CH-DD direct debit scheme (Swiss Direct Debit)

Automate your recurring payments
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With the PostFinance direct debit scheme you issue your invoices electronically and receive the payments to your business account on time.

CH-DD direct debit scheme (Swiss Direct Debit): punctual payment collection

  • Direct electronic debit from debtor’s account

  • Invoice amounts in CHF or EUR

  • Debit and credit on due date

  • No need to send invoices and reminders

  • Data transfer including in e-finance 

  • Two direct debit schemes for invoice issuers and debtors

    Core Direct Debit (Swiss COR1 Direct Debit)

    • For private and business customers as debtor
    • The CH-DD core direct debit (Swiss COR1 Direct Debit) is suitable for business customers with regularly recurring payments from customers (for example, for subscriptions, premiums or electricity bills)
    • Debtor’s right to object during a period of 30 days from when the account document is dispatched
    • Possibility of free multiple debit attempts (where direct debit cannot be paid on the due date)

    B2B Direct Debit (Swiss B2B Direct Debit)

    • Only for business customers as debtor
    • Business direct debits are suitable for collection of large amounts (for example, in the pharmaceutical industry)
    • The debtor has no right of objection for debits
    • Possibility of free multiple debit attempts (where direct debit cannot be paid on the due date)

    Preconditions for invoice issuers

    • Business account in CHF or EUR
    • Register for CH-DD Direct Debit
    • Accounts receivable software or financial accounting software with integrated CH-DD Direct Debit interface
    • Written payment authorization (Core or B2B Direct Debit) from the debtor

  • Transaction typePrices for the invoice issuer
    Transaction type
    Price per transaction
    		Prices for the invoice issuer
    CHF 0.45
    Transaction type
    Multiple debit attempt
    		 Prices for the invoice issuer
    Free of charge
    Transaction type
    Reject
    		 Prices for the invoice issuer
    Free of charge
    Transaction type
    Objection / refund
    		 Prices for the invoice issuer
    Free of charge
    Transaction type
    Domestic enquiries
    		 Prices for the invoice issuer
    CHF 30

  • Price list, manual and factsheet

    Order forms

CH-DD direct debit scheme (Swiss Direct Debit)

We would be happy to advise you personally.
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