PostFinance Visa Platinum Card

Get money back on all purchases worldwide
CHF 50 bonus
Order now

With the PostFinance Visa Platinum Card, you can shop online or in-store around the world, withdraw cash, make contactless payments at the checkout and benefit from many exclusive services.

Win exclusive experiencesWin exclusive experiences

Apply for a PostFinance credit card or prepaid card by 31.10.2023 and benefit twice over once your application has been approved: you get a one-off welcome bonus of CHF 50 and automatically take part in the draw for exclusive experiences and prizes. Good luck!

If you just want to take part in the draw with the same chance of winning, you can do so at postfinance.ch/win-cc.

PostFinance Visa Platinum Card: get money back on all purchases worldwide

  • Make purchases and withdraw cash worldwide free of charge

  • Exclusive service and second card or partner card free of charge

  • Bonus programme – with up to 1% cashback

  • Management 24/7 in e-finance and via the PostFinance App

  • Pay with Apple Pay and Samsung Pay

  • Partial payment possible

  • With the unlimited cash bonus programme for the PostFinance Platinum Cards, you can benefit from a turnover reimbursement of 0.5%. In the first year you even receive a double bonus. The payment is made directly into your private account every six months, in June and December.

    Cashback on the sales turnover achieved :

    • 1.0% in thefirst year
    • 0.5% from the second year

  • Design

    VIP and Concierge Service

    Reserve a table, celebrate in a popular club, get tickets for a sports or cultural event – our Concierge Service is there for you around the clock by calling +41 848 888 440. Call us and we will do everything we can to fulfil your wishes. You will be given preferential treatment by the experienced PostFinance team.

    Priority Pass

    Your PostFinance Visa Platinum Card and Priority Pass grant you access to countless airport lounges around the world. During extended interruptions to flights, a lounge is the perfect place for relaxation and refreshments. For each card, PostFinance will provide you with a Priority Pass worth EUR 99 and two lounge entries per calendar year worth a total of CHF 60. For every additional entry, you will be charged CHF 30.

    Travel insurance

    Are you unable to travel due to illness, an accident or an unexpected job opening? The Allianz Global Assistance cancellation costs insurance will bear the costs of services not used. The trip does not have to be paid for with the PostFinance Visa Platinum Card. The deductible exclusion insurance for rented cars (CDW) means that you will not pay any deductible fees in case of damage or theft. The rented car must be paid for with the PostFinance Visa Platinum Card.

    InsuranceInsurance coverageInsured total (maximum)
    Insurance
    Cancellation fees
    		 Insurance coverage
    Trip cancellation and delayed start of trip, CHF 15,000 per event
    		 Insured total (maximum)
    Per event CHF 15,000
    Insurance
    Deductible exclusion for hire cars (CDW)
    		 Insurance coverage
    Excess for damage to a hire car during the hire perio
    		 Insured total (maximum)
    Per event CHF 5,000

    AVIS – discounted car rental

    Book your rented vehicle via the link below and pay with your PostFinance Visa Platinum Card. You will receive the discount automatically.

    Rental vehicles can be booked by calling 0848 811 818. Quote the AWD number (Avis Worldwide Discount number) during the call. The number can be found on the back of your PostFinance Visa Platinum Card.

    24/7 management in e-finance and via the PostFinance App

    Thanks to secure e-finance, you have your credit card under control at all times:

    • Real-time display of all your transactions, card limits and available amounts
    • Load credit onto your card to increase your available amounts
    • Receive free notifications about completed transactions (push or text notifications)
    • Block or unblock your card and order a replacement card or a replacement PIN
    • Set the preferred payment method for the monthly credit card invoice

    Mobile payment solutions

    Pay securely, more easily and quickly. The PostFinance Visa Platinum Card can be stored with the following providers:

    Card security

    Make secure payments worldwide with PostFinance credit cards thanks to the latest chip technology and 3-D Secure.

  • Preconditions

    The applicant

    • resides in Switzerland or Liechtenstein (country of domicile),
    • is at least 18 years old
    • and has a private account in CHF from PostFinance

    Card prices

    Main card

    CHF 250 per year
     

    With the SmartPlus, SmartStudents and SmartYoung banking packages, you receive a discount of CHF 50 on your credit card.
    Partner card/second card

    CHF 90 per year
     

    The first additional card (partner card or second card) is free of charge.

    Replacement cards

    Via hotline/customer advisor
    CHF 30 per card
    Via e-finance
    CHF 25 per card

    Payments and cash withdrawals

    Monthly spending limit
    Individual
    Transactions abroad (CHF/foreign currencies)
    1.7% processing surcharge (The exchange rate (selling rate) used is set once a day and is valid for processing on the next working day.)
    Cash withdrawals at ATMs in Switzerland and abroad
    Free of charge
    Lottery, betting and casino transactions
    3.5% commission (excluding Swisslos and Loterie Romande. The maximum commission is CHF 100.)
    Monthly cash withdrawal limit
    • CHF 1,000 per day from ATMs
    • Max. 100% of spending limit

    Payment methods

    Payment period for monthly bill
    20 days, default interest charged thereafter
    Part payment
    • Possible, if there is no risk of overindebtedness
    • 9.5% effective annual interest rate

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