PostFinance motorcycle insurance

Comprehensive protection for full driving pleasure

With PostFinance motorcycle insurance, you can enjoy riding your motorbike to the full – throughout the year. You only pay for nine months, and are insured for the whole year. Choose between insurance packages that have been pre-configured for you, or put together your own coverage using our very attractive options so that you can be sure your motorcycle gear isn’t the only thing protecting you.

PostFinance motorcycle insurance: always playing it safe

  • Top-quality insurance coverage at fair prices

  • You only pay the premium for nine months – and there is no need to enter your license plate in winter.

  • Free premium protection – no automatic premium adjustment in the event of a claim

  • Round-the-clock access to your information in the online cockpit

  • A three-month cancellation period – even within the contract term

  • Basic coverage

    CoverageDescription
    Coverage
    Liability insurance
    Description
    Liability insurance is required by law and covers damage that you cause to other people, vehicles, buildings or the environment.
    Coverage
    Partially comprehensive insurance
    Description
    Partial comprehensive insurance covers damage caused by natural hazards, fire and theft, as well as glass damage to your motorcycle.
    Coverage
    Fully comprehensive insurance
    Description
    Fully comprehensive insurance extends your partially comprehensive insurance to include coverage for collision damage. 

    Additional coverage – expand your insurance coverage

    CoverageDescription
    Coverage
    Safety clothing
    Description
    The driver of the insured motorcycle is insured against theft of or damage to their safety clothing.
    Coverage
    Gross negligence
    Description
    The insurance company will refrain from recourse or a reduction in benefits in the event of damage caused by negligence.
    Coverage
    Breakdown service assistance
    Description
    We help drivers throughout Europe if they experience a breakdown, lose their keys or run out of petrol.
    Coverage
    Parking damages
    Description
    Covers damage caused by unknown individuals to your parked motorcycle.
    Coverage
    Personal belongings
    Description
    Covers damage to and theft of personal belongings that you are transporting on your motorcycle.
    Coverage
    Vehicle legal protection
    Description
    Covers legal disputes that arise from the use of the insured motorcycle.
    Coverage
    Value supplement
    Description
    Following a total loss, the current value of the motorcycle plus a supplement is compensated.
    Coverage
    Passenger accident insurance
    Description
    Your insurance will also cover passengers in the event of consequential damage following an accident when using the motorcycle.
    Coverage
    CO2 option
    Description
    Contribute towards environmental protection and offset your CO2 emissions by supporting a “south pole” The link will open in a new window project selected by us.

    Premium calculator

    Calculate your premium with ease and without any obligation to purchase. We always assume the very lowest insurance grade. 

    • Calculate your premium online with the PostFinance The link will open in a new window premium calculator. The quotation is valid for 30 days and can be accepted at any time.

      To make this process as easy as possible, ensure that you have your current vehicle registration document or the key vehicle information and your driving licence to hand.

    • Take out your PostFinance motorcycle insurance online in just a few minutes by accepting the insurance conditions in your online quotation and clicking on “Finish now”.

      You will promptly receive a confirmation e-mail from us with a link. Please enter the relevant information for your proof of insurance here.

    • In order to take out a new motorcycle insurance policy, you will need to cancel your current policy. To do so, find out the notice period for your current policy. You can find the conditions either in the policy or the General Terms and Conditions of Insurance (GTCI).

      Cancel your existing policy subject to the deadlines set out in the contract. To do so, you can use our The link will open in a new window cancellation letter template.

      This step is not required if you are planning to register the motorcycle in your name for the first time (motorcycle purchase).

    • Once you have provided all the necessary information, we will send your proof of insurance to the driver and vehicle licensing office in your canton before your coverage commences.

      We will notify you of this by e-mail so that you can register/reassign your motorcycle.

      We recommend visiting the relevant driver and vehicle licensing office to do this in person 4 to 5 days before your coverage commences.

      If you wish to register your vehicle by post, please contact the relevant driver and vehicle licensing office.

      Please ensure you have all the necessary documents to hand:

      • if you are changing policies: the original vehicle registration document
      • If you are purchasing a used vehicle: the original vehicle registration document so it can be cancelled
      • If you are purchasing a new vehicle: audit report 13.20A
    • Your coverage will commence automatically once you have registered/reassigned your vehicle at the relevant driver and vehicle licensing office. 

      As soon as PostFinance receives confirmation of this from the driver and vehicle licensing office, all the contractual documents will be sent to you by post.

    • You can register in PostFinance’s  The link will open in a new window online cockpit  at any time to ensure you have round-the-clock access to your insurance information.

      The online cockpit provides assistance with PostFinance motorcycle insurance.

  • Under what conditions can a PostFinance motorcycle insurance policy be taken out?

    • The most frequent driver must be aged 18 or over
    • Date: when purchasing a new or used motorcycle or when changing insurer by giving due notice to the previous insurer
    • Current domicile in Switzerland
    • A valid mobile phone number must be provided (required for communication and to log in)
    • There is no requirement to have an account with PostFinance.

    Where can I get detailed information about individual coverage?

    The detailed information on basic coverage, additional coverage and the contractual conditions can be found in our General Terms and Conditions of Insurance (GTCI).  Read through this document before signing the contract and contact our Support if anything is unclear.

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