- Private individual between 18 and 64 years old
- Permanent employment contract
- E-mail address and Swiss phone number
- Resident in Switzerland
- Swiss bank account
Are you planning further education, a move or do you need a new car? Whatever your plans, we support you unfailingly and at fair conditions.
Amounts of CHF 1,000 to 80,000
Terms of 6 to 84 months
Fair and transparent conditions, interest from 3.95%
Early repayment possible
Option of cover in the event of involuntary unemployment
PostFinance offers PostFinance personal loans in cooperation with bob Finance. bob Finance is a branch of Valora Schweiz AG, which is based in Zurich.
Your actual annual interest is calculated depending on your creditworthiness, with a minimum interest rate of 3.95% and a maximum rate of 6.9%.
6 to 84 months
From CHF 1,000 to CHF 80,000.
Credit amount: CHF 20,000; term: 36 months. Monthly credit rates: CHF 589.40 (3.95%), CHF 614.70 (6.9%). Interest costs for the entire term: CHF 1,218.40 (3.95%), CHF 2,129.20 (6.9%).
The granting of credit is prohibited if it leads to the overindebtedness of the consumer (Art. 3 UCA).
To apply for a loan, you must be between 18 and 64 years old, have a permanent employment contract and be resident in Switzerland.