Mortgages at a glance

Whether it’s with a fixed interest rate or flexible interest rates with fixed protection: get an overview of the wide range of mortgages on offer from PostFinance.

Mortgage Fixed-rate mortgage Mortgage Saron mortgage Mortgage Construction loan

Plan securely with a fixed interest rate over the entire term.

A combination of a fixed-rate mortgage and Saron mortgage is possible.

Flexible solution with SARON-based interest rate with a three-year term – ideal when interest rates are at a high or medium level and when they are expected to fall.

By opting to switch or combine with a fixed-rate mortgage, you benefit from a tailored solution.

Ideal for your building project. Construction loan with variable interest rate. The financing limit can be used before and during the entire construction phase. Either as a current account on your building account or as a mortgage with a free choice from the range of mortgages offered by PostFinance.

The construction loan is converted into a mortgage as soon as the construction project is completed.

Term to maturity: 2 to 15 years

Term to maturity: 3 years

Term to maturity: 3 years

Interest rate fixed over entire term; no interest rate adjustments

Option of fixed interest rate for max. 18 months in advance (for a fee)

Interest rate adjustments every three months due to the three-month compounded SARON. Option to change to a fixed-rate mortgage at the end of each quarter

Variable interest rate; interest rates may be adjusted at any time

Option of direct or indirect amortization, i.e. by means of repayment of regular tranches or indirectly through life insurance policies, with the PF Pension Funds or the PostFinance retirement savings account 3a.

Option of direct or indirect amortization, i.e. by means of repayment of regular tranches or indirectly through life insurance policies, with the PF Pension Funds or the PostFinance retirement savings account 3a.

No amortization during construction.

Minimum amount CHF 100,000

Minimum amount CHF 100,000

Minimum amount CHF 150,000