Youth savings account

The ideal savings account for customers up to the age of 20

The PostFinance youth savings account is the ideal savings account for customers up to the age of 20. It is ideal for investing money for the future in a simple, secure and flexible way.

Youth savings account: for customers up to the age of 20

  • Preferential interest rate

  • Free account management

  • Available in CHF and EUR

  • Save money securely and flexibly

  • Online account management in e-finance or on paper

    • Account management: choose between online in e-finance or on paper
    • Quarterly or annual account statement
    • Annual interest statement
  • Youth savings accounts in banking packages

    Youth savings accounts are managed in the SmartKids or SmartYoung banking package. 

    Current interest rates

    Withdrawal conditions

    Number of free withdrawals/payment slips
    • 10 withdrawals per customer and calendar year (partner accounts count as one customer)
    • CHF 8 for each additional withdrawal
    Amount not subject to notice
    • CHF 100,000 per customer and calendar year (partner accounts count as one customer)
    • 3 months’ notice period for larger amounts
    • Withdrawal notices are valid for 30 days beyond the notice deadline. No written notice is required for transfer to PostFinance services (with the exception of PostFinance private account withdrawals).
    If the notice period is not observed
    • Charge of 1% of the amount exceeding the limit is charged at end of the month

Become a customer with the right banking package

Children and young people receive a youth savings account in the SmartKids or SmartYoung banking package.

Children up to the age of 11

SmartKids

CHF 0/month

The ideal account for pocket money and savings for all goals great and small.

Young people up to the age of 20

SmartYoung

CHF 0/month

The youth account with a card for learning to manage pocket money and a salary for the first time.

Is the child or young person already a PostFinance customer?

Open an additional youth account with ease online.

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