Conditions of participation

Participation in the PostFinance Ltd (hereinafter “PostFinance”) promotion is governed by the conditions detailed below. By taking part in the promotion, participants accept these conditions of participation. The General Terms and Conditions and Subscriber Conditions continue to apply (postfinance.ch/legal-information).

Anyone who applies for a credit or prepaid card from PostFinance between 18 May 2026 and 21 June 2026 will receive 50 francs in the form of SmartPoints if their application is successful. The precondition is that the card application must be submitted within this period.

In order to receive the credit in SmartPoints, they must also register for the SmartPoints bonus programme within the specified period. Participants can transfer the SmartPoints they have collected to their PostFinance account in cash; the points cannot be paid out directly as cash, however. The conditions of participation for the bonus programme apply.

Eligibility to participate

Anyone aged 18 or over and permanently resident in Switzerland is eligible to participate. The offer is valid once only when customers apply for their first credit or prepaid card.

The offer comes into effect on successful application for the following cards: Mastercard Value prepaid card, Classic/Standard credit card, Gold credit card and Platinum credit card. The offer does not apply to second cards. The offer does not apply to private customers who cancel existing cards and apply for a new card after the publication of this campaign.

The requirements for credit and prepaid card applications are as follows:

Preconditions for applying for a credit card or prepaid card

A banking package at PostFinance is required to apply for a credit card or prepaid card from PostFinance. When applying for a credit card or prepaid card, a PostFinance banking package is therefore opened automatically if the applicant does not yet have a PostFinance account.

The price for a banking package (The link will open in a new window banking packages for adults / The link will open in a new window Banking packages for young people and students) and for the paper-based option  With the paper option, you receive all account statements, interest statements and/or credit card statements on paper, manage your payment orders on paper or change your standing orders, for the cost of CHF 5 per month. applies per customer relationship. A customer relationship can include several accounts. The fees are charged monthly.

Credit card and prepaid card contact point

It makes no difference whether the credit card or prepaid card is applied for online via postfinance.ch, in a PostFinance branch or in a Swiss Post branch.