Mortgages at a glance
Whether it’s with a fixed interest rate or flexible interest rates with fixed protection: get an overview of the wide range of mortgages on offer from PostFinance.
| Mortgage Fixed-rate mortgage | Mortgage Saron mortgage |
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Plan securely with a fixed interest rate over the entire term. A combination of a fixed-rate mortgage and Saron mortgage is possible. |
Flexible solution with SARON-based interest rate with a three-year term – ideal when interest rates are at a high or medium level and when they are expected to fall. By opting to switch or combine with a fixed-rate mortgage, you benefit from a tailored solution. |
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Term to maturity: 2 to 15 years |
Term to maturity: 3 years |
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Interest rate fixed over entire term; no interest rate adjustments Option of fixed interest rate for max. 18 months in advance (for a fee) |
Interest rate adjustments every three months due to the three-month compounded SARON. Option to change to a fixed-rate mortgage at the end of each quarter |
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Option of direct or indirect amortization, i.e. by means of repayment of regular tranches or indirectly through life insurance policies, with the PF Pension Funds or the PostFinance retirement savings account 3a. |
Option of direct or indirect amortization, i.e. by means of repayment of regular tranches or indirectly through life insurance policies, with the PF Pension Funds or the PostFinance retirement savings account 3a. |
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Minimum amount CHF 100,000 |
Minimum amount CHF 100,000 |