownership. Data is given for information purposes only and is non-binding.

  • Fixed mortgage

    TermInterest rate p.a.
    Term
    2 years
    		 Interest rate p.a.
    from 1.91%
    Term
    3 years
    		 Interest rate p.a.
    from 1.89%
    Term
    4 years
    		 Interest rate p.a.
    from 1.90%
    Term
    5 years
    		 Interest rate p.a.
    from 1.95%
    Term
    6 years
    		 Interest rate p.a.
    from 1.97%
    Term
    7 years
    		 Interest rate p.a.
    from 2.00%
    Term
    8 years
    		 Interest rate p.a.
    from 2.03%
    Term
    9 years
    		 Interest rate p.a.
    from 2.05%
    Term
    10 years
    		 Interest rate p.a.
    from 2.07%
    Term
    11 years
    		 Interest rate p.a.
    from 2.12%
    Term
    12 years
    		 Interest rate p.a.
    from 2.14%
    Term
    13 years
    		 Interest rate p.a.
    from 2.16%
    Term
    14 years
    		 Interest rate p.a.
    from 2.17%
    Term
    15 years
    		 Interest rate p.a.
    from 2.18%

    Saron mortgage

    Term
    3 years
    Interest period
    3 months
    Base interest rate + guide margin
    The link will open in a new window Compounded SARON® 3 months + from 0.79%
    • For the entire duration, the interest rate is composed of the relevant base interest rate plus the guide margin. The base interest rate equals the Compounded SARON® 3 months, which is calculated on the individual The link will open in a new window SARON® daily interest rates.
    • The base interest rate is always at least 0.00%.
    • For each interest period, the interest rate is fixed five banking days before the end of the interest period.
    • Throughout the entire term, it is possible to change to a PostFinance fixed-rate mortgage at the end of each quarter.
    • The interest rates are standard rates for the best creditworthiness of owner-occupied home ownership. Data is given for information purposes only and is non-binding.

  • Due to rising inflation, interest rates have increased sharply since the beginning of 2022.

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