No matter how wonderful and relaxing travel and holidays may be, there are many potential risks and dangers: an illness that prevents you from travelling resulting in high cancellation costs, an emergency situation or natural disaster in your destination country which means you have to cut your holiday short or require repatriation, a vehicle breakdown abroad, a traffic accident in a hire car, the loss of baggage or a legal dispute with your tour operator. PostFinance travel insurance gives you peace of mind as it covers your risk of costs, provides full protection on all travel in Switzerland and abroad and means you can rely on rapid and professional support in an emergency.

Flexible, fair and simple: PostFinance travel insurance provides perfect travel cover for all scenarios. It provides comprehensive and needs-based cover with an attractive price-performance ratio and can be taken out easily online. The insurers PostFinance Reiseversicherung, TAS Versicherungen AG and Assista Rechtsschutz AG are amongst the leading Swiss companies in their sector and have decades of experience in providing assistance and insurance services.

Travel in Switzerland and abroad with a maximum duration of six months is insured. The distance between the place of residence and destination must be over 50 kilometres and the trip must include at least one overnight stay. Travel to countries or regions which the Swiss authorities or the World Health Organization (WHO) advise against visiting is not insured.

PostFinance travel insurance perfectly complements the benefits of your health insurance scheme’s medical cost cover by providing the following insurance options: cancellation costs prior to departure, assistance with vehicle breakdown and accidents, reduced excess for hire cars, medical or personal assistance, assistance in the event of public transport cancellations and delays, luggage insurance and legal protection for travel abroad.

PostFinance travel insurance is an annual policy providing comprehensive cover for all planned and spur-of-the-moment private travel in Switzerland and abroad for an entire year. You don’t have to worry about taking out travel insurance for each trip or stay abroad or other policies during the year. Full-year travel cover is generally worthwhile compared to individual policies if you take two or more short trips a year.

Yes. No matter how you decide to travel – your own car, a motorbike or a hire car – we are here to help you in an emergency.

If your private vehicle cannot be repaired on site in the event of a breakdown or traffic accident in another European country abroad, the additional costs for onward and home-bound travel (including the use of a hire car) will be covered up to CHF 2,000 per event.

PostFinance isn’t an insurance company but instead the marketing partner of TONI Digital Insurance Solutions AG. As an insurer, we have carefully selected and trustworthy partners who are amongst the leading Swiss companies in their sector and possess decades of experience.

• For all services of PostFinance travel insurance except for legal protection: TAS Versicherungen AG. TAS has been providing high-quality assistance and insurance services for travel since 1975 and is today Switzerland’s biggest travel cancellation insurer.
• For legal protection: Assista Rechtsschutz AG. Assista is the leading provider of legal protection insurance for private individuals on the Swiss market.

The insurers mentioned bear the risk and process the claims for PostFinance travel insurance. 

If you have the SmartPlus banking package, the insurance discount applies to all PostFinance property insurance policies (car, motorcycle, travel and legal protection insurance), except for those for which Great Lakes Insurance SE is the insurer. The discount is granted only once per insurance policy on an annual net premium (excluding taxes, duties, etc.) and is credited to your PostFinance private account within three months. The discount lapses or is not granted if your banking package is changed from Smart to SmartPlus and back within two years and/or if the policy is terminated and a new policy is taken out for the same insurance object.