Acceptance cut-off times for payment orders

Region	Currency	Execution	Acceptance cut-off times	Credit Beneficiary Account
Region Switzerland and Liechtenstein	Currency All available	Execution Today / Same day	Acceptance cut-off times 12 p.m. V	Credit Beneficiary Account According to “Standard” execution. V to V +1.
Region Europe and rest of the world	Currency All available	Execution Today / Same day	Acceptance cut-off times 12 p.m. V	Credit Beneficiary Account According to “Standard” execution. V to V +1.

Currency	Execution	Acceptance cut-off times	Credit Beneficiary Account
Currency CHF, EUR	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V
Currency AUD, CAD, GBP, JPY, NOK, DKK, SEK, USD	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +1
Currency CHF, EUR, USD	Execution Express	Acceptance cut-off times 1 p.m. / 6 p.m. V	Credit Beneficiary Account V
Currency AUD, CAD, GBP, JPY, NOK, DKK, SEK	Execution Express	Acceptance cut-off times 1 p.m. / 6 p.m. V	Credit Beneficiary Account V / V +1

Currency	Execution	Acceptance cut-off times	Credit Beneficiary Account
Currency CHF	Execution Express	Acceptance cut-off times 4 p.m. V	Credit Beneficiary Account V
Currency EUR	Execution Express	Acceptance cut-off times 3 p.m. V	Credit Beneficiary Account V
Currency USD	Execution Express	Acceptance cut-off times 4 p.m. V	Credit Beneficiary Account V
Currency CAD	Execution Express	Acceptance cut-off times 12 p.m. V	Credit Beneficiary Account V
Currency CZK, GBP, HUF, NOK, PLN, SEK, ZAR	Execution Express	Acceptance cut-off times 11 a.m. V	Credit Beneficiary Account V

Country	Currency	Execution	Acceptance cut-off times	Credit Beneficiary Account
Country SEPA-payments in SEPA countries / Other Euro payments	Currency EUR	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +1
Country Europe and rest of the world	Currency CHF	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +1
Country Denmark	Currency DKK	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +1
Country Great Britain	Currency GBP	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +1
Country Croatia	Currency HRK	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +2
Country Norway	Currency NOK	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +1
Country Poland	Currency PLN	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +2
Country Romania	Currency RON	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V
Country Sweden	Currency SEK	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +1
Country Czech Republic	Currency CZK	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +2
Country Hungary	Currency HUF	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +2

Country	Currency	Execution	Acceptance cut-off times	Credit Beneficiary Account
Country Egypt	Currency EGP	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +2
Country Kenya	Currency KES	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +2
Country Morocco	Currency MAD	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +2
Country Mauritius	Currency MUR	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +2
Country Namibia	Currency NAD	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +2
Country South Africa	Currency ZAR	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +2
Country Tunisia	Currency TND	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +2

Country	Currency	Execution	Acceptance cut-off times	Credit Beneficiary Account
Country Australia	Currency AUD	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +1
Country China	Currency CNY	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +1
Country Hong Kong	Currency HKD	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +2
Country India	Currency INR	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +2
Country Indonesia	Currency IDR	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +2
Country Israel	Currency ILS	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V
Country Japan	Currency JPY	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +1
Country Malaysia	Currency MYR	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +2
Country New Zealand	Currency NZD	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +2
Country Philippines	Currency PHP	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +2
Country Singapore	Currency SGD	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +2
Country Sri Lanka	Currency LKR	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +2
Country Thailand	Currency THB	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +2
Country Turkey	Currency TRY	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +1
Country Vietnam	Currency VND	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +2

Country	Currency	Execution	Acceptance cut-off times	Credit Beneficiary Account
Country Canada	Currency CAD	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +1
Country USA	Currency USD	Execution Standard	Acceptance cut-off times V –1	Credit Beneficiary Account V +1

V = valuation date (i.e. interest is calculated from this time on)