PostFinance Card in EUR

Shop conveniently in-store and online

The PostFinance Card in EUR is the ideal card if you maintain business relationships in eurozone countries and have a business account in EUR. Avoid potential currency fluctuations for payments and cash withdrawals in EUR.

PostFinance Card in EUR: no conversion losses for EUR withdrawals

  • Withdraw cash in EUR or CHF across Switzerland at Postomats, post offices and ATMs

  • Withdraw cash in local currency worldwide from ATMs – no currency losses for EUR withdrawals

  • PostFinance Card combined with Debit Mastercard: pay in online shops and in stores worldwide

  • Manage your settings (e.g. block card, order PIN) yourself in the PostFinance App or in e-finance

  • Direct debits from business account and transparent invoicing

Make payments in shops

You can pay with your PostFinance Card wherever the PostFinance logo is displayed. The card is also accepted wherever the Mastercard logo is displayed.

When making your first contactless payment, a transaction using your PIN is required.

Make payments in online shops

With your PostFinance Card combined with Debit Mastercard you can pay in online shops worldwide. In the shop, select “Mastercard” and follow the instructions.

Make payments via Mastercard – how to proceed

In the online shop, select the “Mastercard” and follow the instructions. In most cases, you will have to enter the following data from your card (additional checks are at the merchant’s discretion):

  • Card number
  • Card expiry date
  • Card verification number

Pay securely in online shops

When paying in online shops, you may be prompted to confirm your purchase. If you have not activated 3-D Secure, your PostFinance Card is not enabled for all online purchases, and your payment may be terminated.

Activate 3-D Secure for your PostFinance Card quickly and conveniently in the PostFinance App or in e-finance. You must have a Swiss mobile phone number.

In e-finance

Activate 3-D Secure in the credit card settings in e-finance.

In the app

Activate 3-D Secure in four steps in the PostFinance App.

  1. On the app homepage choose “More”
  2. Tap on “My cards”
  3. Select the card for which you want to activate 3-D Secure
  4. Activate 3-D Secure in the card settings

Without e-finance or app

Activate 3-D Secure by The link will open in a new window entering your card data. It takes several working days to complete the registration.

Possible uses

Withdraw cash across Switzerland
At Postomats, post offices and ATMs.
Withdraw cash internationally
At ATMs with Mastercard Logo.
Data does not originate from PostFinance and no responsibility is accepted for its accuracy.
The link will open in a new window More information on Mastercard
Make cashless payments
Pay in online shops and in stores throughout Switzerland and abroad with the PostFinance Card combined with Debit Mastercard
Inpayments to your own account
At post offices that accept euros

Card security

Find out about the most important recommendations for safe card use:

Preconditions

  • Business account in EUR or association account in EUR
  • Cardholder with sole signatory rights for business accounts or association accounts

Withdrawal limits

Cash withdrawals at ATMs
EUR 800 per day
Cash withdrawals at post offices
Account balance in terms of cash holdings
Goods purchases (online shops only)
EUR 2,000 per day
Monthly limit per card
EUR 4,000
Monthly limit per account if there is more than one card
EUR 4,000

Information:

The maximum withdrawal amount depends on the terminal. Amounts that exceed the terminal limit can be withdrawn in several instalments. Any applicable fees are charged for each withdrawal.

Annual fee

The PostFinance Card costs CHF 30 per year.
Upon cancellation of the card, there will be no partial reimbursement of the annual fee that has been paid.

Card usage

Cash withdrawals at Postomats
Free of charge
Cash withdrawals at post offices
1% of the cash withdrawal amount
Cash withdrawals at ATMs in Switzerland
CHF withdrawals: CHF 2
EUR withdrawals: CHF 5
Cash withdrawals at ATMs abroad
CHF 5, regardless of the local currency
Inpayments to your own account
Free for up to 20 inpayments per month; from 21 inpayments per month, similar to inpayments at the post office counter using a QR bill.
Purchase of goods/services

A processing fee of 1.5% applies on purchases made abroad (goods or services bought in shops and online incl. online shops of foreign retailers).

This also includes recurring services (e.g. music subscriptions) from online shops that are processed abroad.

Card blocking & card replacement

Card blocking

Via Hotline/customer advisor
Via E-Finance

 

CHF 20 per report
Free of charge

Card replacement

Via Hotline/customer advisor
Via E-Finance

 

CHF 40 per card
CHF 25 per card

  • You can enter individual card limits directly in e-finance or the PostFinance App.

    Go to information on adjusting withdrawal limits

  • You can block/unblock your PostFinance Card or order a replacement card quickly and easily online.

    Go to block/unblock card or order replacement card

  • Yes, you can still log into e-finance with your PostFinance Card and the card reader.

Order your new PostFinance Card in EUR

To order a PostFinance Card from PostFinance, you must first become a customer. As a business customer with an existing banking relationship with PostFinance, you can easily order the PostFinance Card online now.

You are a new business customer

For all customers who don’t yet have a business relationship with PostFinance

You are already a business customer

For existing business customers who want to order a PostFinance Card in EUR

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