Youth account

The ideal pocket money or salary account

Having your own account for the first time is an important step towards independence. Whether it’s for pocket money or a salary, the PostFinance youth account gives young people up to the age of 20 perfect control over their daily financial transactions. Thanks to e-finance and the PostFinance App, you can access the account anytime and anywhere − even conveniently and securely from your smartphone. That’s real freedom.

The advantages of the youth account: for customers up to the age of 20

  • Ideal as a pocket money or salary account

  • Preferential interest rate

  • Free account management

  • Free PostFinance Card from 12 years of age

  • On request: free Mastercard Value from 12 years of age

     

    • Youth account in CHF or EUR
    • Account management: either online (e-finance) or on paper
    • Monthly account statement and annual account balancing with interest statement
  • Current interest rates

    Youth accounts in banking packages

    Youth accounts are managed in the SmartKids banking package or the SmartYoung banking package. 

    Cash withdrawals

    Place of useCost for the cash withdrawal
    Place of use
    PostFinance Card
    Cost for the cash withdrawal
    Free of charge
    Place of use
    Postomats
    Cost for the cash withdrawal
    Free of charge
    Place of use
    Swiss Post counters
    Cost for the cash withdrawal
    Free of charge
    Place of use
    Migros and Manor customer service desks, Spar, SBB and private railway counters, Coop Pronto shops and Denner
    Cost for the cash withdrawal
    Free of charge
    Place of use
    ATMs in Switzerland
    Cost for the cash withdrawal
    Free of charge
    Place of use
    ATMs abroad
    Cost for the cash withdrawal
    Free of charge

    Domicile abroad

    CHF 25/month per account, regardless of assets

  • Have your salary paid into your youth account

    You can use the following transfer form to have your salary credited to your youth account.

    1. Please fill in the form
    2. Sign the form
    3. Send the form to: 
      PostFinance Ltd
      Scan Center
      3002 Bern
  • Where can you withdraw cash at Migros and Manor?

    Cash withdrawals are possible at the Customer Service checkout.

    What are the preconditions for a youth account?

    Customers up to 20 years of age receive a youth account. Young people who are not yet of legal age require the signature of a parent or legal representative to open the account.

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