- Natural persons with permanent domicile in Switzerland
- Swiss citizens and foreign nationals with B or C residence permits
The construction loan from PostFinance is the ideal loan for construction projects such as new builds, conversions and renovations. PostFinance settles all bills for you during the building phase.
Free account management
PostFinance settles all the bills you receive while work is underway on your new home
You keep an overview of your building account
There are no repayments while construction is in progress
By financing your project with a PostFinance fixed-rate mortgage, you ensure that your interest payments remain unchanged over the long term
We offer flexible building loans to help you buy your dream home, whether it is built by a general contractor or whether you have a single-family home, a condominium or a holiday home constructed according to your own wishes and plans.
|Start of term
||On granting of credit limit
||Max. 2 years
|Interest rate and commission
||Variable, no credit commission
||Quarterly to the end of the quarter
||Free of charge (charges only incurred if your finances are not consolidated with PostFinance: 0.5% of the maximum loan amount utilized, minimum of CHF 500)
||Switch to a PostFinance mortgage product
You can finance your construction project with a construction loan in current account form. We grant you a variable interest loan on the building account. Once the construction work has been completed, your loan debt on the building account is repaid by your mortgage. You are left with a mortgage debt.
|You can convert a part of your construction loan into a mortgage before building work is complete.|
You are free to use the available financing limit both before and throughout the construction phase:
Mortgage interest rates valid as of 18.08.2017
The construction loan interest rate is 2.25 percent.
Reminder fees are charged on outstanding payments.
|Third-party fees will be passed on to the customer.|