Precondition
For an e-savings account, you need a private account with e-finance.
Private account plus
- Free cash withdrawals in Switzerland and abroad
- Ideal as a salary account
- Free PostFinance Card
E-savings account
Save money and manage your account online
The e-savings account is ideal for setting money aside securely, flexibly and easily. It allows you to work step by step towards reaching your savings goal. You can manage your e-savings account easily with e-finance in our online banking system.
E-savings account: secure and flexible investment account
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Interest of 0.05% with your e-savings account
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Management in e-finance
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Available in CHF and EUR
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Services
- The e-savings account is managed in the same currency as the main account (CHF or EUR)
- Quarterly account statement for the e-savings account can be downloaded in e-finance
- Annual interest statement
- Available as an individual or joint account
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Current interest rates for private customers over 20
Currency Interest Interest limit CurrencyCHF Interest0.05% Interest limitCHF 250,000 CurrencyEUR Interest0.05% Interest limitEUR 200,000 Assets above the interest limit earn interest at the rate applicable to the private account.
Current interest rates for young people up to 20
Currency Interest Interest limit CurrencyCHF Interest0.55% Interest limitCHF 25,000 CurrencyEUR Interest0.55% Interest limitEUR 15,000 Assets above the interest limit earn interest at the rate applicable to the e-savings account.
Withdrawal conditions
Number of free withdrawals/payment slips - 10 withdrawals per customer and calendar year (partner accounts count as one customer)
- CHF 8 for each additional withdrawal
Amount not subject to notice - CHF 100,000 per customer and calendar year (partner accounts count as one customer)
- 3 months’ notice period for larger amounts
- Withdrawal notices are valid for 30 days beyond the notice deadline. No written notice is required for transfer to PostFinance services (with the exception of PostFinance private account withdrawals)
If the notice period is not observed - Charge of 1% of the amount exceeding the limit is charged at end of year or when the account is closed
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Whether you want to close your current bank account or redistribute your assets, we’ll be happy to help.
Want to close your current bank account?
- Please fill in at least the first page
- Sign the form
- Send it to your current bank
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How is the interest rate calculated and when is it applied?
The interest limit applies to all savings and e-savings accounts maintained under the same partner number.
How can I make payments for an e-savings account?
E-finance can be used to make payments for your e-savings account. Please note the withdrawal conditions.
