The PostFinance Card combined with Debit Mastercard® enables you to withdraw cash worldwide and shop conveniently online or in stores throughout Switzerland and abroad.
Contactless payment: fast and convenient
PostFinance Card combined with Debit Mastercard: pay in online shops and in stores worldwide
Individual card limits can be agreed with the account manager
Direct debit from your business account
Transparent invoicing
You can pay with your PostFinance Card wherever the PostFinance logo is displayed. The card is also accepted wherever the Mastercard logo is displayed.
When making your first contactless payment, a transaction using your PIN is required.
You can pay with your PostFinance Card in online shops. Where this option is not available, select “Mastercard”. This means you can pay with your PostFinance Card in online shops worldwide.
In the online shop, select the “Mastercard” option and follow the instructions. In most cases, you will have to enter the following data from your card (additional checks are at the merchant’s discretion):
Pay securely with your PostFinance Card. If you make the payment with Mastercard, the globally accepted 3-D Secure procedure is used. Complete a one-time activation for 3-D Secure now.
Precondition: Swiss mobile phone number
With the contactless function, you can pay sums of up CHF 100 with the PostFinance Card without needing to enter a PIN. The limit is CHF 80 for purchases processed with the Debit Mastercard. Simply hold your card against the payment terminal, and your purchase is complete. For amounts above the limit, you will also need to enter your PIN.
With the PostFinance Card, you can make free cash withdrawals at Postomats, in post offices, at Migros customer service, at Coop Pronto Shops and at Denner.
Cash withdrawals at ATMs in Switzerland are free of charge with the SmartPlus, SmartYoung or SmartStudents banking package. It costs CHF 2 to withdraw Swiss francs with the Smart banking package. Withdrawal of euros costs CHF 5. Since 13 December 2022, cash withdrawals at ATMs have only been available with the PostFinance Card combined with Debit Mastercard.
Please note the information on withdrawing money at ATMs in the Mastercard networks. The information does not originate from PostFinance and no responsibility is accepted for its accuracy. Since 11 september 2023, cash withdrawals abroad have only been available with the PostFinance Card combined with Debit Mastercard.
At Postomats, written registration required
In post offices
Learn about the most important recommendations for safe card use:
Cash withdrawals at ATMs |
CHF 1,000 per day |
|---|---|
Cash withdrawals at post offices |
Account balance in terms of cash holdings |
Goods purchases |
CHF 3,000 per day |
Monthly limit per card |
CHF 5,000 |
Monthly limit per account if more than one card |
CHF 5,000 |
Information:
The PostFinance Card costs CHF 30 per year.
Upon cancellation of the card, there will be no partial reimbursement of the annual fee that has been paid.
Cash withdrawal at ATM in Switzerland |
CHF withdrawal: CHF 2 EUR withdrawal: CHF 5 |
|---|---|
Cash withdrawal at ATMs abroad |
CHF 5, regardless of local currency |
Inpayments to own account |
Up to 20 inpayments per month free of charge; from 21 inpayments per month similar to inpayments at the post office counter using a QR bill. |
Purchase of goods/services |
A processing fee of 1.5% applies on purchases made abroad (goods or services bought in shops and online incl. online shops of foreign retailers). |
Card blocking Via Hotline/customer advisor |
CHF 20 per report |
|---|---|
Card replacement Via Hotline/customer advisor |
CHF 40 per card |
In the event of loss or theft, cards can be blocked for a charge of CHF 20 per card reported and replaced for CHF 30 per card. Cards can also be sent abroad.
To order a PostFinance Card from PostFinance, you must first become a customer. As a business customer with an existing banking relationship with PostFinance, you can easily order the PostFinance Card online now.
For all customers who don’t yet have a business relationship with PostFinance |
For existing business customers who want to order a PostFinance Card
