There are lots of decisions to make before buying a new car. Purchasing a new vehicle is a major financial outlay for most people. These key pointers aim to ensure you don’t overlook anything important.

04.03.2020
You’re planning to buy a new car or trade in your old one. Following these key pointers will help ensure everything runs smoothly when you buy your new car – and they also cover car insurance.
There are lots of decisions to make before buying a new car. Purchasing a new vehicle is a major financial outlay for most people. These key pointers aim to ensure you don’t overlook anything important.
Think about the requirements your new car must meet: do you need a larger new vehicle as you’re now a family of five? Do you need a car that’s suitable for business? Or does it have to be able to handle all types of terrain because you like visiting the mountains? Listing your requirements will help you to find the right kind of vehicle.
Should you use your savings to purchase a car or is leasing a better option? The first thing to consider before buying a new car is how to finance it. Don’t just include the purchase price but also ancillary costs such as:
Have you decided on a type of vehicle? Then it’s well worth carefully comparing not just the purchase price but also features and guarantees.
If you’re trading your old car in for a new one, it’s best to get several quotes. It’s a good idea to look for a comparable vehicle on car sales websites to work out a price as a negotiating basis.
When buying the car you want, ask for discounts or extras. It’s also worth asking about discontinued models or demo cars. You can often obtain a better price through skilful negotiation with the salesperson.
Exhibitions and the end of the year are good times to buy a new car.
You’ll want to wrap your new car in cotton wool to make sure nothing happens to it. Carefully change your insurance policy to meet your requirements, ensuring your car’s features are covered, for example.
Making comparisons and calculating premiums is easy to do – for example, by using an online premium calculator, such as the one provided by PostFinance car insurance. Your insurance policy can be taken out directly here to ensure you’re well insured when you drive your new car for the first time.