PostFinance Card combined with Debit Mastercard
With the combined card, you can pay wherever the PostFinance Card logo or the Mastercard logo is displayed.
The PostFinance Card combined with Debit Mastercard® enables you to withdraw cash worldwide and shop conveniently online or in stores throughout Switzerland and abroad.
Contactless payment: fast and convenient
PostFinance Card combined with Debit Mastercard: pay in online shops and in stores worldwide
Individual card limits can be agreed with the account manager
Direct debit from your business account
Transparent invoicing
With the combined card, you can pay wherever the PostFinance Card logo or the Mastercard logo is displayed.
With the contactless function, you can pay sums of up 100 francs with the PostFinance Card, and sums of up to 80 francs with credit cards without needing to enter a PIN. The limit is 80 francs for purchases processed with the Debit Mastercard. Simply hold your card against the payment terminal, and your purchase is complete. For amounts above the limit, you will also need to enter your PIN.
Free cash withdrawals at Postomats and post offices, at Migros Customer Service desks, at SBB and private railway counters, at Coop Pronto shops and Denner.
Cash withdrawals at ATMs in Switzerland are free of charge with the SmartPlus, SmartYoung or SmartStudents banking package. With the Smart banking package, withdrawals of Swiss francs cost CHF 2 and withdrawals of euros cost CHF 5. Since 13 December 2022, cash withdrawals at ATMs have only been available with the PostFinance Card combined with Debit Mastercard.
Please note the information on withdrawing money at ATMs in the Mastercard networks. The information does not originate from PostFinance and no responsibility is accepted for its accuracy. Since 11 september 2023, cash withdrawals abroad have only been available with the PostFinance Card combined with Debit Mastercard.
At Postomats, written registration required
In post offices
Learn about the most important recommendations for safe card use:
Cash withdrawals at ATMs |
CHF 1,000 per day |
---|---|
Cash withdrawals at post offices |
Account balance in terms of cash holdings |
Goods purchases |
CHF 3,000 per day |
Monthly limit per card |
CHF 5,000 |
Monthly limit per account if more than one card |
CHF 5,000 |
Information:
The PostFinance Card costs CHF 30 per year.
Upon cancellation of the card, there will be no partial reimbursement of the annual fee that has been paid.
Cash withdrawal at ATM in Switzerland |
CHF withdrawal: CHF 2 EUR withdrawal: CHF 5 |
---|---|
Cash withdrawal at ATMs abroad |
CHF 5, regardless of local currency |
Inpayments to own account |
Up to 20 inpayments per month free of charge; from 21 inpayments per month similar to inpayments at the post office counter using a QR bill. |
Purchase of goods/services |
A processing fee of 1.5% applies on purchases made abroad (goods or services bought in shops and online). |
Card blocking Via Hotline/customer advisor |
CHF 20 per report |
---|---|
Card replacement Via Hotline/customer advisor |
CHF 40 per card |
In the event of loss or theft, cards can be blocked for a charge of CHF 20 per card reported and replaced for CHF 30 per card. Cards can also be sent abroad.