Asset allocation funds invest your money in various asset classes, such as shares, bonds and real estate, simultaneously. The allocation follows a clear strategy – tailored to your risk appetite and investment strategy.
You can choose between defensive, balanced and growth-orientated solutions – from as little as CHF 100 per individual purchase or CHF 20 in the funds saving plan.
At PostFinance, we focus on actively managed strategy funds. This means that our fund managers make conscious investment decisions and select specific companies. This allows you to react to market changes – for continuous monitoring and quality assurance.
Our popular strategy funds
Broad diversification with a single investment
Professional management by investment experts
Selection from various risk classes
Ongoing monitoring and adjustment of the fund
You can get started by investing even small amounts
The PF - ESG Yield Strategy Fund is a fund of funds that invests in bonds, equities and real estate around the world. The fund is actively managed. The strategic equity component is 15% and the strategic proportion of foreign currency is 6%.
Investment target: for cautious investors who can accept low to medium price fluctuations
Investment horizon: medium to long term
Recommendation: this collective investment may not be suitable for investors who want to withdraw their assetsfrom the collective investment again within at least two years.
Risk/reward profile: 2 out of 7 1= Lower risk / Typically lower return; 7=Higher risk / Typically higher return. More information on the risk/reward profile can be found in the relevant KIID.
The PF - ESG Income Strategy Fund is a fund of funds that invests in bonds, equities and real estate around the world. The fund is actively managed. The strategic equity component is 30% and the strategic proportion of foreign currency is 12%.
Investment target: for quite cautious investors who can accept medium price fluctuations
Investment horizon: medium to long term
Recommendation: this collective investment may not be suitable for investors who want to withdraw their assets from the collective investment again within at least five years.
Risk/reward profile: 2 out of 7 1= Lower risk / Typically lower return; 7=Higher risk / Typically higher return. More information on the risk/reward profile can be found in the relevant KIID.
The PF - ESG Balanced Strategy Fund is a fund of funds that invests in bonds, equities and real estate around the world. The fund is actively managed. The strategic equity component is 50% and the strategic proportion of foreign currency is 19%.
Investment target: for balanced investors who can accept price fluctuations
Investment horizon: medium to long term
Recommendation: this collective investment may not be suitable for investors who want to withdraw their assetsfrom the collective investment again within at least five years.
Risk/reward profile: 3 out of 7 1= Lower risk / Typically lower return; 7=Higher risk / Typically higher return. More information on the risk/reward profile can be found in the relevant KIID.
The PF - ESG Growth Strategy Fund is a fund of funds that invests in bonds, equities and real estate around the world. The fund is actively managed. The strategic equity component is 70% and the strategic proportion of foreign currency is 27%.
Investment target: for investors who want to follow a growth-oriented investment strategy and can accept higher price fluctuations
Investment horizon: long term
Recommendation:this collective investment maynot be suitable for investors who want to withdraw their assetsfrom the collective investment again within at least five years.
Risk/reward profile: 3 out of 7 1= Lower risk / Typically lower return; 7=Higher risk / Typically higher return. More information on the risk/reward profile can be found in the relevant KIID.
The aim of the PF - ESG Capital Gain Strategy Fund is to achieve significant long-term asset growth via capital gains by investing in sustainable Swiss and world equities as well as Swiss real estate. The strategic equity component is 93%, while 43% of the fund’s assets are invested in Swiss equities. In addition to investments in shares from developed countries, 15% is invested in emerging market equities. The 7% invested in Swiss real estate funds also contributes to diversification. The strategic foreign currency component is around 36%.
Investment target: for investors who want to follow an extremely growth-oriented investment strategy and can accept high price fluctuations
Investment horizon: long term
Recommendation:this collective investment maynot be suitable for investors who want to withdraw their assetsfrom the collective investment again within at least nine years.
Risk/reward profile: 3 out of 7 1= Lower risk / Typically lower return; 7=Higher risk / Typically higher return. More information on the risk/reward profile can be found in the relevant KIID.
