Preconditions
- Private individual between 18 and 64 years old
- Permanent employment contract
- Good creditworthiness
- E-mail address and Swiss mobile phone number
- Resident in Switzerland
- Swiss bank account
Are you planning further education, a move or do you need a new car? Whatever your plans, we support you unfailingly and at fair conditions.
Amounts of CHF 1,000 to CHF 80,000
Terms of 6 to 84 months
Fair and transparent conditions, interest from 3.95% to 7.9%
Early repayment possible
Option of cover in the event of involuntary unemployment
PostFinance offers PostFinance personal loans in cooperation with bob Finance. bob Finance is a branch of Valora Schweiz AG, which is based in Zurich.
We calculate your effective annual interest rate on the basis of your creditworthiness and personal data.
Interest rate of at least |
3,95% |
---|---|
Interest rate of max. |
7,90% |
Terms |
6 to 84 months |
Loan amount |
From CHF 1,000 to CHF 80,000 |
Credit amount: CHF 20,000 with a term of 36 months.
The granting of credit is prohibited if it leads to the overindebtedness of the consumer (Art. 3 UCA).
To apply for a PostFinance personal loan, you must be between 18 and 64 years old, be resident in Switzerland, have a permanent employment contract and good creditworthiness.