The replacement process is continuous and expected to last until March 2023. Both cards will be in circulation during this period. Existing PostFinance Card customers will receive the new card automatically in the coming months.
PostFinance Card combined with Debit Mastercard®
The PostFinance Card will be replaced and expanded to include the Debit Mastercard function. The new PostFinance Card can be used anywhere in Switzerland and abroad where you see the PostFinance or Mastercard logo.
The new PostFinance Card with Debit Mastercard can easily be distinguished from the current PostFinance Card. The most prominent difference is the Mastercard logo on the front side.
Current PostFinance Card
New PostFinance Card
Nothing is changing for you. Since you have a partner agreement with PostFinance (EFT/POS), your transaction costs will remain unchanged. You will continue to benefit from our attractive transparent prices.
You already own an ep2-certified payment terminal
If you already accept Mastercard products as a payment option, you will be able to accept the new PostFinance Card with Debit Mastercard right away. However, the same conditions that you agreed with your contractual partner (acquirer) for Mastercard will apply.
If you would like to benefit from our attractive transparent prices for PostFinance Card transactions, please register via the order form or contact us on 0848 888 900 for a consultation appointment.
Did you know?
An EFT/POS agreement is also possible without opening a business account with PostFinance. Payments can be credited to a PostFinance bank account or a third-party bank account of your choice.
You do not yet own an ep2-certified payment terminal
If you already accept Mastercard products as a payment option, you will be able to accept the new PostFinance Card with Debit Mastercard right away. The same conditions that you agreed with your contractual partner (acquirer) for Mastercard will apply.
Please note that PostFinance EFT/POS agreements are only possible with an ep2-certified payment terminal. Your terminal provider can tell you whether your terminal is ep2-certified or not. Read the questions and answers for more information on ep2-certified and non-ep2-certified payment terminals.
However, the following options are available to you for entering into a EFT/POS agreement with PostFinance to benefit from attractive conditions: the payment terminal must be changed to a ep2-certified model. Information about this can be found under EFT/POS or you can contact us on 0848 888 900.
E-commerce – payments in your online shop
Our popular e-commerce payment method will continue. The new card enables customers to choose whether to pay with the PostFinance payment method or via Mastercard. For our payment methods, the transaction is still credited one day after the transaction data is submitted.
Did you know?
As of 1 January 2022, PostFinance reduced transaction fees in e-commerce from 1.9 percent to 1.3 percent, making our payment methods significantly cheaper for you. More information can be found under e-commerce.
Frequently asked questions
Transactions will continue to be processed at the existing prices via PostFinance.
You can accept the PostFinance Card with the Mastercard logo at your payment terminal right away. The transaction will be billed via Debit Mastercard pricing. You can find the details of the transaction fees in your existing acquiring contract.
Did you know that there are around 2.7 million PostFinance Cards in circulation on the Swiss market?
With the EFT/POS agreement from PostFinance, you benefit from attractive transparent prices and you are credited the day after the transaction. You also benefit from even smaller transaction fees for small amounts.
Non-ep2-certified terminals are payment terminals for which the Swiss technical standard ep2 has not been implemented. Examples of non-ep2-certified terminals include SumUp and myPOS.
PostFinance offers its customers with an EFT/POS agreement very attractive transparent prices. PostFinance has no influence on the fees that are incurred for a Debit Mastercard transaction.
The process will not be any different either for the shopper or for you as a retailer. In the case of processing via the PostFinance brand (if you have a direct EFT/POS agreement), you will be credited the following day.