Mortgage interest rates

A practical and compact overview of PostFinance’s attractive interest rates: find the right mortgage for your property.

Mortgage interest rates valid as of 27.01.2023

The interest rates are standard rates for best creditworthiness. Data is given for information purposes only and is non-binding.

  • Fixed mortgage

    TermInterest rate p.a.
    Term
    2 years
    Interest rate p.a.
    2.45%
    Term
    3 years
    Interest rate p.a.
    2.50%
    Term
    4 years
    Interest rate p.a.
    2.60%
    Term
    5 years
    Interest rate p.a.
    2.70%
    Term
    6 years
    Interest rate p.a.
    2.75%
    Term
    7 years
    Interest rate p.a.
    2.85%
    Term
    8 years
    Interest rate p.a.
    2.90%
    Term
    9 years
    Interest rate p.a.
    2.90%
    Term
    10 years
    Interest rate p.a.
    2.90%
    Term
    11 years
    Interest rate p.a.
    3.00%
    Term
    12 years
    Interest rate p.a.
    3.00%
    Term
    13 years
    Interest rate p.a.
    3.00%
    Term
    14 years
    Interest rate p.a.
    3.00%
    Term
    15 years
    Interest rate p.a.
    3.00%

    Saron mortgage

    Term
    3 years
    Interest period
    3 months
    Base interest rate + guide margin
    • For the entire duration, the interest rate is composed of the relevant base interest rate plus the guide margin.
    • The base interest rate is always at least 0.00%.
    • For each interest period, the interest rate is fixed five banking days before the end of the interest period.
    • Throughout the entire term, it is possible to change to a PostFinance fixed-rate mortgage at the end of each quarter.
    • The interest rates are standard rates for best creditworthiness. Data is provided for information purposes only and is non-binding.

    Construction loan (for new business)

    The construction loan interest rate is 2.25%.

  • Due to rising inflation, interest rates have increased sharply since the beginning of 2022.