PostFinance Card in CHF

Can be used in Switzerland and worldwide

The PostFinance Card combined with Debit Mastercard® enables you to withdraw cash worldwide and shop conveniently online or in stores throughout Switzerland and abroad.

PostFinance Card in CHF: convenient, versatile and transparent

  • Contactless payment: fast and convenient

  • PostFinance Card combined with Debit Mastercard: pay in online shops and in stores worldwide

  • Manage your settings (e.g. block card, order PIN) yourself in the PostFinance App or in e-finance

  • Direct debit from your business account

  • Transparent invoicing

Make payments in shops

You can pay with your PostFinance Card wherever the PostFinance logo is displayed. The card is also accepted wherever the Mastercard logo is displayed.

When making your first contactless payment, a transaction using your PIN is required.

Make payments in online shops

With your PostFinance Card combined with Debit Mastercard you can pay in online shops worldwide. In the shop, select “Mastercard” and follow the instructions.

Make payments via Mastercard – how to proceed

In the online shop, select the “Mastercard” and follow the instructions. In most cases, you will have to enter the following data from your card (additional checks are at the merchant’s discretion):

  • Card number
  • Card expiry date
  • Card verification number

Pay securely in online shops

When paying in online shops, you may be prompted to confirm your purchase. If you have not activated 3-D Secure, your PostFinance Card is not enabled for all online purchases, and your payment may be terminated.

Activate 3-D Secure for your PostFinance Card quickly and conveniently in the PostFinance App or in e-finance. You must have a Swiss mobile phone number.

In e-finance

Activate 3-D Secure in the credit card settings in e-finance.

In the app

Activate 3-D Secure in four steps in the PostFinance App.

  1. On the app homepage choose “More”
  2. Tap on “My cards”
  3. Select the card for which you want to activate 3-D Secure
  4. Activate 3-D Secure in the card settings

Without e-finance or app

Activate 3-D Secure by The link will open in a new window entering your card data. It takes several working days to complete the registration.

Make contactless payments

The contactless function allows you to pay amounts up to CHF 100 with the PostFinance Card and up to CHF 80 with credit cards without entering your PIN. The limit is CHF 80 for purchases processed with the Debit Mastercard. Simply hold your card against the payment terminal, and your purchase is complete. For amounts above the limit, you will also need to enter your PIN.

Cash withdrawals in Switzerland

Free cash withdrawals at Postomats, Swiss Post branches, Migros customer service, Coop Pronto shops and Denner stores.

You can find more information under “Prices and conditions”.

Cash withdrawals abroad

Please note the information on withdrawing money at ATMs in the Mastercard networks. The information does not originate from PostFinance and no responsibility is accepted for its accuracy.

Cash withdrawals from savings accounts

At Postomats, written registration required

Inpayments to your own account

In post offices

Card security

Learn about the most important recommendations for safe card use:

Preconditions

  • Business account in CHF or association account in CHF
  • Cardholder with sole signatory rights for business account or association account

Withdrawal limits

Cash withdrawals at ATMs
CHF 1,000 per day
Cash withdrawals at post offices
Account balance in terms of cash holdings
Goods purchases
CHF 3,000 per day
Monthly limit per card
CHF 5,000
Monthly limit per account if more than one card
CHF 5,000

Information:

  • The maximum withdrawal amount depends on the terminal. Amounts that exceed the terminal limit can be withdrawn in several instalments. Any applicable fees are charged for each withdrawal.
  • At unattended petrol stations, a standard amount of CHF 150 is reserved prior to the fuel purchase. On receipt of the actual amount after the fuel is purchased, the reserved amount is deleted and the actual amount debited.
  • Post offices: Please note amount limits applicable at the The link will open in a new window location selected.

Annual fee

The PostFinance Card costs CHF 30 per year.
Upon cancellation of the card, there will be no partial reimbursement of the annual fee that has been paid.

Card usage

Cash withdrawal at ATM in Switzerland
CHF withdrawal: CHF 2
EUR withdrawal: CHF 5
Cash withdrawal at ATMs abroad
CHF 5, regardless of local currency
Inpayments to own account
Up to 20 inpayments per month free of charge; from 21 inpayments per month similar to inpayments at the post office counter using a QR bill.
Purchase of goods/services

A processing fee of 1.5% applies on purchases made abroad (goods or services bought in shops and online incl. online shops of foreign retailers).

This also includes recurring services (e.g. music subscriptions) from online shops that are processed abroad.

Card blocking & card replacement

Card blocking

Via Hotline/customer advisor
Via E-Finance

 

CHF 20 per report
Free of charge

Card replacement

Via Hotline/customer advisor
Via E-Finance

 

CHF 40 per card
CHF 25 per card

Card blocking and card replacement

In the event of loss or theft, cards can be blocked for a charge of CHF 20 per card reported and replaced for CHF 30 per card. Cards can also be sent abroad.

  • You can enter individual card limits directly in e-finance or the PostFinance App.

    Go to information on adjusting withdrawal limits

  • You can block/unblock your PostFinance Card or order a replacement card quickly and easily online.

    Go to block/unblock card or order replacement card

  • Yes, you can still log into e-finance with your PostFinance Card and the card reader.

Order your new PostFinance Card in CHF

To order a PostFinance Card from PostFinance, you must first become a customer. As a business customer with an existing banking relationship with PostFinance, you can easily order the PostFinance Card online now.

You are a new business customer

For all customers who don’t yet have a business relationship with PostFinance

You are already a business customer

For existing business customers who want to order a PostFinance Card

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