PostFinance Card in EUR

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The PostFinance Card in EUR is the ideal card if you maintain business relationships in eurozone countries and have a business account in EUR. Avoid potential currency fluctuations for payments and cash withdrawals in EUR.

PostFinance Card in EUR: no conversion losses for EUR withdrawals

  • Withdraw cash in EUR or CHF across Switzerland at Postomats, post offices and ATMs

  • Withdraw cash in local currency worldwide from ATMs – no currency losses for EUR withdrawals

  • PostFinance Card combined with Debit Mastercard: pay in online shops and in stores worldwide

  • Individual card limits can be agreed with the account manager

  • Direct debits from business account and transparent invoicing

  • PostFinance Card combined with Debit Mastercard

    With the combined card, you can pay wherever the PostFinance Card logo or the Mastercard® logo is displayed.

    Possible uses

    Withdraw cash across Switzerland

    At Postomats, post offices and ATMs.

    Since 13 December 2022, cash withdrawals at ATMs have only been available with the PostFinance Card combined with Debit Mastercard.

    Withdraw cash internationally

    At ATMs with Visa Plus logo and Mastercard Logo.
    Data does not originate from PostFinance and no responsibility is accepted for its accuracy.
    The link will open in a new window More information on Visa Plus

    The link will open in a new window More information on Mastercard

    Make cashless payments
    Pay in online shops and in stores throughout Switzerland and abroad with the PostFinance Card combined with Debit Mastercard
    Inpayments to your own account
    At post offices that accept euros

    Card security

    Find out about the most important recommendations for safe card use:

  • Preconditions

    • Business account in EUR or association account in EUR
    • Cardholder with sole signatory rights for business accounts or association accounts

    Withdrawal limits

    Cash withdrawals at ATMs
    EUR 800 per day
    Cash withdrawals at post offices
    Account balance in terms of cash holdings
    Goods purchases (online shops only)
    EUR 2,000 per day
    Monthly limit per card
    EUR 4,000
    Monthly limit per account if there is more than one card
    EUR 4,000

    Information:

    • The maximum withdrawal amount depends on the terminal. Amounts that exceed the terminal limit can be withdrawn in several instalments. Any applicable fees are charged for each withdrawal.
    • The PostFinance Card may only be used for recurring payments online up to a specified monthly limit: CHF 1,500 or EUR 1,300.
    • The PostFinance Card may only be used for one-off payments online up to a specified monthly limit: CHF 500 or EUR 350.
  • Annual fee

    The PostFinance Card costs CHF 30 per year.
    Upon cancellation of the card, there will be no partial reimbursement of the annual fee that has been paid.

    Card usage

    Cash withdrawals at Postomats
    Free of charge
    Cash withdrawals at post offices
    1% of the cash withdrawal amount
    Cash withdrawals at ATMs in Switzerland
    CHF withdrawals: CHF 2
    EUR withdrawals: CHF 5
    Cash withdrawals at ATMs abroad
    CHF 5, regardless of the local currency
    Inpayments to your own account
    Free for up to 20 inpayments per month; from 21 inpayments per month, similar to inpayments at the post office counter using a QR bill.
    Purchase of goods/services
    A processing fee of 1.5% applies on purchases made abroad (goods or services bought in shops and online).

    Card blocking & card replacement

    Card blocking

    Via Hotline/customer advisor
    Via E-Finance

     

    CHF 20 per report
    Free of charge

    Card replacement

    Via Hotline/customer advisor
    Via E-Finance

     

    CHF 40 per card
    CHF 25 per card

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