PostFinance Card in CHF

Shop conveniently in-store and online

The PostFinance Card in CHF is your free card for your private account in CHF. With the PostFinance Card, you can shop conveniently in-store throughout Switzerland or online, withdraw cash worldwide and make contactless payments at the checkout.

PostFinance Card: convenient shopping and cash withdrawals

  • Free cash withdrawals at Postomats, post offices, at Migros, Manor, Spar and SBB

  • In-store and in online shops

  • Make contactless payments

  • Withdraw cash worldwide at ATMs with the Visa Plus or EUFISERV logo

  • Top up prepaid credit for mobile phones at Postomats

  • Purchase credit for iTunes, Spotify, paysafecard and much more at Postomats

     
  • Precondition

    You must have a private account to obtain a PostFinance Card in CHF.

    Make contactless payments

    The contactless payment function allows you to pay small amounts of up to CHF 40 without entering your PIN. Simply hold your card against the payment terminal and your purchase is complete. For sums exceeding CHF 40, you will also need to enter your PIN.

    Digital PostFinance Card

    Activate your PostFinance Card once in the PostFinance App and make payments with your smartphone at the checkout.

    Card security with geoblocking

    Activate geoblocking to restrict cash withdrawals made with the PostFinance Card to specific geographical areas abroad.

    Cash withdrawals in Switzerland

    Free cash withdrawals at Postomats and post offices, at Migros and Manor Customer Service desks, at Spar branches and at SBB and private railway counters

    Cash withdrawals abroad (ATMs in the EUFISERV and Visa Plus network)

    Data does not originate from PostFinance and no responsibility is accepted for its accuracy.

    Top up prepaid credit for mobile phones at Postomats:

    • Swisscom
    • Sunrise
    • Salt
    • Yallo
    • MTV Mobile
    • M-Budget

    Purchase digital credit at Postomats

    • iTunes
    • Google Play
    • paysafecard
    • Spotify
    • Bigpoint
    • Nintendo
    • Xbox
  • Withdrawals In CHF
    WithdrawalsCash withdrawals per day
    In CHFCHF 1,000
    WithdrawalsGoods purchases per day
    In CHFCHF 3,000
    WithdrawalsMonthly limit per card In CHFCHF 5,000
    WithdrawalsMonthly limit per account
    In CHFCHF 5,000
    WithdrawalsWithdrawals at post offices In CHFAccount balance in terms of cash holdings
    • Maximum withdrawal amount depends on the terminal. Amounts that exceed the terminal limit can be withdrawn in several instalments. Any applicable fees are charged for each withdrawal.
    • Filling stations: At unattended petrol stations, the card transaction takes place before you fill your tank, i.e. the amount is not yet known. At such petrol stations, a standard amount of CHF 150 is therefore reserved on the account. On receipt of the actual amount, the reserved amount is deleted and the actual amount debited.
    • The PostFinance Card may be used for one-off and/or recurring payments online up to a specified monthly limit: CHF 500 or EUR 350 per month.
    • Withdrawal limits: Individual card limits are possible but must be discussed with the person handling the account.
  • The PostFinance Card in CHF is free of charge.

    Cash withdrawals

    Place of use Cost of cash withdrawals
    Place of usePostomat Cost of cash withdrawalsFree of charge
    Place of usePost office counter Cost of cash withdrawalsFree of charge
    Place of useMigros and Manor Customer Service desks, Spar, SBB and private railway counters Cost of cash withdrawals

    Free of charge (withdrawals in foreign currency not possible)

    Place of useATMs in Switzerland Cost of cash withdrawals

    Withdrawals in Swiss francs: CHF 2

    Withdrawals in euros: CHF 5

    Free of charge with private account plus

    Place of useATMs abroad Cost of cash withdrawals

    Regardless of the local currency: CHF 5

    Free of charge with private account plus

    Card blocking & card replacement

    Card blocking CHF 20 per report
    Card replacement
    CHF 30 per card
  • What is the maximum amount for cash withdrawals with the PostFinance Card in CHF per day?

    The maximum amount for cash withdrawals depends on the terminal. Amounts that exceed the terminal limit can be withdrawn in several instalments. Any applicable fees are charged for each withdrawal.

    How are purchases at petrol stations charged?

    At unattended petrol stations, the card transaction takes place before you fill your tank, i.e. the amount is not yet known. At such petrol stations, a standard amount of CHF 150 is therefore reserved on the account. On receipt of the actual amount, the reserved amount is deleted and the actual amount debited.

    What is the maximum amount for online payments?

    For amounts up to CHF 500 or EUR 350 per month, the card and ID number of the PostFinance Card must be entered in the payment screen.

    For amounts exceeding this limit, the personal PIN for the PostFinance Card and the card reader are also required.

    When is the monthly limit per account applied?

    There is a monthly limit if multiple cards belong to the same account (e.g. partner account). The limit per account is defined here on the basis of the limit per card.

    Can the limit for the PostFinance Card in CHF be adjusted?

    Individual card limits are possible but must be discussed with the person handling the account.

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