Precondition
You must have a private account to obtain a PostFinance Card in CHF.
PostFinance Card in CHF
Shop conveniently in-store and online
The PostFinance Card in CHF is your free card for your private account in CHF. The PostFinance Card combined with Debit Mastercard enables you to withdraw cash worldwide and shop conveniently online or in stores throughout Switzerland and abroad.
PostFinance Card: convenient shopping and cash withdrawals
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Free cash withdrawals at Postomats, post offices, at Migros, Manor, SBB, Coop Pronto and Denner
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PostFinance Card combined with Debit Mastercard: pay in online shops and in stores worldwide
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Make contactless payments
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Withdraw cash worldwide at ATMs
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PostFinance Card combined with Debit Mastercard
With the combined card, you can pay wherever the PostFinance Card logo or the Mastercard logo is displayed.
Make contactless payments
With the contactless function, you can pay sums of up 100 francs with the PostFinance Card, and sums of up to 80 francs with credit cards without needing to enter a PIN. The limit is 80 francs for purchases processed with the Debit Mastercard. Simply hold your card against the payment terminal, and your purchase is complete. For amounts above the limit, you will also need to enter your PIN.
Cash withdrawals in Switzerland
Free cash withdrawals at Postomats and post offices, at Migros and Manor Customer Service desks, at SBB and private railway counters, at Coop Pronto shops and Denner.
Cash withdrawals abroad
Please note the information on withdrawing money at ATMs in the Visa Plus or Mastercard networks. The information does not originate from PostFinance and no responsibility is accepted for its accuracy.
Card security with geoblocking
Activate geoblocking to restrict cash withdrawals made with the PostFinance Card to specific geographical areas abroad.
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Withdrawals In CHF Withdrawals Cash withdrawals per day
In CHF CHF 1,000
Withdrawals Goods purchases per day
In CHF CHF 3,000
Withdrawals Monthly limit per cardIn CHF CHF 5,000
Withdrawals Monthly limit per account
In CHF CHF 5,000
Withdrawals Withdrawals at post officesIn CHF Account balance in terms of cash holdingsSet withdrawal limits
Calls from Switzerland: 0848 888 710 (max. CHF 0.08/min. in Switzerland)
Calls from abroad: +41 58 667 99 85Other limits
- Maximum withdrawal amount depends on the terminal. Amounts that exceed the terminal limit can be withdrawn in several instalments. Any applicable fees are charged for each withdrawal.
- Filling stations: At unattended petrol stations, the card transaction takes place before you fill your tank, i.e. the amount is not yet known. At such petrol stations, a standard amount of CHF 150 is therefore reserved on the account. On receipt of the actual amount, the reserved amount is deleted and the actual amount debited.
- The PostFinance Card may only be used for recurring payments online up to a specified monthly limit: CHF 1,500 or EUR 1,300 per month.
- The PostFinance Card may only be used for one-off payments online up to a specified monthly limit: CHF 500 or EUR 350 per month.
- Payments with the PostFinance Card via the Migros app can only be made up to a limit of CHF 1500 each month.
- Post offices: Please note amount limits applicable at the The link will open in a new window location selected.
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The PostFinance Card in CHF is free of charge.
Cash withdrawals
Place of use Cost of cash withdrawals Place of use PostomatCost of cash withdrawals Free of charge
Place of use Post office counterCost of cash withdrawals Free of charge
Place of use Migros and Manor customer service desks, SBB and private railway counters, Coop Pronto shops and DennerCost of cash withdrawals Free of charge
Place of use ATMs in SwitzerlandCost of cash withdrawals Smart banking package:
CHF 2 for withdrawals in Swiss francs
CHF 5 for withdrawals in euroSmartPlus, SmartStudents and SmartYoung banking packages: free of charge
Place of use ATMs abroadCost of cash withdrawals Smart banking package: CHF 5
SmartPlus, SmartStudents and SmartYoung banking packages: free of chargePlace of use Purchase of goods/servicesCost of cash withdrawals A processing fee of 1.5% applies on purchases made abroad (goods or services bought in shops and online).Card blocking and card replacement
Card blocking
Via hotline/customer advisor
Via e-finance
CHF 20 per report
Free of charge
Card replacement
Via hotline/customer advisor
Via e-finance
CHF 40 per card
CHF 25 per card
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The maximum amount for cash withdrawals depends on the terminal. Amounts that exceed the terminal limit can be withdrawn in several instalments. Any applicable fees are charged for each withdrawal.
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At unattended petrol stations, the card transaction takes place before you fill your tank, i.e. the amount is not yet known. At such petrol stations, a standard amount of CHF 150 is therefore reserved on the account. On receipt of the actual amount, the reserved amount is deleted and the actual amount debited.
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For amounts up to CHF 500 or EUR 350 per month, the card and ID number of the PostFinance Card must be entered in the payment screen.
For amounts exceeding this limit, the personal PIN for the PostFinance Card and the card reader are also required.
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There is a monthly limit if multiple cards belong to the same account (e.g. partner account). The limit per account is defined here on the basis of the limit per card.
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You can enter individual card limits directly in e-finance or the PostFinance App.
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When withdrawing currency from ATMs abroad, in many places you can choose with your PostFinance Card whether to have the withdrawal charged in the relevant local currency or in Swiss Francs. We advise you to always have the withdrawal charged in the local currency. When conversions are made abroad, it is often not apparent which rate is being applied and which fees are being charged. You have greater transparency when the conversion is made on your account statement.
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