If you just want to take part in the draw with the same chance of winning, you can do so at postfinance.ch/win-cc.
With the PostFinance Visa Platinum Card, you can shop online or in-store around the world, withdraw cash, make contactless payments at the checkout and benefit from many exclusive services.
Win exclusive experiencesWin exclusive experiences
Apply for a PostFinance credit card or prepaid card by 31.10.2023 and benefit twice over once your application has been approved: you get a one-off welcome bonus of CHF 50 and automatically take part in the draw for exclusive experiences and prizes. Good luck!
PostFinance Visa Platinum Card: get money back on all purchases worldwide
Make purchases and withdraw cash worldwide free of charge
Exclusive service and second card or partner card free of charge
Bonus programme – with up to 1% cashback
Management 24/7 in e-finance and via the PostFinance App
Pay with Apple Pay and Samsung Pay
Partial payment possible
With the unlimited cash bonus programme for the PostFinance Platinum Cards, you can benefit from a turnover reimbursement of 0.5%. In the first year you even receive a double bonus. The payment is made directly into your private account every six months, in June and December.
Cashback on the sales turnover achieved :
- 1.0% in thefirst year
- 0.5% from the second year
VIP and Concierge Service
Reserve a table, celebrate in a popular club, get tickets for a sports or cultural event – our Concierge Service is there for you around the clock by calling +41 848 888 440. Call us and we will do everything we can to fulfil your wishes. You will be given preferential treatment by the experienced PostFinance team.
Your PostFinance Visa Platinum Card and Priority Pass grant you access to countless airport lounges around the world. During extended interruptions to flights, a lounge is the perfect place for relaxation and refreshments. For each card, PostFinance will provide you with a Priority Pass worth EUR 99 and two lounge entries per calendar year worth a total of CHF 60. For every additional entry, you will be charged CHF 30.
Are you unable to travel due to illness, an accident or an unexpected job opening? The Allianz Global Assistance cancellation costs insurance will bear the costs of services not used. The trip does not have to be paid for with the PostFinance Visa Platinum Card. The deductible exclusion insurance for rented cars (CDW) means that you will not pay any deductible fees in case of damage or theft. The rented car must be paid for with the PostFinance Visa Platinum Card.
Insurance Insurance coverage Insured total (maximum) InsuranceCancellation fees Insurance coverageTrip cancellation and delayed start of trip, CHF 15,000 per event Insured total (maximum)Per event CHF 15,000 InsuranceDeductible exclusion for hire cars (CDW) Insurance coverageExcess for damage to a hire car during the hire perio Insured total (maximum)Per event CHF 5,000
AVIS – discounted car rental
Book your rented vehicle via the link below and pay with your PostFinance Visa Platinum Card. You will receive the discount automatically.
Rental vehicles can be booked by calling 0848 811 818. Quote the AWD number (Avis Worldwide Discount number) during the call. The number can be found on the back of your PostFinance Visa Platinum Card.
24/7 management in e-finance and via the PostFinance App
Thanks to secure e-finance, you have your credit card under control at all times:
- Real-time display of all your transactions, card limits and available amounts
- Load credit onto your card to increase your available amounts
- Receive free notifications about completed transactions (push or text notifications)
- Block or unblock your card and order a replacement card or a replacement PIN
- Set the preferred payment method for the monthly credit card invoice
Mobile payment solutions
Pay securely, more easily and quickly. The PostFinance Visa Platinum Card can be stored with the following providers:
Make secure payments worldwide with PostFinance credit cards thanks to the latest chip technology and 3-D Secure.
- resides in Switzerland or Liechtenstein (country of domicile),
- is at least 18 years old
- and has a private account in CHF from PostFinance
Card pricesMain card
CHF 250 per year
With the SmartPlus, SmartStudents and SmartYoung banking packages, you receive a discount of CHF 50 on your credit card.Partner card/second card
CHF 90 per year
The first additional card (partner card or second card) is free of charge.
Replacement cardsVia hotline/customer advisorCHF 30 per cardVia e-financeCHF 25 per card
Payments and cash withdrawalsMonthly spending limitIndividualTransactions abroad (CHF/foreign currencies)1.7% processing surcharge (The exchange rate (selling rate) used is set once a day and is valid for processing on the next working day.)Cash withdrawals at ATMs in Switzerland and abroadFree of chargeLottery, betting and casino transactions3.5% commission (excluding Swisslos and Loterie Romande. The maximum commission is CHF 100.)Monthly cash withdrawal limit
- CHF 1,000 per day from ATMs
- Max. 100% of spending limit
Payment methodsPayment period for monthly bill20 days, default interest charged thereafterPart payment
- Possible, if there is no risk of overindebtedness
- 9.5% effective annual interest rate