Compare credit cards

Compare the conditions and benefits of our card options – the key points at a glance.

Don’t miss out: get 50 francs with a credit or prepaid cardDon’t miss out: get 50 francs with a credit or prepaid card

Apply for a credit or prepaid card from PostFinance by 8 June 2025 and, if your application is successfully verified, you’ll receive 50 francs on your private account.

You can find all the details on the cards on the pages credit cards and prepaid card.

Credit card Credit card

Credit card

Credit card

The perfect card for flexible, day-to-day shopping

Standard insurance
  • Shopping insurance 
Conditions
  • Annual price: CHF 50
  • Free in the SmartPlus, SmartYoung and SmartStudents banking packages
  • Cashback: up to 0.6%
Benefits
  • 24/7 management online
  • Mobile payment
  • AVIS rental car discount
  • Partial payments and more
Order as new customer Credit card Credit card, Order as new customer Order as existing customer Credit card Credit card, Order as existing customer
Credit card Gold

Credit card

Gold

The card for stress-free travel and shopping

Gold insurance
  • Shopping insurance 
  • Travel insurance 
  • Rental car 
Conditions
  • Annual price: CHF 100
  • CHF 50 in the SmartPlus, SmartYoung and SmartStudents banking packages
  • Cashback: up to 1%
Benefits
  • 24/7 management online
  • Mobile payment
  • AVIS rental car discount
  • Partial payments and more
Order as new customer Credit card Gold, Order as new customer Order as existing customer Credit card Gold, Order as existing customer
Credit card Platinum

Credit card

Platinum

The feel-good card. Everything you need: travel, shopping and exclusive services

Platinum insurance
  • Shopping insurance 
  • Travel insurance 
  • Rental car 
Conditions
  • Annual price: CHF 250
  • CHF 200 in the SmartPlus, SmartYoung and SmartStudents banking packages
  • Cashback: up to 1%
With exclusive benefits
  • 24/7 management online
  • Mobile payment
  • AVIS rental car discount
  • Partial payments and more
  • Free cash withdrawal worldwide
  • Exclusive VIP services including the Concierge Service and airport lounge access
Order as new customer Credit card Platinum, Order as new customer Order as existing customer Credit card Platinum, Order as existing customer
Prepaid card Mastercard Value

Prepaid card

Mastercard Value

The card for extra security when topping up

Standard insurance
  • Shopping insurance 
Conditions
  • Annual price: CHF 50
  • Free in the SmartPlus, SmartYoung and SmartStudents banking packages
  • Cashback: up to 0.6%
Benefits
  • 24/7 management online
  • Mobile payment
Order as new customer Prepaid card Mastercard Value, Order as new customer Order as existing customer Prepaid card Mastercard Value, Order as existing customer

More details about the cards