Fixed-term deposits

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Fixed-term deposits are the right money market instrument for investors who want to invest their surplus cash in the short to medium term. You determine the term of your investment yourself.

Fixed-term deposits: determine the term yourself

  • Flexible term to maturity

  • Short- to medium-term investment

  • No commission

  • Amounts below CHF 1 million (or equivalent in a foreign currency): Standard interest rate on request

  • Amounts above CHF 1 million (or equivalent in a foreign currency): Individual market conditions

  •  Fixed-term deposits up to CHF 1 millionFixed-term deposits from CHF 1 million
     
    Minimum amount
    		 Fixed-term deposits up to CHF 1 million
    CHF 100,000 or equivalent in foreign currency
    		 Fixed-term deposits from CHF 1 million
    CHF 1 million or equivalent in foreign currency
     
    Term
    		 Fixed-term deposits up to CHF 1 million
    1 to 12 months
    		 Fixed-term deposits from CHF 1 million
    Anything from 1 week to 12 months
     
    Interest rate
    		 Fixed-term deposits up to CHF 1 million
    On request
    		 Fixed-term deposits from CHF 1 million
    On request
     
    Debit from account
    		 Fixed-term deposits up to CHF 1 million
    On value date
    		 Fixed-term deposits from CHF 1 million
    On value date
     
    Value date
    		 Fixed-term deposits up to CHF 1 million
    Conclusion of transaction plus 2 working days
    		 Fixed-term deposits from CHF 1 million
    Conclusion of transaction plus 2 working days
     
    Withholding tax
    		 Fixed-term deposits up to CHF 1 million
    35%
    		 Fixed-term deposits from CHF 1 million
    35%
     
    Commission
    		 Fixed-term deposits up to CHF 1 million
    None
    		 Fixed-term deposits from CHF 1 million
    None

    Investment currencies

    CHF
    Swiss franc
    AUD
    Australian dollar
    CAD
    Canadian dollar
    DKK
    Danish krone
    EUR
    Euro
    GBP
    British pound
    JPY
    Japanese yen
    NOK
    Norwegian krone
    SEK
    Swedish krona
    USD
    American dollar

    PostFinance reserves the right to modify the available currencies based on the current market situation.

Invest with fixed-term deposits

Simply by telephone.
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