The interest rates are standard rates for best creditworthiness. Data is given for information purposes only and is non-binding.
Mortgage interest rates
A practical and compact overview of PostFinance’s attractive interest rates: find the right mortgage for your property.
Mortgage interest rates valid as of 26.02.2021
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Fixed mortgage
We will be pleased to advise you in our branches – or you can enter the mortgage directly and benefit from lower interest rates.
Term
Interest rate p.a.
Term 2 yearsInterest rate p.a. 1.00%Term 3 yearsInterest rate p.a. 1.00%Term 4 yearsInterest rate p.a. 1.00%Term 5 yearsInterest rate p.a. 1.05%Term 6 yearsInterest rate p.a. 1.05%Term 7 yearsInterest rate p.a. 1.05%Term 8 yearsInterest rate p.a. 1.05%Term 9 yearsInterest rate p.a. 1.15%Term 10 yearsInterest rate p.a. 1.25%Term 11 yearsInterest rate p.a. 1.35%Term 12 yearsInterest rate p.a. 1.45%Term 13 yearsInterest rate p.a. 1.50%Term 14 yearsInterest rate p.a. 1.60%Term 15 yearsInterest rate p.a. 1.65%Saron mortgage
The interest rate is for the previous quarter. The actual Saron mortgage interest rate due is only calculated and communicated five days before the interest date.
Interest rate: 0.95%
Construction loan (for new business)
The construction loan interest rate is 2.25 percent.
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10-year comparison of mortgages
To calculate current interest rates, PostFinance uses the swap rates. The 3, 5 and 8-year swap rates are shown as reference interest rates.
SWAP: An interest rate swap entails the Exchange of a fixed-interest rate and a varibale-interest rate between two parties. A financial institution often acts as an intermediary between the two parties.