Precondition

You must have a private account to obtain a PostFinance Card in CHF.

Make contactless payments

The contactless payment function allows you to pay small amounts of up to CHF 40 without entering your PIN. Simply hold your card against the payment terminal and your purchase is complete. For sums exceeding CHF 40, you will also need to enter your PIN.

Digital PostFinance Card

Activate your PostFinance Card once in the PostFinance App and make payments with your smartphone at the checkout.

Card security with geoblocking

Activate geoblocking to restrict cash withdrawals made with the PostFinance Card to specific geographical areas abroad.

Cash withdrawals in Switzerland

Free cash withdrawals at Postomats and post offices, at Migros and Manor Customer Service desks, at Spar branches, at SBB and private railway counters, at Coop Pronto shops and Denner.

Cash withdrawals abroad (ATMs in the EUFISERV and Visa Plus network)

Data does not originate from PostFinance and no responsibility is accepted for its accuracy.

Paying with the PostFinance Card via the Migros app

Enter the PostFinance Card in the Migros app and then make cashless payments at Migros stores.

Top up prepaid credit for mobile phones at Postomats:

• Swisscom
• Sunrise
• Salt
• Yallo
• MTV Mobile
• M-Budget

Purchase digital credit at Postomats

• iTunes
• Google Play
• paysafecard
• Spotify
• Bigpoint
• Nintendo
• Xbox

• Maximum withdrawal amount depends on the terminal. Amounts that exceed the terminal limit can be withdrawn in several instalments. Any applicable fees are charged for each withdrawal.
• Filling stations: At unattended petrol stations, the card transaction takes place before you fill your tank, i.e. the amount is not yet known. At such petrol stations, a standard amount of CHF 150 is therefore reserved on the account. On receipt of the actual amount, the reserved amount is deleted and the actual amount debited.
  
• The PostFinance Card may only be used for recurring payments online up to a specified monthly limit: CHF 1,500 or EUR 1,300 per month.
• The PostFinance Card may only be used for one-off payments online up to a specified monthly limit: CHF 500 or EUR 350 per month.
• Payments with the PostFinance Card via the Migros app can only be made up to a limit of CHF 1500 each month.
  
• Withdrawal limits: Individual card limits are possible but must be discussed with the person handling the account.
  
• Post offices: Please note amount limits applicable at the The link will open in a new window location selected.

The PostFinance Card in CHF is free of charge.

What is the maximum amount for cash withdrawals with the PostFinance Card in CHF per day?

The maximum amount for cash withdrawals depends on the terminal. Amounts that exceed the terminal limit can be withdrawn in several instalments. Any applicable fees are charged for each withdrawal.

How are purchases at petrol stations charged?

At unattended petrol stations, the card transaction takes place before you fill your tank, i.e. the amount is not yet known. At such petrol stations, a standard amount of CHF 150 is therefore reserved on the account. On receipt of the actual amount, the reserved amount is deleted and the actual amount debited.

What is the maximum amount for online payments?

For amounts up to CHF 500 or EUR 350 per month, the card and ID number of the PostFinance Card must be entered in the payment screen.

For amounts exceeding this limit, the personal PIN for the PostFinance Card and the card reader are also required.

When is the monthly limit per account applied?

There is a monthly limit if multiple cards belong to the same account (e.g. partner account). The limit per account is defined here on the basis of the limit per card.

Can the limit for the PostFinance Card in CHF be adjusted?

Individual card limits are possible but must be discussed with the person handling the account.

Which currency should be chosen when withdrawing currency from ATMs abroad?

When withdrawing currency from ATMs abroad, in many places you can choose with your PostFinance Card whether to have the withdrawal charged in the relevant local currency or in Swiss Francs. We advise you to always have the withdrawal charged in the local currency. When conversions are made abroad, it is often not apparent which rate is being applied and which fees are being charged. You have greater transparency when the conversion is made on your account statement.