Discontinuation of LSV+/BDD in Switzerland

Do you use the LSV+/BDD schemes, which will be discontinued as of 30 September 2028? Plan early and discover our future-proof alternatives. You can continue to count on our CH-DD direct debit scheme.

Your next steps

Make your invoicing fit for the future: if you use the direct debit scheme with right of objection (LSV+) or business direct debits (BDD) by SIX, we recommend taking the following action:

  1. Act early: stop offering LSV+/BDD to new customers as a payment method immediately to avoid later migrations. As of 1 January 2026, no more new direct debit identification numbers will be issued.
  2. Review replacement procedures: analyse available alternatives and decide how you want to send invoices in future, such as via eBill, B2B e-invoicing or Paper Bill.
  3. Plan adjustments: clarify how you can transfer existing receivables to the alternative invoicing processes. We are happy to support you with coordination and implementation.
  4. Communicate dates: inform your customers ahead of time regarding implementation of the new processes and any deadlines.
  5. Switch to alternatives: closely monitor transactions during implementation to avoid errors.

Do you have any questions? We would be happy to advise you.

Organize a personal discussion to find out more about suitable invoicing solutions.

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Send invoices easily: compare your options

Which solutions are best suited to your business and your customers? Compare the options and choose the most suitable.

eBill Electronic invoices

eBill

Electronic invoices

  • High delivery rate and fast receipt of payment – especially when standing approval is activated
  • Time savings
  • High security
  • No media disruption for you and your recipients
  • No printing and shipping costs
Find out more eBill Electronic invoices, Find out more
B2B e-invoicing Accounts receivable invoices

B2B e-invoicing

Accounts receivable invoices

  • High delivery rate and fast receipt of payment
  • Time savings
  • High security
  • Seamless integration into your ERP
  • No printing and shipping costs
Find out more B2B e-invoicing Accounts receivable invoices, Find out more
Paper Bill Automated paper invoices

Paper Bill

Automated paper invoices

  • Digital delivery
  • Highest security standards
  • Also reaches customers without digital solutions
  • Returns reports for easier maintenance of your customer master data
  • Full control over the processing status
Find out more Paper Bill Automated paper invoices, Find out more

More invoicing solutions

Useful information

Two types of direct debit scheme are currently used in Switzerland: PostFinance’s CH-DD direct debit only allows PostFinance accounts to be debited, whereas SIX’s LSV+/BDD only allows accounts from other banks to be debited. PostFinance’s CH-DD direct debit will continue to be available as usual; LSV+/BDD will be discontinued as of 30 September 2028.

Questions and answers

  • A direct debit scheme allows companies to take payments directly from their customers’ bank accounts. It’s an easy method of processing repeat payments such as invoices or subscriptions.

  • A direct debit refers to a payment that is debited from the account holder’s bank account with their consent.

  • PostFinance’s CH-DD direct debit scheme is also known as Swiss Debit Direct, or Debit Direct for short.

    Find out more about Swiss Debit Direct

  • New invoice issuers can still register for LSV+/BDD until 31 December 2025. After that date, SIX will no longer issue direct debit identification numbers.

    Start looking into eBill, B2B e-invoicing and Paper Bill as attractive alternatives for future-proof invoicing in your company. 

  • All existing debit payments must be carried out by 30 September 2028 at the latest. After this date, no further LSV+/BDD direct debits can be set up and payments will be rejected.

  • A direct debit (direct debit scheme) allows the payment recipient to take money from the payer’s account, whereas a standing order is a fixed amount that the account holder pays regularly.

  • A direct debit is an actual debit from an account, whereas a direct debit authorization refers to prior consent of the account holder allowing the creditor to debit the amount.