Getting started with e-trading

You have various options for paying money into or out of e-trading:

• In e-finance: via Payments > Create payments > Transfers > E-trading
• In e-finance: via Overview of assets > E-trading custody account > Transfer
• In e-trading: via above right menu item “Transfer”

In our e-finance demo version, you can run through the necessary steps and familiarize yourself with the process of paying money into e-trading.

You have different options for purchasing or selling your desired title:

Trading directly from the search screen (“Quicksearch”)
On this search screen, you can find securities by name, icon or ISIN, and can trade them directly from here.

Trading from position list in the Account overview
To sell or purchase existing positions, go to “Positions” and select “Buy” for buying and “Sell” for selling.

Trading from the “Trading space”

• From the “Position list”: To sell or purchase existing positions, go to “Positions” and select the “Trade” button. This takes you to the Trade screen for further instructions (buy, sell, order type, etc.)
• From the “Search & Trade” widget: Search for your desired title via the search screen and trade directly via the “Trade” button.

Saving plans can be set up for selected ETFs, shares and themed certificates.

1. Select your preferred security
2. On the trading screen, set the order type to “Saving plan”
3. Select the maximum amount you want to invest on a regular basis
4. Select the frequency – either weekly, fortnightly, monthly, bimonthly or quarterly
5. Set the start date for your first order

Fractional trading allows you to buy and sell fractions of shares, ETFs or tracker certificates in addition to the usual full shares. This is particularly useful if you’re looking to invest small or specific amounts.

For example, rather than buying a full share for 1,000 francs, you can instead invest just 100 francs and receive 0.1 shares. This makes it possible to start trading with smaller amounts – ideal for long-term investments or saving plans.

How does it work?

Because fractions cannot be traded directly on the market, PostFinance buys whole units and holds them in trust for you. You receive a proportional right to them – known as a fiduciary share.

For example, if you purchase 0.5 shares, PostFinance holds one whole share and grants you a fiduciary share in the ratio of 0.5.

Suitable financial instruments

Selected shares, all ETFs from the saving plan universe and tracker certificates are eligible for fractional trading. These are marked in e-trading.

Use of fractional trading

1. Activate fractional trading
   Activate the “Fractional trading” function in your e-trading settings under “Trading screen”. Activation is only required once and can be reversed at any time in the settings.
2. Choose your security
   Search for your security and click “Trade”.
3. Enter your amount or fraction
   Specify how much you want to invest in the currency you have selected or how many fractions you want to buy or sell, then click “Prepare order” to continue.

Display in e-trading

You can view your fiduciary shares in the item overview by hovering the mouse over the info icon.

Placing orders

When buying, you can specify either a quantity (e.g. 0.3 shares) or an amount (e.g. 1,000 francs).

Selling is only possible for a specific quantity (e.g. 0.3 shares) and only fractions of holdings can be sold.

For fractions, only market orders are possible. For whole units or more, limit and stop limit orders are also available.

The saving plan is only available for buy orders.

Execution and trading hours

Orders can be placed at any time, but are usually executed between the following hours:

• Swiss markets: on trading days from 9.10 a.m. to 5.20 p.m. CET
• European markets: on trading days from 9.10 a.m. to 5.20 p.m. CET
• UK markets: on trading days from 9.10 a.m. to 5.20 p.m. CET
• US markets: on trading days from 3.40 p.m. to 9.50 p.m. CET
• Themes trading: on trading days from 9.25 a.m. to 5.05 p.m. CET

Conversion into whole units

If your fractions add up to a whole unit (e.g. 0.5 + 0.25 + 0.25), they are automatically converted into a whole unit. You then hold the financial instrument directly – no longer as a fiduciary share.

Dividends

You receive dividends in proportion to your fraction (e.g. 20 percent of the dividend per share for 0.2 shares).

Transferability

Fiduciary shares are not transferable. Transfer is possible only after conversion into whole units.

Search via the “Search & Trade” widget in the “Trading space” area
Use the “Search” widget in the “Trading space” to search for securities and trade them directly. Enter the name or the icon of the title you are searching for.

Search via “Quicksearch”
On this search screen, find securities by name, icon or ISIN.

Search via Scanner in the “Tools” area
The Scanner search function enables you to set filter criteria (e.g. by segment, sector, market, etc.) to find the shares, bonds and structured products you want quickly, according to your needs.

Click on the desired title (Swiss registered share) on the “Position list” in the “Account overview” area then select “Register my shares”.

Create and manage personal lists in the Trading space
You can create new personal lists by dragging the “Personal list” widget from the widget shop in the lower page area into its desired position in the “Trading space”.

Or search in the “Search & Trade” widget for your desired security and use the “Plus” button to create a new list there or add the title to an existing list.

To rename existing lists or delete titles from them, select the pencil in the column heading above.

Add title to personal list
Place your preferred title on your personal favourites list by marking it with the “star icon”. You can find this icon on the “Quicksearch” search screen or by looking in the detailed information of a security.